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being chased on an account I never had!


margo47
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I had a joint account with my husband but closed my part over 7 years ago - he continued using it as a single account holder We decided to have independant financial agreements. Almost 2 years ago he declared himself banckrupt. I had a letter in May from ttispc which was my first notification I paid £130 "for them to investigate further", heard nothing more from them at all. Last monday I had a phone call from Rockwall about "a personal matter" again last night they spoke to my husband (as I'm deaf I don't answer the phone) they wouldn't give him any details due to "data protection" They said they would call again at 4pm today

 

So you paid this lot £130? Why? Don’t understand this.

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Sorry not to have responded before but I went to my local CAB for advice My central vision is reasonable to use the computer and my husband deals with phone calls

 

Welcome back. If you have taken advice from the CAB, can you let us know what that is and what you have decided to do.

 

Also would you mind responding to the questions which have been raised here.

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however, the fact remains that Margo disassociated herself from account about seven years ago and it now seems that Barclays are handing it out to DCA's with her name on as a debtor.

 

We can do something about this if Margo wants to be involved

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Quite right, BF, it’s an easy one to see off, but Barclays have some serious explaining to do as this is clearly not a one-off with regard to selling on accounts out of bankruptcy, and possibly passing on info they should not have had.

 

Would be nice to get to the bottom if who TTISPC are though... they erroneously refer on their website to being regulated by The Data Protection Authority – no such thing!

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The £130 was paid on the understanding that they (ttispc) would look into my dispute that I had the account and they would get back to me by post which they never did.

CAB said this morning as far as they could see by paying the £130 I have unfortunatley have acknowledged the debt. They also said I should write to them but as others here have noted there was no return address on the original letter I would be grateful for any help

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sorry, but CAB are wrong. Acknowledging the debt only applies if there is a debt in the first place. If you severed your association with the joint account before any debt was incurred, then there is no acknowledgement of it.

 

We have no idea why you have paid £130 and frankly you may well have been ripped off. Have you received any receipt for any paperwork in respect of this payment? Do you know for certain that this company is representing Barclays? Have you heard from Barclays in respect of this debt?

 

I'm afraid that although the CAB is a very worthwhile organisation, like many of these organisations, they are not particularly qualified and I'm afraid that the CAB are overcautious.

 

By all means ask advice from them, but frankly you will be better off taking advice here for this kind of thing.

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I suggest that you write the Barclays immediately and ask them for an explanation of what is going on. Ask them to confirm whether or not they have instructed these debt collectors? Also, I think that you may as well put a complaint into the OFT about ttispc.

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It looks like is part of the TDX Group who are debt buyers and sellers and memers of DBSG and CSA

 

Current Applicant / Licensee:

Business Name Company Registration Number

TDX Group Limited 5059906

Categories:

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt administration

Debt collecting

Provision of debt-adjusting on a commercial basis

Provision of debt-counselling on a commercial basis

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

Payments Place

TDX Capital Markets (Uk)

TDX Group

The Debt Exchange

The Insolvency Exchange

 

Debt Adjusting

Other

Current Address(es):

Address Type Address

Correspondence City Gate East, 1st Floor, Tollhouse Hill, NOTTINGHAM, NG1 5FS

Principal Place Of Business City Gate East, 1st Floor, Tollhouse Hill, NOTTINGHAM, NG1 5FS, United Kingdom

Registered Office City Gate East, Tollhouse Hill, Nottingham, Nottinghamshire, NG1 5FS, Uk

 

 

TTI SPC do have a CC licence and are shown as incorporated outside the UK.

 

 

Licence Number:0621976

Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

T.T.I SPC 216803

Categories:

Consumer credit

Credit brokerage

Debt administration

Provision of credit information services, excluding credit repair

Provision of debt-adjusting on a commercial basis

Right To Canvass Off Trade Premises:No

Issued Date: 08-Jan-2009

Date Maintenance Payment Due: 07-Jan-2014

Legal Formation:

Body Corporate (incorporated outside UK)

 

Their Correspondence address is in Notts and they have a LLP for service of docs-as is usually seen for some of these companies.

Arrow Global Guernsey have the same set up.

 

 

Current Address(es):

Address Type Address

Accept Notices/Documents C/o CMS Cameron McKenna LLP, Mitre House , 160 Aldersgate Street, London, EC1A 4DD, UK

Correspondence City Gate East, 1st Floor, Tollhouse Hill, Nottingham, NG1 5FS

Principal Place Of Business Scotia Centre, 4th Floor, Albert Panton Street, George Town, Grand Cayman, KY1 1103, Cayman Islands

Registered Office Scotia Centre, 4th Floor, Albert Panton Street, George Town, Grand Cayman, KY1 1103

 

 

There is another one too which lists the London Address for service of docs but has Guernsey addresses .

 

 

Business Name Company Registration Number

TTI Financial I Limited 50036

Categories:

Consumer credit

Credit brokerage

Debt administration

Provision of credit information services, excluding credit repair

Provision of debt-adjusting on a commercial basis

Right To Canvass Off Trade Premises:No

Issued Date: 09-Apr-2009

Date Maintenance Payment Due: 08-Apr-2014

Legal Formation:

Body Corporate (incorporated outside UK)

Authorised To Receive Documents:

Name

Christopher Southorn

Current Organisations that run the organisation:

Name Company Registration Number Position

OBS Private Manager I Limited .

Nature of Business:

Other

Current Address(es):

Address Type Address

Accept Notices/Documents Mitre House, 160, Aldersgate Street, LONDON, EC1A 4DD

Correspondence Mitre House, 160, Aldersgate Street, LONDON, EC1A 4DD, United Kingdom

Principal Place Of Business Albert House, 2nd Floor, South Esplanade, St Peters Port, GUERNSEY, GY1 3AJ, United Kingdom

Registered Office Albert House, 2nd Floor, South Esplanade, St Peters Port, GUERNSEY, GY1 3AJ, United Kingdom

 

 

 

None are licenced to canvass off premises-so they would have to use a DCA who was,for that.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I am trying to connect to the Tessera Credit services Ltd website but my fire wall is ringing alarm bell and my spy ware has picked up something dodgy from it and blocked it ????

 

They are members of the DBSG and do have a CC licence;

 

Licence Number:0548510

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Tessera Credit Services Limited2453485

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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For those of you who have taken an interest in this thread, some of this discussion is going off-forum for a while as we have an interesting idea on a way forward which may produce a very general benefit if everything pans out. Sorry to be vague but we will report back once we are sure of our ground - so watch this space.

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