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    • its SJPN you simply fill the form in pleading not guilty. you will then be sent a latter court date by letter to appear at your local magistrates court or the DVLA will might even drop the whole case. if you want ,fill in the small section of the form too, simply stating that payment for said road tax was cancelled and latterly reclaimed as a new DD was already in place. hence i double paid for said disputed period of the claim. just to be 1000% sure. please scan to PDF the page that states what you have been summoned for.  read upload carefully 
    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in specific terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have explained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
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Whizzkid v Abbey - Round 2


whizzkid001
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Whizzkid was an absolute star. The judge was amazing. I don't really want to say much more as it's not my place to yet.

 

But having been there today, I have renewed faith in this site and all the people. It was really great for motivation. If any of you have a chance to be a court buddy, do so.

 

Whizzkid, I'm sure you will get your money soon, and all the rest of you waiting.:)

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I'm kind of curious as to what their costs actually are. It's a pity you can't somehow force it to court on the grounds that disclosure of the costs is of great benefit to the public.

DPA Letter received by NatWest 11/04/2006

DPA Request expires 21/05/2006

Statements received 15/05/2006

LBA sent 15/05/2006

 

If you find me vaguely coherent, click the scales.

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whizz, well done other people on this site will take insparation from how you;ve gone about this; i personally would love to take them all the way

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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As they say, the courtroom is the judge's, and he REALLY took control of proceedings.

 

The defence was rattled quite a few times, but I feel confident that Whizzy should get his money sooner rather than later...

 

In fairness, a lot of the detail will probably not appear here, at least not until the claim is settled, but yes, if you get the chance to attend a hearing, it was an amazing experience. :rolleyes:

 

To see the steps I took to recover unfair bank charges with the help of Consumer Action Group, please read my thread Spiceskull v HSBC.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Actually, I'd love to see the evidence to support and substantiate Abbey's penalty charges. It would be interesting to see how long the banking industry could all stand with its backs to the floodgates.... :D

Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

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So are we taking bets on how quick he is now paid out ..I say this Wednesday morning :D

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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This thread is a cliffhanger for sure. Whizzkid - well done for staying the course and congratulations to you and everyone who supported you thus far. I am sooooh impressed and wish I could have been there to see events as they unfolded.

 

Can't wait to read about every tiny detail of the hearing here in this thread.

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Damn, missed this thread (Never gone anywhere near the Abbey!) - I work in Farnborough and live in Farnham, go through Aldershot on my way to work every day. Tagging the thread to watch it, if you want any more support Whizzkid count me in :D

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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well done on getting through the day, hope you had a big group of supporters with you. cant wait for the next update !!

 

were you bobbin it today ??

 

did you have to do all the speaking yourself ??

 

did you have a list of all the arguments you were going to put forward ??

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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well done on getting through the day, hope you had a big group of supporters with you.
Whizzkid did well - and a couple of us were there for moral support...

were you bobbin it today ??
:idea::idea::idea:

did you have a list of all the arguments you were going to put forward ??
Whizzy was well prepared, and there were no real surprises sprung at the last minute. Defence documents were as expected, and again, the preparation ensured that the judge ensured fairness all around...

 

I must say that I enjoyed being in the court, and would recommend 'buddying up' to anyone thinking of pursuing a claim...

 

To see the steps I took to recover unfair bank charges with the help of Consumer Action Group, please read my thread Spiceskull v HSBC.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I must say that I enjoyed being in the court, and would recommend 'buddying up' to anyone thinking of pursuing a claim...

I HAVE to re-inforce this. It was a fantastic experience in many many ways.

And I do wish Whizzkid all the best. It was wonderful to meet up and actually BE a buddy. He did the job brilliantly. He's a star, and WILL get his money.

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Just to reiterate, yes it was a fantastic experience, due to both the support I had from these 2 & a no-nonsense judge. Should anyone be having any fears, or doubt, about the possibility of actually having to appear in court - and the vast majority of you won't - then be assured it's not the horrifying experience you might imagine! The judge will not let you be intimidated, especially when they throw a barrister at Mr Joe Average!

 

Updates as they occur.....watch this space as they say!

Settled Claims:

Abbey: £4025 Claimed 27/02/06 - Paid in full 19/06/06

NatWest: £4529 Claimed 10/05/06 - Paid in full 1/08/06

Halifax: £1150 lba 18/05/06 - Paid in full 07/06/06

Natwest CC: £420 Initial letter 25/07/06 - Paid in full 08/06

Woolwich: £1100 Paid in full 28/2/07 + Default removed

NatWest Pt 2: £1700 Claimed 10/05/06 - Paid in full 7/2/07 + Defaults removed

 

Current Claims:

Abbey Pt 2: £2300 + adverse credit removal claimed 23/03/07

Alliance & Leicester: £1421 + adverse credit removal claimed 23/03/07

 

Refunds pending:

Capital Bank: Swift Advances: Halifax

 

Son's Refunds pending:

Abbey: HSBC

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Look forward to a good result for you.

 

I am aware that there are issues of a nature that prevents some things from being revealed at this stage.

 

(so have to be careful what I say !!)

 

In due course everyone on the site should have good reasons to celebrate.

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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hello whizzkid(again), just got back from a festival, straight onto your thread with my breath held and VOILA!... i would say that on the face of it, that is a major RESULT, and it looks to me that Abbey are up the creek. Good. What we all really needed was a judge who could see through there obvious buff(unlike NeilP,s), and God smiled. As good a result as we could have wished for.... Well Done young man!

steter from dover, successfully reclaimed £2700 from Abbey thanks to THIS website

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Whizz,

 

Was this the same Barrister as didn't want you in on Neil's meeting a day or so before?

 

 

Odd

Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

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For sure!

Settled Claims:

Abbey: £4025 Claimed 27/02/06 - Paid in full 19/06/06

NatWest: £4529 Claimed 10/05/06 - Paid in full 1/08/06

Halifax: £1150 lba 18/05/06 - Paid in full 07/06/06

Natwest CC: £420 Initial letter 25/07/06 - Paid in full 08/06

Woolwich: £1100 Paid in full 28/2/07 + Default removed

NatWest Pt 2: £1700 Claimed 10/05/06 - Paid in full 7/2/07 + Defaults removed

 

Current Claims:

Abbey Pt 2: £2300 + adverse credit removal claimed 23/03/07

Alliance & Leicester: £1421 + adverse credit removal claimed 23/03/07

 

Refunds pending:

Capital Bank: Swift Advances: Halifax

 

Son's Refunds pending:

Abbey: HSBC

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Wow. Must be getting very expensive for Abbey. Serves it right.

Abbey - Won DPA Claim - Aug 06 and got bailiffs in to recover my court costs of just £30.00

Abbey - Won Charges Refund of £1050 - Nov 06

Egg - Recovered £220 due to Customer Services misinformation - Feb 2007

Nat West - Prelinimary Letter to recover on Credit Card charges £30.00 sent March 2006. £25.40 offered - rejected and the bank reckons that this is it's last word on the matter. We'll see if that's still the case when it reads my N1 form sent recently. It has until the 17th April to respond or the N1 will be submitted.

 

Please check out my web site www.BankChargesScandal.co.uk for Research, Useful links and my story.

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Ok folks, how shall I say this.....total capitulation from Abbey?!

 

I AM GETTING THE MONEY - IN FULL - FROM ABBEY!!!!

  • Haha 1

Settled Claims:

Abbey: £4025 Claimed 27/02/06 - Paid in full 19/06/06

NatWest: £4529 Claimed 10/05/06 - Paid in full 1/08/06

Halifax: £1150 lba 18/05/06 - Paid in full 07/06/06

Natwest CC: £420 Initial letter 25/07/06 - Paid in full 08/06

Woolwich: £1100 Paid in full 28/2/07 + Default removed

NatWest Pt 2: £1700 Claimed 10/05/06 - Paid in full 7/2/07 + Defaults removed

 

Current Claims:

Abbey Pt 2: £2300 + adverse credit removal claimed 23/03/07

Alliance & Leicester: £1421 + adverse credit removal claimed 23/03/07

 

Refunds pending:

Capital Bank: Swift Advances: Halifax

 

Son's Refunds pending:

Abbey: HSBC

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SM_yupi3ti.gif

 

Finally !!!!!

 

 

CONGRATULATIONS

 

SM_banana.gifSM_banana.gifSM_banana.gifSM_banana.gifSM_banana.gif

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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Well CONGRATS to you the long wait is finally over !!:D

4th MayParachute opened

4th May DPA recorded delivery 12th June expiry

24th May DPA chase letter recorded delivery

30th May from Abbey 12 mths statements

3rd June Microfiche letter from Abbey

5th June DPA LBA warning

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Wow fantastic congratulations!!!!!!!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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hope this thread gives hope to us all, well done..... what next wizz... politics???

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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