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    • There are example threads where AOS is done but defences are submitted late, it happens, sometimes because MCOL is broken! As the claimant you will be able to reference a late filing and request it be struck out for not following Court Directions, for example if the defendant arrived at court with it on the day without submitting... but I believe there is some (slight) wriggle room for defendants (reasons depending) on late defence. I believe you just need to continue your claim, no defence and not following court directions will almost certainly strengthen your case
    • I'm afraid it's against site rules to recommend lawyers. You could look on the Law Society's Find a Solicitor page for local firms with the right expertise, or google nwnf lawyers in the uk, then check out reviews on social media, review websites and so on, to see how other people rate them. 403 - The Law Society SOLICITORS.LAWSOCIETY.ORG.UK HB
    • Thanks for that information. I seem to think they have similar names and similar addresses and I thought it was Aldi that was offering the great deal that attracted you to that car park. So we are still stuck with Nexus. Please do not call DCBL about a settlement figure.The first reason is that they have your telephone number which is not something you want to give to those vultures as you rightly call them. They will then harass you on the phone and try and send you last minute details the day before the case -which they shouldn't do. And second they are already charging you £60 to £70 more than they should lawfully, to that they will then add the Court costs that they haven't yet paid or incurred and then say that they will give you this great offer of £150 to avoid going to court.Big deal-not. Were it around £50 that would be a better deal but they would not accept that.   
    • Hugo, how are you getting on? the deadlines can creep up on you. It's useful to have a week or two in drafting a defence, so you can understand it for yourself before submitting. Read other like threads for examples and tailor to suit you. Get one drafted and posted (without personal info) and let us take a look
    • OK thx jk2054 I'll go that route, does anybody have any positive reviews of NWNF law firms they've had experience with? I did consider InjuryLawyers4u, but apparently they're more of a broker, & who you end up dealing with can be hit & miss.  Would rather try & get a sharp firm that are on-top of things if possible.   
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UNICORN v's B'CARD


unicorn96
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Sent off my Preliminary letter to Barclaycard on 18th Sept and received this reply today:-

.... As a goodwill gesture and without any admission of liability, i am prepared to credit your account with the difference between the charges that you have incurred and the 12.00 fee recommended by the OFT. This would amount to 84.00 (i am claiming 213.19) ........

I take it i use the 'rejection of settlement' letter in the templates to say thanks but no thanks.

At least this gives me a huge boost, knowing i'm at last getting somewhere.

Good Luck to everyone

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Yes, send a thanks but no thanks letter. In a few days you'll probably get a cheque for their offer plus a letter saying they're sorry you won't accept the offer as full/final (or words to that effect). Just press on with the claim (less any payment received) after that point.

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Thanks for that

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Had letter from Barclaycard saying they wont budge from the £84 offer, so i guess its onto the Small Claims Court in Scotland. This will be my first time doing this and its a bit scary but i'm determined to give it a go. Collected info from the court a few weeks ago so have info to hand, but if anyone from scotland (especially Aberdeen) is starting this too, it would be nice to hear from you and swop info.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Taking Barclaycard through small claims court in scotland. Will be filling out the forms tonight and keep you all posted on what happens.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Have filled in Forms 1 & 1b for Barclaycard and Marbles and will be taking them both into sheriff court tomorrow to start proceedings. Am hoping it wont get too complicated. And the fee is still £39 i phoned and checked. Will also be asking the defendents to pay by cheque to myself as my accounts are now supposed to be 'closed', as i paid on a settlement figure and i dont want them crediting an account i no longer use.

__________________

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Any

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Will be taking my papers to the Sheriff Court in Aberdeen today to serve on Barclaycard as they wont budge from their offer of £84 and they owe me £213. Waiting with baited breath as to what happens as this is the first time i have served papers in court.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Summons served on Barclaycard on 5th October for 254.53. Return day is 16th November. Just a waiting game now.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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  • 1 month later...

------ WON ----- WON ------ :D

BARCLAYCARD DECIDED TO PAY OUT THE DAY BEFORE COURT DATE

(WAS GETTING A BIT JITTERY LOL)

£ 251.31

They still said my claim lacked merit and would fail, but we all know why they paid out...... now all i have to do is wait for the cheque to arrive.

 

Another ones bites the dust

Pauline

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Good effort Pauline. I'll probably be following in your footsteps over the coming months. You've given me some encouragment.

 

It's the main court at Castlegate then?

18/11/2006 Recieved Statements from Barclays.

20/11/2006 Sent Prelim for return of £575.

27/11/2006 Received offer of £290.

4/12/2006 Sent LBA.

8/1/2007 Filed Small Claim at court.

12/02/2007 Full settlemant from Barclay's.

12/02/2007 LBA sent to Mint.

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:) :) Congratulations Pauline:) :)

Always puts a smile on my face when someone wins.

 

Power to the people

 

skb

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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Thanks for your congrats and i wish you luck in your claims. I still have a 3 in court 2 x RBOS and 1 x Amex. Just waiting to see what happens there. Hopefully they will pay out before the return date !!!

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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