disappointed - eviction date 17th October

[dissapoined]

Hi all,I am currently in the process of having house reposessed eviction date 17th Oct,having been down every avenue to try and stop it,with CAB and mortgage rescue scheme,I carnt believe that after 12 years of being a homeowner that theyre taking my house off me for 4,000 arrears, I feel very let down with my mortgage company having still made substantial payments although not the full amount,and keeping them up to date of my current financial situation since my husband was made redundant last year,they were fine at first quite sympathetic,but after a while it was just constant harassment off them! Having packed up all my belongings and moved in with family I went to hand keys in to them which I was then told this was not possible! Err hello!so they want me 2 meet them at my old house on the 17th to hand over the keys to a bailiff and whoever it is that attends with them- I don't think so,as if it isn't bad enough that I've lost my house they expect me to meet them to hand it over to them,so I just dumped the keys with details on counter, turned on my heels and told them to do what the bloody hell they like with them and walked out! They've never done me any favours by making me,my husband and 2 kids homeless so sod them. Onwards and upwards from now on,not gonna let them get me down anymore :o)

[Mr Worried]

Hi all,I am currently in the process of having house reposessed eviction date 17th Oct,having been down every avenue to try and stop it,with CAB and mortgage rescue scheme,I carnt believe that after 12 years of being a homeowner that theyre taking my house off me for 4,000 arrears, I feel very let down with my mortgage company having still made substantial payments although not the full amount,and keeping them up to date of my current financial situation since my husband was made redundant last year,they were fine at first quite sympathetic,but after a while it was just constant harassment off them! Having packed up all my belongings and moved in with family I went to hand keys in to them which I was then told this was not possible! Err hello!so they want me 2 meet them at my old house on the 17th to hand over the keys to a bailiff and whoever it is that attends with them- I don't think so,as if it isn't bad enough that I've lost my house they expect me to meet them to hand it over to them,so I just dumped the keys with details on counter, turned on my heels and told them to do what the bloody hell they like with them and walked out! They've never done me any favours by making me,my husband and 2 kids homeless so sod them. Onwards and upwards from now on,not gonna let them get me down anymore :o)

 

Hi Disappointed (t) and welcome to cag, since this is your first post, where did you seek advice previously? did you not come here, when was the possesion order granted, how many times did you default, sorry for the questions, you dont need to answer if ' all is done '

 

Good luck in the future and well done for posting your outcome and remaining positive.

 

Mr W

[dissapoined]

Hi Mr W,I sought advice from CAB as previously stated in last comment,tried to go to interest only which didn't reduce mortgage by much and seens as tho our mortgage is fixed for. 5 year (end of nxt year being last) e just couldn't afford to make ends meet any longer,we've struggled for long enough and my main priority had to be my 2 children, its just so annoying that had we been renting somewhere we wouldn't have had the worry and stress of payments as this would have been paid or partly paid for us,I certainly wouldn't even consider having another mortgage again with all the stress that I have endured it isn't worth it,I have always looked at it as an investment for my children but now I'm simply going to put money away for them at least I know they'll get it and carnt have it taken from me.,thanx for the reply, its been a stressful few months but now I feel like I've had a huge weight lifted from me,I know I'll have the shortfall to contend with when they eventually sell it but I'll worry about that when the time comes,for now it'd time for me to consentrate on myself,my husband and my 2 lovely children, as they say you learn from your mistakes,but what I keep thinking is there's a lot more people worse off than myself,at the end of the day its only bricks and mortar,onwards and upwards from now on :o)

[Mr Worried]

Great attitude, I have endured 2 yr of fighting scheming , arguments, hatred, and only a few weeks ago I thought it has to stop for all our sakes, I tried my best to resolve issues but unless I turn to crime? which I thought of then I have done my best, now I have signed contract for a lovely house in a great area for all of us and more than halved my outgoings,

 

Onwards and Upwards.

 

Take Care

 

Mr

[dissapoined]

Good luck,I hope all goes well in your new house and you can finally start enjoying yourself with the little bit extra you have spare each month,I know I will be from now on! :o)