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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hfo letter received-help please


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Lets hope they do-it`s the only just outcome-amazed and annoyed that they are allowed to even pursue this far and in this manner.anyone reading my defence in reading my in relation to their claim can see its an open and shut case.Yes to OFT have spoken and liased with Polly Ashford all info now being dealt with by Adele Rentsch she has hard copy of permission to disclose and bear witness. Will stick to guns re court and yes open to advice-just hope i don`t have to in the nicest possible way!!!!if my divorce was anything to go my standing your ground does work-going against barrister and solicitors advice paid off and standing up for what i believed and what was fair won through on the day-lets hope so!!!!!!!!!!!

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Could be worth calling their bluff and sendin a new CCA with a new £1 postal order - photo copy the postal order once it has been filled out and keep as evidence along with proof of posting, and reciept at their end, but this time send it to Turnbulls and enclose a copy of the original request.

 

Could idea! Think that you also sent a CPR request which they have ignored

Please support CAG and they will support you.

donate

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I think its safe to say they have ignored every request i have sent them and indeed disputed such requests by means of `no postal order enclosed`after i sent chase up letter to original cca req. The original request unfortunately for them is dated by the post office in the form of a printed receipt which clearly states date and payable to HFO services.Enough said eh!! They have been sent receipt number and given the opportunity to receive a copy of the receipt.

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  • 2 weeks later...

hi , have now recieved court allocation questionnaire from northampton county court and have also received an allocation questionnaire and defence to counterclaim from TR .

In section G of there questionnaire ( other information ) the amount they are now claiming has dropped by a considerable amount as it states that all interest that they were originally claiming is now to be disregarded and as a result the claim should now be allocated to the small claims track . Advice for next steps please .

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hi , have now recieved court allocation questionnaire from northampton county court and have also received an allocation questionnaire and defence to counterclaim from TR .

In section G of there questionnaire ( other information ) the amount they are now claiming has dropped by a considerable amount as it states that all interest that they were originally claiming is now to be disregarded and as a result the claim should now be allocated to the small claims track . Advice for next steps please .

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hi , i have received an N150 from Northampton cc , and a N149 from TR .

There defence to counterclaim states that ,1 in the absence of fully particularised counterclaim , the claimant is unable to establish the case it has to meet and provide any form of defence , 2 the defendant is labouring under the misapprehension that he is required to issue a counterclaim based upon his request to defend himself against the claim for monies due under the regulated credit ageement .

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What planet are TR on, it is not for you to establish the reasons THEY are taking you to court, it is for THEM to establish that they can.

 

No 2 is completely wrong, at least to my limited understanding of the law, you have a complete right to defend yourself, without counterlaiming (you have nothing to counter claim for anyway if the debt has not been established to be yours) and if the credit agreement was regulated, where is it?

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its ok Donki i am now devising my next letter to the justice department , at the moment i am in a tizwas and its pandomonium

BRITISH TELECOM ggggrrrrr

i have a contract with them that was arranged on the 8 oct and was confirmed in writing and by post the contract states

your broadband starts on the 10 oct 2011. speed 8 mb

your package is broadband and calls

your contract is for 12mths starting on 10/oct/2011

BT TOTAL BROADBAND OPTION 3

Broadband and Calls........................£23.00

Special Offer Discount......................£-10.00

your special discount lasts for 12mths

 

so i then receive a letter last week telling me that this deal is no longer and to ring them and revise my account.. i have been with bt broadband for the last 20 years ever since it first came out so they have rung me several times and they at one point two days ago threatened to pull the plug on my broadband , i have never defaulted nor missed a payment i have never been late so why they change , well it gets better they want me to cancel my landline calls from the post office who we have been with for over 7 years this is the crux of their arguement i am to cancel my landline with the post office otherwise the deal/contract i have with them is null and void ?

here is the last letter i have received since todays arguements all over the same thing again let me know what you think

will start a new thread when i sus it out how to lol dementure my brain is starved of oxygen an i forget things lol any i digress here is what i have just received Hello Patrick,

 

Thank you for taking my call today.

 

I’m really sorry for the problems you’ve encountered with the billing of your BT broadband service. I can see you’ve tried to sort this out we’ll make sure lessons are learnt here. Sorry.

 

What I’ve done

 

I have checked your BT account today and I can confirm that as you do not have a line and calls with BT, we can only give you a standalone package for BT broadband option 3 at £21.60 per month. If you returned your line and calls to BT we would be able to get you a package at a good price.

 

The outcome of our conversation comes to an end at, I can supply you with BT broadband option 3 at £21.60 per month (New 12 month contract). However due to you being advised you would get the service for £13.25, I am willing to credit you the difference per month at £8.35 over a 12 month period totalling £100.00.

 

On your BT bill you will see the full rental charge of £21.60 if your accept this however a credit of £100.00 will be applied to your account to cover the difference on your 12 month contract.

 

I’m hoping everything’s OK now, but if there’s anything I’ve missed, just give me a call on 01977597831 or drop me an e-mail (eamon.fee@bt.com).

 

As you might be really busy right now, and I don’t want to hassle you, I’m going to keep things open until 23/12/2011 just to make sure everything’s OK. If I don’t hear from you I’ll close things down this end.

 

I hope everything's done and dusted, if you need to talk to me, you know where I am. Otherwise, our customer services are always happy to help on 0800 800 150. And you can get all the latest BT news from

 

Best wishes

http://www.consumeractiongroup.co.uk/forum/showthread.php?330594-Bt-telecom-want-to-cancel-my-contract-i-am-refusing-help-urgent

Edited by patrickq1
STARTED NEW THREAD DONKI AND SILLY G PLEASE HAVE A LOOK NEED HELP TIME IS OF THE ESSENCE OR SOME AT LIKE THAT LOL
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  • 1 month later...

Hi all, despite our best efforts court date has arrived for beginning of March for small claims track need some real help now as out of depth-need to get all docs to court by end of Feb-they have dropped all interest so amount if just under £5k from £7.5k.Still absolutely gutted and advice greatly welcomed..........................

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