Jump to content


  • Tweets

  • Posts

    • I will try again...................... Even at my age there is quite clearly a PCN envelope by the windscreen wipers on your car on some of the photos.  But as I said in the IPC letter, that is not the dispute. The dispute is that CPM sent you the second PCN on the 28 th day of the issue date of the first PCN. It should not have been sent until the day AFTER the original PCN was issued. Therefore they broke the Act, they breached the IPC Code of Conduct and their agreement with the DVLA. It is something that the IPC cannot ignore since to do so will bring the ICO down on them and the DVLA should ban CPM from getting data from them once they know if the ICO do nothing. The minimum I expect is that your PCN will be cancelled. But it is up to you. I have given you the details, you have copies of both PCNs sent to you on the sar  with all  the relevant dates. 
    • Apply for an HM Armed Forces Veteran Card   An HM Armed Forces Veteran Card is a way to prove that you served in the UK armed forces. The card can make it quicker and easier to apply for support as a veteran. It’s free to apply. You can currently only apply for a Veteran Card if you have a UK address. Veterans who do not have a UK address will be able to apply later this year. READ MORE HERE: Apply for an HM Armed Forces Veteran Card - GOV.UK WWW.GOV.UK Apply for an armed forces veteran card to prove that you served in the UK armed forces.
    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Help please


jules1977
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4608 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi can anybody helpme with a question?

 

I have just found out that my parents(in thier wisdom) have wrote to a company on my behalf (even though I did not know) and offered them a token monthly payment. Does this mean that they have now or can this be classed as me acknowleding the debt?

 

ty

 

J

Link to post
Share on other sites

I will need to dig out the relevant paperwork. If it is older than 6 years can they still say that I have accepted the debt, even though my parents wrote to them not me?

 

Thank you for your quick responses

Link to post
Share on other sites

I will need to dig out the relevant paperwork. If it is older than 6 years can they still say that I have accepted the debt, even though my parents wrote to them not me?

 

Thank you for your quick responses

 

If it is older than 6 years, then it will be stat. barred.... the payment from your parents will have had no bearing on that. Once an account is stat. barred, then it remains stat. barred... Basically, that means that no-one can collect on it anymore.

 

If you can find out and post back, we'll take it from there.... :-)

Link to post
Share on other sites

Thank you, Iam going to check with my dad, as he was the one that wrote to them. He offered them £5 per month but Im not sure if they even took him up on the offer. I will get back to you asap.

 

thanks again

Link to post
Share on other sites

Hi Just found out that they did not accpept the offer from my parents, infact they declined it. I have not paid anything for at least 6yrs.

 

Ok.... I've just thought.... was this (decined) offer made over the 'phone or in writing?

 

It doesn't make any difference to it's stat. barred status.... but if the offer was made over the 'phone, wait until they write to you and then send the stat. barred letter in the template library by rec. delivery. If the offer was made in writing and then declined, I'll find the stat. barred letter for you to send now.

 

Sorry... just re-read.... it was in writing. I'll find the letter and post back in a bit.

 

:-)

Edited by PriorityOne
re-read posts...
Link to post
Share on other sites

It was sent in writing to them. Is it true that MBNA have gone bust??

 

Ok..... here it is:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?20758-Creditors-and-DCAs-Letter-Templates-amp-Budget-Planner&p=162366&viewfull=1#post162366

 

Head the letter up with "I do not acknowledge any debt to your compnay"..... adapt it to your needs where necessary.... and send by rec. delivery. Make sure you keep the receipt.

 

I've not heard of MBNA going bust... no. Which company is chasing payment on this by the way?

Link to post
Share on other sites

Hi do you think that I should make them work a bit more by providing all statement of accounts and payments first? That was I will definatley no 100% that it it older than the 6 years??

 

It's for them to prove it's not stat. barred anyway.... not for you to prove it is. if they have any evidence that it's not stat. barred, then they'll send it to you, or we can submit a different kind of request.

 

No worries for now.... send the stat. barred letter above by rec. delivery and see what happens next. Do not have any dealings with them over the 'phone though. If they ring, just hang up or say "in writing only" and hang up.... 'coz people in this dirty little industry will say all sorts of cr*p to make you pay up but they're not so quick to put in writing.

 

:-)

Link to post
Share on other sites

  • 1 month later...

Hi Iam needing two things if anybody can help me?

 

Firstly Iam needing a no access letter for unwanted door step visits and secondly i need to know if anybody has an e-mail address for Iqor debt colectors. These muppets have taken over an alleged debt because wescott couldn't deal with me!!!!

 

ty

 

Julie

Link to post
Share on other sites

Jules, have moved your post from the CPUTR thread ..

 

You can find draft letters in the CAGlibrary which is linked at the top of the screen. I am unable to help with the email address for IQor.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...