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What actually is an unfair charge by a Mortgage Provider?


removalman
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Hello,

 

I was wondering if anyone on the forurms can point me in the right direction to where I can find some information about what constitutes a fair charge by a mortgage provider and what doesn't?

 

In specific terms, I had some arrears with Birmingham Midshires a few years ago and I had a whole raft of charges debited to the mortgage account.

 

For example:

 

"Arrears Fee": £40.00

"Unpaid DD fee": £40.00

"Account in Litigation Fee": £40.00

"Admin Fee pre-Litigation": £25.00

 

There are numerous other charges too.

 

My question is what constitutes a fair charge and what is unreasonable?

 

Regards

Removalman.

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they sre all unfair!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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