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Final offer made!


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I'm so excited - after receiving an offer for £850 of the £1000 owed to me I wrote straight back saying I'll accept only as partial offer etc. Only 3 days later I received a full offer from HSBC for my £1000!

 

It says in the letter that my "account will be credited".:mad: Now, I only want a cheque so do I cross that bit out and write "cheque only accepted" or shall I write a separate letter to go with it indicating this? I was thinking something like...

 

Dear Colin Langdale,

 

thank you for the final offer of £1000 of my bank charges. I will accept this amount as a cheque only to finalise this matter, and not credited to my HSBC account.

 

Yours Faithfully, ........

 

Or can anyone else word it better?

 

I'm just so happy and will be making a donation to this site of course and am telling everyone I know about it. Funny though, when I tell people all it took was 3 letters some people just scoff and make me out to be exaggerating. Silly people, they're losing out!

 

Thanks consumeractiongroup!:D

HSBC claim £1000

22/08/06 prelim letter sent recorded delivery

24/08/06 prelim letter received

Nothing heard so...

07/09/06 LBA sent recorded delivery

08/09/06 LBA received

14/09/06 partial offer (£850) made

14/09/06 letter sent saying would accept as partial payment only (recorded)

19/09/06 full offer made - writing back to say will accept cheque only

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I'm so excited - after receiving an offer for £850 of the £1000 owed to me I wrote straight back saying I'll accept only as partial offer etc. Only 3 days later I received a full offer from HSBC for my £1000!

 

It says in the letter that my "account will be credited".:mad: Now, I only want a cheque so do I cross that bit out and write "cheque only accepted" or shall I write a separate letter to go with it indicating this? I was thinking something like...

 

Dear Colin Langdale,

 

thank you for the final offer of £1000 of my bank charges. I will accept this amount as a cheque only to finalise this matter, and not credited to my HSBC account.

 

Yours Faithfully, ........

 

Or can anyone else word it better?

 

I'm just so happy and will be making a donation to this site of course and am telling everyone I know about it. Funny though, when I tell people all it took was 3 letters some people just scoff and make me out to be exaggerating. Silly people, they're losing out!

 

Thanks consumeractiongroup!:D

 

 

Hi if you owe the money in your account they may deposit the cash straight to the account to cover this/

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I owe the money on a loan account but owe no money on the current account I've had the charges on. I guess even if they do deposit the money in the current account I can just move it the same day. Because I'm with CCCS I want the money shared between my creditors, not just HSBC.

HSBC claim £1000

22/08/06 prelim letter sent recorded delivery

24/08/06 prelim letter received

Nothing heard so...

07/09/06 LBA sent recorded delivery

08/09/06 LBA received

14/09/06 partial offer (£850) made

14/09/06 letter sent saying would accept as partial payment only (recorded)

19/09/06 full offer made - writing back to say will accept cheque only

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Share on other sites

I owe the money on a loan account but owe no money on the current account I've had the charges on. I guess even if they do deposit the money in the current account I can just move it the same day. Because I'm with CCCS I want the money shared between my creditors, not just HSBC.

 

ok, i havenet heard of the using the refund to pay off a loan acount so you shoulb be ok.

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