Blemain ppi

[BRIGADIER2JCS]

Imho yes.

[phatram]

Complaint made to FOS.

[phatram]

This arrived today,

[phatram]

Today from the robbing B'Stards,

 

 

Really had enough now. Any suggestions anyone?

[dx100uk]

so get reclaiming

 

dx

[42man]

This seems nothing more than a penalty charge. I'd dispute it and if they fail to satisfy your dispute or they give you a final answer, give it to the FOS to investigate...I would also send that letter to the OFT..

[phatram]

This years con letter has arrived. Complaint made to FOS.

[phatram]

Complaint made to FOS.

[phatram]

Heard nothing yet,

[phatram]

Todays BS offering from the wonderful Blemain.

 

 

 

 

So in 7 years we have paid about £1000 back !!!!!! Time to start fighting back.

[dx100uk]

reclaim the lot

 

PPI

buildings

Penalty charges

 

dx

[phatram]

Complaint gone off to ICO and FOS.

[Figaro123]

How sure are you that the money was given to Direct Group. As far as I know Direct Group only act as administrators.

 

Ask for the underwriting sheet

[phatram]

I've complained to ICO about Blemains non compliance of SAR .

[Figaro123]

I think you will find Blemain will not send you the underwriting sheet with the SAR. I was in a similar situation and had to make a court application. The sent me the sheet one day before the hearing. I am presently in litigation with Blemain over non return of PPI and I know I will win the case.

 

If you want to contact me in private I can be of some help to you.

[phatram]

Many thanks. Will be in touch.

[Figaro123]

I guess you have sorted out Blemain.

 

All the best

[phatram]

In the process of doing so. Waiting for FOS to reply.

[Figaro123]

Have you telephoned the direct group and asked them what the payment was for

[phatram]

Will do when Blemain comply with SAR. Ha ha ha ha. The ICO are on it. Not holding my breath.

[phatram]

Blemain have finally answered and we have their final response.

 

It's not their fault, it's the fault of Click4freedom, even though the PPI was added to the loan amount

and we are still paying the loan.

 

They do make me laugh. Oh well, onwards and upwards.

[croydon boy123]

Blemain have finally answered and we have their final response. It's not their fault, it's the fault of Click4freedom, even though the PPI was added to the loan amount and we are still paying the loan. They do make me laugh. Oh well, onwards and upwards.

 

Could you please scan their letter and post it

[phatram]

I think you will find Blemain will not send you the underwriting sheet with the SAR. I was in a similar situation and had to make a court application. The sent me the sheet one day before the hearing. I am presently in litigation with Blemain over non return of PPI and I know I will win the case.

 

If you want to contact me in private I can be of some help to you.

 

 

FOS has just replied by email and NOT even mentioned the PPI. Ridiculous.

[phatram]

Page 1

to:

Mr P

your complaint about Blemain Finance Limited – proposed settlement

Following our involvement, Blemain Finance Limited has now told me that it is willing

to make the following offer in full and final settlement of your complaint.

It has offered to refund a further £190 in arrears charges, in addition to the £77 it has

already removed and the £30 previously offered. I think that’s reasonable.

what happens next

· Please complete the enclosed form by 20 February 2014 – showing whether or

not you would like to accept the offer in full and final settlement of your

complaint.

for more information

· If you are unsure about anything, please contact us on 020 7093 5624

quoting your name and case number xxxxxxxxxxxx

signed:

date:

xxxx xxxxxx

adjudicator at the Financial Ombudsman Service

Page 2

case number xxxxxxxxxxxx

your complaint about Blemain Finance Limited

This section of the form is for the adjudicator at the Financial Ombudsman Service

to complete where appropriate – adding comments or referring to documents of

particular relevance to the case.

adjudicator’s notes

Looking at the account since 6 April 2007 (when Blemain was first covered by our

service) I can see there were a number of missed and late payments. That will have

caused extra work for Blemain and it’s allowed to make a charge for that work. Blemain

has agreed to refund the charges applied in those months when you made the monthly

payment (August, September and December 2007, March 2008, and March and April

2009). I think that’s fair – it’s quite a lot of the charges overall.

As I’ve explained in my other letter, I don’t think we can look at your complaint about

the buildings insurance. However, Blemain has told me that from 1 February 2014 its

insurer no longer requires Blemain’s interest to be noted on the buildings insurance. If

you can send me your current insurance schedule, showing the insurer, the address of

the insured property, and the start and end dates, Blemain will refund the premium

charged on 1 February 2014.

I understand that Blemain provided the information required for the subject access

request and apologised that it took longer than 40 days to do so.

how we decide complaints

• We are completely independent – and we make up our mind based on the facts of

each individual case. When we have looked at a complaint and weighed up all the

facts, we may decide either that the business you are complaining about acted

wrongly and you have lost out as a result – or that it has done nothing wrong and

it treated you fairly.

• If you do not accept the offer that the business you are complaining about

has made you, you can ask us for a review. This could mean that the offer may

lapse and may not be available to you again. A review can involve – at the last

stage – a final decision by one of our ombudsmen. To ask for a review of your case,

please use the form enclosed.

for more information about how the Financial Ombudsman Service works

• Please see our consumer factsheet “how we deal with your case” – available

from the publications section of our website at http://www.financial-ombudsman.org.uk/

(or phone us for a copy on 0300 123 9 123).

We can help if you need information in a different format (eg Braille or large print)

or in a different language. Just let us know (phone 0300 123 9 123).

[phatram]

Between Nov 2006 and Feb 2013 there are charges of approx. 1k. £35 a telephone call and FOS thinks that's ok ? I think Blemain have been telling the FOS porkies !