Blemain ppi

[phatram]

Many thanks

[phatram]

Forms posted by recorded delivery.

[phatram]

http://www.bbc.co.uk/watchdog/gotastory/

[phatram]

http://forums.moneysavingexpert.com/showthread.php?p=45777888&highlight=blemain#post45777888 Edited August 5, 2011 by phatram

[phatram]

Blemains answer,

[phatram]

How much of the above is bullsh*t and what should we do next?

[phatram]

Complaint made via their online form a week ago as yet no reply.

 

1. Acknowledge your complaint within 5 working days of you making your original

(Stage 1) complaint and provide you with the name and contact details of the person

who will look after your case.

 

Perhaps they are busy ? ha ha

Edited August 16, 2011 by phatram

[phatram]

We need to get together and fight these, anyone with ideas can pm me.

[ims21]

How much of the above is bullsh*t Most of it and what should we do next? You now have to consider whether you are going to pass this over to fos or sue in court

 

Regards

 

ims

[brokebutnotbeatn]

put in another complaint that they ahve not responded to your first complaint within the 5 days they claim they will....

[hazepaul]

hi hun im just writting to advise i took them in 2008 i will warn you if you did it through a broker like i did which was click for freedom blemain say its them that sold you the policy .I have just won the case mind you it has taken till this year and click went bump and it ended up been delt with by the fscs because they had gone bump i didnt get the full amount back. Blemain are a hard nut to crack if you are doing this on your own make sure you do everything in writing to the recorded delivery i had a company working on my behalf who were great and took all the hard work out of it on No Win No Fee it was worth it to me. You have helped me today as I had forgot this was one of the terms of the loan and this will help me in my case against them for mis selling of the original loan i took out with them. Wishing you all the very best of luck dont give in and fight every step of the way you will win if its still within the 3 years you have the right to cancel but you still have to pay it back in your loan they have us always

[hazepaul]

Just seen rest of post you need to complain to Financial Services Compensation Scheme as like I said Click Financial Limited Trading as Click for Freedom are no longer a company this will save time for you if doing it yourself.The fos will refer you to them in the end.Again good luck and i hope ive been some help

[phatram]

We took out the loan in, I think 2005. Through a broker and all done on the phone and by post. The PPI was a condition of getting the loan but this is not anywhere in writing. Do you think it was mis-sold HP?

Thanks

P

[dx100uk]

yes

 

dx

[phatram]

I do mean the loan not just the PPI. And if the loan was mis-sold what should I do next, solicitor or citizens advice?

[dx100uk]

i doubt you'll get any change out of that now-a-days

 

you've got far more experiance than most here doing these things anyway!

 

dx

[phatram]

If only I could remember it all. Getting old.

[phatram]

Still no replies from these bandits. Will try the FLA.

[BRIGADIER2JCS]

Good idea!!

[42man]

FLA IMO are next to useless.....I would pretty much hazard a guess that Blemain also paid the broker an 'undisclosed' commission too in addition to the £1,000 fee. What you could do with is the underwriting sheet. It is normally between 2% and 10% of the loan amount.

[phatram]

How would I get hold of that and what difference would it make?

[42man]

Have a read - http://www.consumeractiongroup.co.uk/forum/showthread.php?223150-Secret-undisclosed-commissions...&highlight=undisclosed

[phatram]

So should we SAR them?

[phatram]

[phatram]

So should we SAR them?

 

Bump