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    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
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wescot .please help


maggie
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Well it seems that this is never-ending.

I was contacted this morning ,by telephone,by another DCA,whom studio cards has passed the account to.I informed them that trading standards was dealing with the account on my behalf.I have informed T/S ,immediately this morning of the above,so now I wait to see what happens now.

I feel like giving up.

Maggie

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Well it seems that this is never-ending.

I was contacted this morning ,by telephone,by another DCA,whom studio cards has passed the account to.I informed them that trading standards was dealing with the account on my behalf.I have informed T/S ,immediately this morning of the above,so now I wait to see what happens now.

I feel like giving up.

Maggie

 

The last throes of a dying account. Don't worry - TS will be onto them like a flash. What's the name of the new DCA?

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I think, in all honesty, that Trading Standards will tell them to get lost, and also they will have words to say to Studio. The decisions have already been made; the account is unenforceable. If they continue to press, remember that a recent case of harrassment was WON by a woman who took the Halifax to court for pursuing a debt she didn't owe. You would seem to have a pretty good case building yourself...

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Thanks Stonelaughter for your reassurance.

I have just received an e-mail from Trading Standards ,who inform me that they have tried to contact Intrum Justicia by telephone,but could only receive a recorded message.He then RANG !!!!!! ,Studio Cards who informed him that the account shoul not have been passed to this DCA,and they will contact them and tell I.J . to stop any telephone calls or letters.T/S also asked Studio if they had received the letter he sent them over a month ago,which they confirm they did,i.e.=take it to court or wipe the debt off.Studio told T/S that they will be sending a letter of reply to him,within the next week,outlining their intentions.

I have logged the call this morning from I.J.,the time,the person I spoke to etc;

 

Maggie

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Talk about right hand not knowing what the other is doing. You can guarantee this has got right up T/S's nose. They won't be too happy that they have been ignored, nor that Studio have instructed another DCA immediately, instead of analysing the reasons that Wescot withdrew.

 

Looking like a severe case of harassment to me, as it will to T/S.

 

Given T/S's involvement, they should have taken this more seriously and dealt with it, which would hint that they can't justify the account or provide the CCA.

 

One thing's for sure, this one's public and has TS's spotlight on them.

 

Good news, this allows us to go for the closure you need Maggie.

 

Tide

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Hi Tide,

And cheers for that .Hope you are right .The gentleman from I.J. sort of hesitated..........when I informed him that all correspondence should be with T.S. as they have been dealing with Studio and another D.C.A. for 6 months,and I also told him that a request for the C.C.A. was asked for by me ,over 9 months ago,to both Studio and Wescot,but nothing has been forthcoming.That is when he asked if T/S would contact them .

 

Maggie

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Came home from surgery visit yesterday to find that Interim Justicia had rang my home @14.26 p.m.Dialled 1471,to check any calls,and up came their number 08703330159.

They left no message.

I have sent the gentleman from Trading Standards another e-mail ,informing him of this.

It seems that Studio Cards have been told him Porkies,that they have informed Interim Justicia ,NOT to contact me by letter/phone.

Will update when I receive a reply from Trading Standards.

Maggie

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It seems that Studio Cards have been told him Porkies,that they have informed Interim Justicia ,NOT to contact me by letter/phone.

Will update when I receive a reply from Trading Standards.

Maggie

 

 

Shame on them Maggie, :D and there's me thinking they are a respectable industry!

 

Blue skies? Sunshine ? US? :D chin up, we are with you....

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Received another telephone call today from Interim Justicia.

I informed them of the statement Studio cards gave,T/S(that they will inform I.J.,Not to contact me at all)!!!!!!!!!!!!Told them I did not wanrt them to contact me,asked for the young ladies name.Was quite prepared to proffer her christian name(which I have logged,and time and date of call),would not give me her surname,stating qoute="under the data protection Act,I am not giving you my details."

I abruptly replied"Well now you know how we feel,Goodbye". and put the receiver down.

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Maggie, these people can give you an identity number. Quite rightly, they do not give out their names and I can understand that, but they do have ID numbers so next time that happens ask for that. Also, I feel it disgusting these people call on Sundays and have previously told these creeps that they must observe my religious beliefs and not Phone on Sundays as it is the Sabbath. Put the phone down and in your perfect Christian Welsh 'eff and blind' them all they way to the Garden !! :D :D

 

Blinkin cheek. Anyway don't let them worry you. You can tell you are getting in control more and more, so just keep that control and you'll be fine. Your terms not theirs.

 

I'm fine, kept busy fighting Cabot. The Cabot Fan Club is gaining strength and all DCA's will be beginning to feel their presence very soon.

 

Keep strong - the CAG force is with you. xx

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Thanks Andrew1,

I will remember that.I.D number ehh?

Thanks for the adviceI have sent another e-mail to Trading Standards today,informing them that Interim J. had contacted me today!SUNDAY.!!!!!!!!!!!

 

Will update when I hear from T/S.

Glad to hear you are fighting your corner too.

I hope the day of reckoning for All DCA, WILL BE VERY,VERY,SOON.

 

Maggie

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