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    • That is a big improvement Dave and I do agree that it s best to leave it till the last moment to prevent VCS from countering your WS. [usually using doubtful logic that can't be easily argued against in a Court atmosphere] However my first post [no. 32] about the contract is the one that really exposes Jake's flummery and calls into  question jost how close he comes to committing perjury. And that is what hopefully VCS will not want questioned by a Judge. 
    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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CFO - Email addresses?


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Hi All

 

Does anybody, by chance, have the email address for James Keeble who is the CEO of Capital Finance One?? (I've tried james . keeble at capitalfinanceone . com, less the spaces etc)

 

If not him, any other senior manager?

 

Thanks!

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this person was actually helpful last time i had dealings with these low life ****......

 

try Nicola (dot) Coleman at capital finance one (dot) co (dot) uk

 

remove spaces and insert dots lol ....

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Also you could try this moron - daniel . bishop @ capital finance one . co . uk

He is the ' office manager '

Anything James Keeble wants to shy away from, he normally passes to Daniel by the looks of it...

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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Hee hee, with you on that Sarahlloyd all the way :lol: if only we could, they talk enough ****e don't they,

...when you can get hold of them !!

 

I found their fax number works (0844 770 7944) and if you send them post - always send it recorded or with proof of posting

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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none of them will reply to any messages you send , seems like they are obstructing people from attempting to come to an arrangement , Givre trading standards a call ;-)

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Yes thank you jfk_8 - I did try ringing but got re-directed to Consumer Direct who said to bring a claim in the small claims court - not sure that's entirely right ?

 

I have also reported to the BCCA - British Cheque and Credit Association as CFO had claimed their members of this - well they listened at least :???:

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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  • 2 weeks later...

These people are a bunch of crooks!! I would be very hesitant to use them again. I received several threatening emails from a guy called imraj Jabal who claimed to have helped me with the large loan due to be repaid. Yeah right!!! He had somehow got hold of my card details and wiped me out leaving me withdrawn for over 70 quid. This guy is a joke :-x He kept warning me of some daniel silvers business and promised me that they would not attempt my card details for any payment. He wiped almost 700 without any authorisation. Be warned he comes across as a helping hand but id be very reluctant giving out any details in the future to any of these thieves!

 

Disappointing customer!:mad2:

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Was that the end of it for you though StephenDoh1?

 

I find it quite funny that they present a site that looks like you can actually set up a plan to pay in installments but truth is these guys just won't entertain plans and this is simply another way to obtain card details no doubt, I am now able to go the FOS as had final response !

 

AVOID

www.paycfo.com

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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Cheers jfk_8 but I've already done just that! :roll: don't worry I already have their bank a/c details myself

I guess there could be another £117 to pay where they did 'roll my loan twice' despite their issuing a contract which states the first payment was to be a payment in full

 

I was thinking about paying some more not that I can really afford to tbh (this would be now be towards the charges/fines) but not sure if I should now I've made it ' official ' whether that will weaken my position and perhaps should wait for a final decision - the account will also now have been transferred to D.S

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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asmilecostsnothing - It was very much so the end of it! Id never use them again! When I call in to speak to him im always told he is unavailable and that they would pass on a message for him to call me back. Ive had no calls for me to authorise any payments from my new bank details!:mad2::mad2:

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At least there is some consolation StephenDoh1 that you won't have to deal with them ever again :whoo:woo hoo!

 

I know there are really awful to deal with - at first I even got email replies promising help to but it never happened and was never going to - I would try not to call them anymore if you have to deal with them do it in writing only

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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