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    • Hi Folks,   Thank you for your help so far. Please find below the correspondence so far from various parties. If I've missed anything, please let me know. Again, apologies for not posting the correct stuff. I thought I'd lost it all, turns out it was on a rarely used pc Letter advising of change of address will be posted shortly, with proof of posting not tracked. Buncrana 1 Edited Notice To Keeper ECP.pdf 2 ECP Back of PCN.pdf 3 DRP Edited 25012021.docx 4 DRP Back of letter.docx 5 POPLA Appeal redacted.pdf 6 DCBL 30:04:24 Redacted.pdf ESSO Cobham Signage.pdf
    • Thanks just looked at SARequest It wouldn’t make ebay have to say why they suspended me. all their email said was that it was related to buying activity. But under that bike buying activity there are about five different reasons why it could’ve been. But they haven’t specified which of these five reasons it was.
    • Thank you Ethel, their letter was literally one line, with an added bonus of a typo..... "As you own the land that the property was damaged on we would not be able to dela with that aspect of the claim.", so I think it may be the initial fob off. I have replied just stating "This is not correct, the fence is owned by XYZ ltd, please clarify?", but will follow it up with a letter from the company. will let you know how I get on x
    • About a year ago i was summonsed to court for a speeding offence, long story short it wasn't me that was driving the vehicle, and i successfully proved that i had not received any paperwork (the reason it went to a summons) because there is a problem with our address, i live at number 7, yet when you look online to enter our address for anything you have 7, 5-7 and 7-9 on our street, one is my address and two are businesses.  The court ruled that there was an issue, and agreed i did not receive any paperwork (aside from me not being the driver)  i thought it odd that i never received anything in the post to say that, but they are the courts i assumed everything would be in order. Now just recently i have been using family members vehicles to get to work and have been insuring the vehicles on a temporary basis. Recently when using a comparison website i would get results and then when i went to make payment it would not let me advance, i had tried this on numerous sites and the same happened, i assumed that it would have been because i have used to many temporary insurances and it may have flagged for whatever reason. i went to check my license online, and i cant view it, it states below, i called the DVLA and they can not view any details either and have said they will need to raise a case internally to find out what has happened.  My wife and brother seem to think that the courts have screwed up not informed the DVLA of anything, hence i was banned. But surely it wouldn't have taken so long for me to stop being able to insure my vehicle on a temporary basis until just now?? Please can anyone assist as im worried sick now and ive done absolutely nothing wrong, i need my license for my job. .................... It has not been possible to display/match your driving licence. For further information regarding your driving licence details write to: Central Casework Group, Drivers Enquiries, DVLA, Swansea, SA6 7JL
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Car Insurance 'Misrepresentation' Please Help!!


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I have just been advised by my insurers LV that they have cancelled my policy thus making the entire 6 months so far null and void.

 

As i am in my first year of driving, my mum had called up LV to get a quote for me, she had said that she was the registered owner and keeper of the car as she had purchased the car but we had not sent off any documents as of yet. i took the documents home with me as i live at a different address and very stupidly sent off the documents in my name. a few months later a driver bumps wing mirrors with me (completely his fault) and tries to pursue the claim, this flags on the LV systems that the car is in my name not my mums as the insurance states.. they tell me i have misrepresented insuirance and am no longer an LV policyholder.

 

what looks very obvious to insurers that my dear old mum was intentionally lying to get my insurance down is actually a big misunderstanding and a very very idiotic one, (why would i be so stupid to lie about ownerhip of the car and then send off documents in a different name)

 

before i received the letters stationg what had happened exactly, and as far as i knew my LV policy cancelled for another reason, and thought the other driver in the incident had pulled out (turns out he hasnt) i took out insurance with admiral a few days ago thinking everything was fine, now im in a position where admiral may think im lying to them about ongoing claims and problems with other insurers, but the truth is we only found out all this this morning

 

does anyone have any experience with this? im seriously in a right worry and will be seeking legal advice first thing monday morning

 

i really appreciate anyones input in the matter

 

Kind regards

 

Andrew

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Where was the car kept?

 

Does your mum have access to another car ?

 

Why would you register yourself as the keeper with DVLA if you were not?

We could do with some help from you.

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what was put down as age/ experience etc.

you must let your present insurers know you had a policy cancelled or you may find yourself in the same position again and liable for a lot of expense if they refuse cover after an event.

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