Mortgage arrears barclays

[Joanne1989]

Our business relies on the utmost integrity and mutual trust as outlined in our values section 1 and rules section 3 it is therefore essential we all maintain standards of conduct laid out in this handbook. Ask you line manager if in any doubt

A failure to abide by the standards of conduct will result in disciplinary action being taken, including dismissal

[brokebutnotbeatn]

[quote name=

A failure to abide by the standards of conduct will result in disciplinary action being taken, including dismissal[/quote]

So exactly what is the disciplinary action please?

[Joanne1989]

I am awaiting to know next week, apparently if they deem it to be a breach of contract they can go to stage 1 misconduct or stage 2 if they feel a informal( oral or final oral) wouldn't suffice

[Ell-enn]

Final oral ??? are you sure that's what they call it ? are you quoting from the disciplinary policy and do you have a copy of it?

[Joanne1989]

Sorry written warning I don't have a copy on me however spent Monday and Tuesday re reading it while they allowed me to work then suspended me on Wednesday.

[Joanne1989]

They put a flowchart on the intranet that everybody can view and they have the informal or formal and I have already been advised it will probably be heard at stage one or stage 2. I have world for the last 9 years with a clean record and wouldn't like this tainted.

If worse comes to worse would I be better resigning?

And how would this affect mortgage etc.

I am off anyway on holiday and days off 26-30 then 2nd-12th

[Ell-enn]

Sorry, I'm trying to get the events in the right order:

 

When did you make the "mistake"

When were you spoken to about it ? and who is dealing with this disciplinary?

When were you told your job was going to be made redundant ? and who told you that ?

[Joanne1989]

The call centre managerr is dealing and employee relations, told Monday about mistake by my team leader. Mentioned also on Monday about redundancies from another team leader.

[Ell-enn]

OK, should receive a letter about a meeting to discuss the situation. On no account should you resign, it would affect any entitlement to claim benefits if you leave your job by resigning.

 

You may be looking on the black side at the moment, if you have been there for 9 years (I thought you said 4 in an earlier post?), with a good work record (although you said you had a disciplinary before?) then I wouldn't think you's be dismissed.

[Joanne1989]

I have not been told appropriate action yet other than they think it will be stage 1 or 2. I am just preparing myself

[Ell-enn]

How long have you worked there , is it 4 years or 9 ?

[Joanne1989]

How long have you worked there , is it 4 years or 9 ?

 

4 years, yes they said they will send a letter to me. I have stopped putting my children into their creche also as I said if I were to get dismissed I couldn't afford them to go.

Either way I will be able to make my mortgage payment this month as I'll get paid

[Joanne1989]

Hi 4 years I meant I've worked in total for last 9 years whilst at college etc, n 4 years however sick with first child them maternity and with second child maternity

[Ell-enn]

Paid a payment today. If it is likely I will get dismissed would it be advised to resign? I have holiday until 12th September.

 

Was it this month's mortgage payment ?

[Joanne1989]

I bet u think I'm just a wreck. I've been trying so hard there regardless of everything going on

[Ell-enn]

I don't think you're a wreck at all, I think you are very stressed and scared by both the mortgage and work situations. I know it's easy for us all to say you should try and look on the bright side, but I also know it's hard for you to do that.

 

However, at the moment you still have a job, are getting paid and there is no legal action regarding the mortgage. Try to stay positive.

[Joanne1989]

Hi I've had a formal notice of reference to solicitors today in view for posession

[Ell-enn]

What does is actualy say - can you type it out please?

 

Did you say you'd made a payment yesterday ?

[Joanne1989]

Yes they gt rest yesterday I've emailed you copies

[Ell-enn]

Yes they gt rest yesterday

 

Sorry, I don't understand that bit - did you make the monthly payment plus the amount towards the arrears?

[Joanne1989]

Hi sorry I made the monthly payment earlier then the rest yesterday just so I knew they gt it earlier

[Ell-enn]

OK, you need to write to them stating that you have already sent a proposal and started to make payments in line with it.

 

Gather together the following and take phototocopies:

 

The letter and budget sheet you sent them with your proposal in June

The letter you sent then in August

Print out's from your bank account showing the payment you made in July and the one in August.

 

I will draft a letter for you to send and you will need to affix copies of the documents I have listed above

[Joanne1989]

Ok thank u

What does this mean now

[Ell-enn]

It means that they've churned out another of their standard computerised letters which is why you need to write to them to point out that you are already paying towards the arrears in accordance with the payment arrangement you wrote to them offering.

[Joanne1989]

Does this mean legal proceedings have begun