Tessera/Els/Cole Claimform -

[BJOE]

hello , I apologise if this is the wrong location for this thread.

I received a county court claim form ELS & COLE, similar to another member,

I sent a cpr request to ELS & COLE + TESSERA for more information

as I have no knowledge of them or the account number shown on the court documents.

After 14 days I have had no reply from solicitors or Tessera,

Defence was sent to court along with request that this should be moved to my local court.

Today I have received an ALLOCATION form that I do not understand, still no further information from ELS & COLE.

I have paid & checked my credit file with EXPERIAN ,SEARCHED for the reference number that ELS & COLE USE IN THE COURT DOCUMENTS,

nothing showing on my file for the Last seven years.

Experian credit rating shows as GOOD ?

The amount they are claiming is £ 4600.00 + court fees.

Should I write to ELS & COLE again , what do I have to do about the Allocation form.

All letters have been sent recorded + signed for,

I am already out of pocket

any help would be greatly appreciated

[teaboy2]

Hi Bjoe

Welcome to CAG

Personally i have never heard of either of these 2 chasing you.

Do you know who the original creditor was (should say in their claim i believe)

Am sure the guys more experienced with filling out the court forms will be along shortly to help.

[twoman]

http://www.elscole.com/civil_litigation.asp

 

this is their web site.

 

http://www.tessera.co.uk/

[BJOE]

Thanks teaboy2 , the only information on court document is a numerical reference xxxxxxxxxx & the amount £ 4600.00

In my request to TESSERA PORTFOLIO & ELS & COLE I did ask for more information, nothing heard from either party only

response has been from the court, at least this case has been moved from SOUTHEND , over 100miles from me.

Thank you again

[teaboy2]

Well am guessing this is a very old debt or not the OP's debt at all and if it is then as there is no default then chances are if there ever was one that it dropped of after 6 years and would be a statute barred debt.

Bjoe - Did you send the law firm a CPR request to see what evidence and documents they were going to use as evidence to back up their claim?

Have you ever received a Notice of Assignment from Tessera? or any letters whatsoever?

What are they claiming in their claims particulars of claim issued against you?

[BJOE]

No previous knowledge of TESSERA or ELS & COLE, prior to viewing CAG.

Court Particulars of claim show my name (defendant) amount due £ 4600.00 and account XXXXXXXXXX

Lived at my present address for 8 years 3months

Thanks

[teaboy2]

So no further details as to what the debt was for?

 

Sounds like they just saying to the court that you owe this much because we say so. lol

[rebel11]

Thread moved to Legal Issues.

[42man]

Please have a read of this (and you MUST report them to the OFT) - http://www.consumeractiongroup.co.uk/forum/showthread.php?299922-Els-amp-Cole-Solicitors-acting-on-behalf-of-Tessara-Portfolio-Management&highlight=els

If it was me in your situation then I would be writing something along the lines of.

The defendant has NEVER had any kind of account or dealings with the claimant.

The particulars of the claim are vague and show no cause and are in no way comply with the Civil Procedure Rules. The defendant avers that this is an abuse of process.

The defendant denies being indebted to the claimant.

The defendant has not been supplied with any kind of documentation previous to this court claim despite requests made under the Civil Procedure Rules.

The claimant's claim to relief is denied

It seems these companies are just sending out court claims without any kind of assignments whatsoever, no letters before action....

As for the AQ...is it a 149 or a 150 ?

I would also report the solicitors to the SRA too...

Funny thing is that Tessera's CEO is also the Chairman of the Debt Buyers And Sellers Group....I think he should know better

[BJOE]

to 42man ,the allocation questionnaire is N150 ,not sure what to enter yet,

I am amazed that this company and the solicitors have not responded,

as I quite clearly requested all/any information about this claim be sent to me.

 

Thanks for your response

[42man]

I find this incredible too...

.they are just hoping and praying that you do not know what to do....!!!

PLEASE report them to the OFT and the SRA.

The particulars of the claima re laughable !!!

Here a couple of useful links for the N150 -

http://www.consumeractiongroup.co.uk/forum/showthread.php?121975 and this -

http://www.consumeractiongroup.co.uk/forum/showthread.php?131499 and this -

http://www.consumeractiongroup.co.uk/forum/showthread.php?175566

when they withdraw the claim then you can hit them with a wasted costs order...!!

[Penfolds]

Hey Bjoe,

 

Good luck with these guys, your at the same stage as me i guess with these Southend Cowboys.

 

Penfolds

 

link to my thread-

http://www.consumeractiongroup.co.uk/forum/showthread.php?304547-***-Court-Papers-Received-***-Please-Help***&p=3446557#post3446557