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dragging on....my sol says the letters written by my ex dont mean a thing as i could have asked him to write them..counsel found several faults in their paperwork but she says they are no defence either...s62 (2) cca as the right to cancel was not sent at the same time, in face they said it would be sent later..s61, 64 127,..countersigning breaches . unfortunately i have no record of my signature beyond 2007 and she says only my current signature will have to do for the handwriting expert and that probably wont wash. she says i really have no defence . the handwriting expert is my last hope but as i told her it is a brilliant copy and my ex had a programme to help copy signatures from his friend who did time for fraud! i dont think she is on my side any more and feel like throwing the towel in..to follow the money i have spent already. i cant afford to plod on with this.

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You never did need a Solicitor anyway, its not your debt. Its fraud wait until you are in trial and ask MNBA to produce proof of which account number as been making the payments.Then ask them to identify the account and then prove your account has never made a payment to a debt you was unaware of in your name.

DJ will find in your favor then whack your costs on.

 

Andy

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only prob with that is he probably made payments with cash or from the business acc we had at the time(. in an effort to get my signature from that time 2003 i have been told by the bank that they dont keep records earlier than 2007, so i would think they are unable to provide this information) mbna have provided no evidence as to where the payments came from so i guess they would be unable to access this as well?

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Well you can prove from your Current account that no payments were ever made to them.

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I thought the banks had to keep records for 6

years after the account is closed, certainly

I have seen this in HMRC docs in the past,

anyone confirm or refute please.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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I have had statements going back to 1980.

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Just checked with my bank and 6 years after

an account is closed is pretty easy but they could

produce earlier ones but it would take time to recover

them.

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i asked...only from 2007!

 

More nonsense then

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