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    • Hi BankFodder, Thanks for the reply.  I will take your advice and read through more thoroughly. To answer your question, the value of the laptop is £255.  When filling in the online form to prepare the shipment it asked what the contents of the parcel was and the value and I specified "laptop" and "£255". Thanks.
    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HFO Services Again. Please Help !!


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Do not challenge the interest as this would be acknowledging this - let them prove that you owe this to them in the first place.

Please support CAG and they will support you.

donate

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With regard to your problem with when to send the prove it letter, it really won't make any difference as they completely ignore it anyway! I know from both personal situation and the various related threads on here. Just waiting for 12 +2 to be up after sending the CCA Request now, then I will fire off the Account in Dispute letter.

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"Currently registeres in the name of...”

 

Well, nobody!

 

They can’t even be bothered to fill in the threatogram template properly.

 

 

Thanks again guys .

By the way i tippexed my name out of the threatogram as you put it Donkey LOL

Just posted cca to them .

Cheers for advice .

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  • 2 weeks later...

Hi .Sorry it been awhile since last post.

Just to let you know how it is going with HFO . Since i posted CCA letter last week I've not heard anything back.

it's not been 12 + 2 days yet though. So here's hoping .

Oh and i have since had credit report back as well ( report says that i.ve got very good rating and no black points on it ),HFO have checked me out 3 times.

So maybe they are just chancing their arm?

Well lets see what happens next . will keep you all informed.

Thanks again for all your help.

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  • 3 months later...

Hi DonkeyB.

Thanks for your enquiry.

I received a letter from HFO about a month ago , well after the 12 + 2 days for the CCA letter i sent in may.

In it i got a photo copy of my card application with terms and conditions along with a letter from Barclay's dated July ,

which is weird because i went to Barclay's in may to see what the hell HFO was talking about and lo and behold no record of me on their system.

Therefore it got me thinking the letter must have been falsified.

Since then i have decided to ignore the letter and any other letters i may receive from HFO.

I'm i wise doing so ?

 

 

Thanks again for everyones help .

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scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Here you go DonkeyB.

Let me know what you think. Notice on second page , No signature.

Plus the address they supposedly sent it to , i haven't lived there for 6 or 7 years

 

 

 

 

PDF letter will return after i've fixed it .

 

Cheers DonkeyB:-)

Edited by Robguy
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Yes, odd.

 

Can I suggest that you have another go at Barclays? Barclaycard recoveries 0844 556 0066 as you can now use the info from this to ensure that they id you. Find out when the last payment was made and exactly who they sold it to and when, see what they actually say to you and try and get it in writing.

 

Also can you send a complaint to OFT? Either by post or email and attach all the correspondence? http://www.oft.gov.uk/contactus for the attention of Polly Ashford. HFO are currently under serious review, thanks.

Please support CAG and they will support you.

donate

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As suggested, get on the phone to Barclaycard and find out exactly when the last payment was on this account, when it was defaulted and who it was sold to.

 

I’m puzzled as to why Barclaycard mention CPR. You didn’t send a CPR request, did you? You personally did not write to Barclaycard but to HFO, yes? Which letter did you send? Anyway, according to Carey v HSBC, they most certainly have NOT fulfilled your CCA request – can you post the redacted app form and the associated T&Cs?

 

Come back with the info from Barclaycard and we’ll advise the next step. We’ll also get your OFT complaint ready – time to put the hobnail boot in.

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