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Capital one delaying CCA request.


Goatan
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You missed my lba and i missed CitizenB's link :roll: will give it a read. i would agree they have broken the law and i fell its probably deliberate, so maybe the court is the right place. BTW do you think this would be a good place to post my CCA its just a page with my signature on and reconstituted terms and conditions was im a bit confused out the whole reconstituted agrement thing.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Hi goatan

 

Are Cap1 threatening action against you? If not its not necessary to post the agreement as it doesn't have any bearing on the potential reclaim of charges or ppi at the moment.

 

For those claims, the important thing is to get the SAR business sorted out.

 

ims

 

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  • 2 weeks later...

A quick update capital one got the required information to me. Although they have not supplied some of what was requested such as the third parties they have passed information onto (with the exception of the credit reference agencies) claiming the information is commercially sensitive. I have a spreadsheet from this site for working out charges like PPI but i'm confused about other credit card charges. I know the banks won their court action about charges but what the credit card companies?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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So I have to claim them separately? Do I still use the same spread sheet to calculate the charges.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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So I have to claim them separately?

Yes as they are two different things

Do I still use the same spread sheet to calculate the charges.

Yes you can use a different copy of the same spreadsheet

 

Regards

 

ims

 

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thats great thank you.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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