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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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Mislead by the Funding Corporation


LazyBadger
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Hi

 

I'm looking for some advice and hopefully making sure other people dont make the same mistake as me in dealing with this organisation.

 

My story starts in March 2007 when my business partner and I bought 2 new cars from Subaru on lease with a company called County Leasing & Finance, the deal was reasonable so we signed for a 4 year lease with a balloon payment at the end. We insisted on County Leasing putting in writing that at the end of the lease we could sell the cars to a third party and 95% of the proceeds would be returned to us, which we could use as a deposit on our next vehicle. We made all the payments on time and County Leasing wrote to us regarding our ballon payment which was £3600 per car, this was also taken on our direct debit and on time.

So all paid up and the lease almost finished I called County Leasing to let them know i had a buyer for the cars and we just had to agree a price with them, So this is when I find out that County Leasing is actually the dreaded Funding Corporation, They originally asked when they could collect the cars but we sent them the copy of the letter from the original agreement stating we could sell and would be sent 95% of the proceeds.

They agreed this was ok (in writing) and they would accept the price of £7000.00 for each car, this means I now have 2 letters agreeing to pay me 95% of the sale price, so I sold the cars and sent them the £14,000.00 now comes the fun bit.

 

They originally assured me that my refund would take about 3-5 working days so when it dragged on for a couple of weeks I called them, I got loads of excuses and they said they would have to put it to the financial director to approve the refund, to my disbelief the person who i had been dealing with called me today to tell me that the finance director had deicded that he wasn't going to pay the refund, I asked why and was told i would need to ask him in writing.

 

Needless to say I wasn't very happy as I have now paid for the cars twice and still have no car, Just this month the ballon payment for the 2 cars was around £7000 and on top of that I sent them the proceeds of the sale, another £14000, so they've had £21000 off us this month alone, surely this is not legal?

 

anyone else had a problem like this?

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Dear Customer

We are sorry to hear of your concerns and wish to discuss these with you directly. Please call our Complaints Department on 0845 271 7896. Please note County Leasing & Finance was purchased by The Funding Corporation group in 2005 and is now part of the same group of companies as The Funding Corporation but they are not the same company.

The sooner we can verify your identity and log details of your complaint, the sooner we can investigate and hopefully resolve the matter.

Thank you

County Leasing & Finance

The Funding Corporation Limited. Registered in England number 44055624. Registered office address: IM House, South Drive, Coleshill, West Midlands B46 1DF.

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I sympathise my friend.......... I currently have a complaint logged with the FOS regarding the Funding Corporation. They basically lied and manipulated me, by providing grossly inaccurate information that resulted in them both securing my vehicle to sell at auction and now demanding a further £3000!!!

 

All this even though I had paid half of the full amount owed on the credit agreement, was only a couple of hundred pounds in arrears and offered to either voluntary terminate or pay them back the arrears in full/continue with full contractual monthly payments.

 

I was told "sorry - you cannot do this and HAVE TO voluntary surrender the vehicle". Key words VOLUNTARY / HAVE TO!!! I just wish I knew about this site before I gave in to there demands.

 

I wish you the very best of luck!!

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Dear Customer

We are sorry to hear of your concerns and wish to discuss these with you directly. Please call our Complaints Department on 0845 271 7896. Please note County Leasing & Finance was purchased by The Funding Corporation group in 2005 and is now part of the same group of companies as The Funding Corporation but they are not the same company.

The sooner we can verify your identity and log details of your complaint, the sooner we can investigate and hopefully resolve the matter.

Thank you

County Leasing & Finance

 

Cant call I'm afraid ALL correspondence now has to be in writing.

 

As you have read the above post I'm sure you know exactly who I am. So the sooner you can investigate and hopefully resolve the matter the sooner I can come back here and give you some good feedback.

 

Thank you

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  • 1 month later...

May I clearly point out that the funding corporation involved, being County Leasing and Finance has no connection whatsoever with County Leasing of Gayton Northamptonshire

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  • 2 weeks later...

Got my refund in full, but not without threatening further action. They hung it out till the last minute before paying. I'm sure they would have not paid if there was any chance they could get away with it.

 

I think it could have been handled better. So still no glowing report for County Leasing or The Funding Corp which although they insist it's not the same company they do operate within the same group and have the same finance director so make your own mind up.

 

Dont sign anything without reading it thoroughly and make sure you get everything in writing that you are promised, dont assume it will just happen! and if you dont get what you want just walk away.

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  • 3 months later...

Hellooo TFC..............................IM BACKKKKKKKKKK!!!!!!!!!

 

Lazy Badger, the TFC know who I am, heh heh, hope they are reading this.

 

The Funding Corporation are a bunch of Shysters, and through all their hot air about wanting to be better connected with customers (yes Mr Nick 'Arrogant' Cherry) It's all to buy some time for their troubled firm.

 

I have some contact details for a guy at Hereford Council Trading Standards I will PM you.

 

Dont worry about it being Hereford, he is willing to help anyone as he is building a good dossier up on these muppets to bring them down.

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Mate I'd very much appreciate if you could also forward these details onto me. Unfortunately with my case, the financial ombudsman have ruled in favour of the Funding Corporation, basically due to lack of evidence to support my claim............ The only reason I cant provide the evidence (several call recordings) is because TFC ignored my written requests for transcripts of these calls for the best part of a year and then finally when they did write, it was to let me know the recordings were conveniently unavailable!!!Ive contested the decision with the FOS but I dont hold out much hope.

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Thanks for the info Nish

 

As I have posted above I got my refund in full, but only because I was squeaky clean and had all the evidence I needed, (I'm used to dealing with photocopier salesmen, say no more)

 

I have to say that the people I dealt with at County Leasing (TFC) seemed to be arrogant and unhelpful, one time when I called about my refund the guy I was speaking to was unhelpful so I asked to speak to a manager who came on the phone and straight away was dismissive and obstructive and gave one word answers, and threatened to end the call as 'I had a bad attitude' (bloody cheeky cow), I soon got the message of the sort of company I was dealing with.

 

I have a lot of sympathy for anyone having to deal with these people they seem to be happier when someone defaults as they can then start handing out their extortionate charges, to be honest I didn't realise these sort of companies still existed, there should be better legislation to protect consumers from these companies. i dont mean just let people get away with not paying, just a more reasonable attitude (and charges) toward people who have problems, not the kick them when they are down approach that I seem to have read about on various forums.

 

Good luck to all, and keep posting your experiences and maybe it will save others the pain and grief of dealing with the funding corp.

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