Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Have just received statutory demand from Cap Quest, could someone please help?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4778 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

Have just received a stat demand from cap quest regarding a debt they bought from Aqua for a credit card debt.

 

The origanal default notice from Aqua was faulty as they did not allow enough time to remedy.

 

This demand gives me 18 days to applt to the court to have set aside, but no court adress is given? that bit has been left blank!!!!!!!

 

I will try and post up the documents.

 

Regards and thanks Seasider1956

 

 

CapqueststatdemandBlanked.jpg

 

Capqueststatdemand3blanked.jpg

 

Capqueststatdemand4blanked.jpg

 

Capqueststatdemand5Blanked.jpg

Link to post
Share on other sites

Call Barry Davies 3 times on different days. Ask for him personally but do not give details other than your name. No one's ever spoken to him to my knowledge on here. The named person on the SD MUST be available and not being able to contact him is breaching the insolvency service rules. Take note of time and date.

Link to post
Share on other sites

Thank you for the reply, I will do that tomorrow.

 

But are they allowed to leave the Court adress blank, how would I apply to have it set aside if I do not know what court to apply to?

 

Would I be better of just to let them make me bankrupt, as I have no assets and you cannot get blood out of a stone.

 

 

Regards Seasider1956.

Link to post
Share on other sites

Thank you for the reply, I will do that tomorrow.

 

But are they allowed to leave the Court adress blank, how would I apply to have it set aside if I do not know what court to apply to?

 

Not all courts can deal with bankruptcy matters. Bankruptcy petitions can be presented at the High Court in London, or in a county court that deals with bankruptcy matters. Generally, you should take your application to set aside a SD to the court that deals with the area where you live.

If you are not sure which court to go to, you should telephone your nearest county court for advice.

 

The Court Service website at www.courtservice.gov.uk has a list of county courts with bankruptcy jurisdiction, and an index of county courts which will show you the geographical jurisdiction of each.

Edited by nicklea
Link to post
Share on other sites

Good morning Seasider

 

When was the debt assigned? Did you receive a Notice of Assignment? What were the circumstances leading up to the issue of the Default Notice, were you in dispute or what happened in your personal life that caused you to fall into arrears on the account?

 

Kind Regards

 

The Mould

Link to post
Share on other sites

Hello the Mould

 

The debt was assigned in December 2010

 

I wrote to Aqua on 24th February 2009 stating that I could no longer keep up the repayments, I also sent them proof of my Incapacity benefit, War pension etc. I also offered to pay £10 per month.

 

But they deemed fit to ignore all this and have hounded us since.

 

We have had letters from loads of different DCC over the past two years.

 

The above default notice was looked at by someone on here and I was told it was defective, as they had not given me enough time to remedy.

 

In light of the defective notice I was informed on here that I only owed the arrears.

 

The debt firms have been as follows,

 

Moorcroft

 

1st Credit

Then Cap Quest who bought the debt from Aqua on 1st December 2010.

 

Does the defective default notice not mean anything, or should I just let them bankrupt me, as I cannot ever pay off this Debt.

 

Regards Seasider1956.

Edited by Seasider1956
Addition
Link to post
Share on other sites

Hello the Mould

 

The debt was assigned in December 2010

 

I wrote to Aqua on 24th February 2009 stating that I could no longer keep up the repayments, I also sent them proof of my Incapacity benefit, War pension etc. I also offered to pay £10 per month.

 

But they deemed fit to ignore all this and have hounded us since.

 

We have had letters from loads of different DCC over the past two years.

 

The above default notice was looked at by someone on here and I was told it was defective, as they had not given me enough time to remedy.

 

In light of the defective notice I was informed on here that I only owed the arrears.

 

The debt firms have been as follows,

 

Moorcroft

 

1st Credit

Then Cap Quest who bought the debt from Aqua on 1st December 2010.

 

Does the defective default notice not mean anything, or should I just let them bankrupt me, as I cannot ever pay off this Debt.

 

Regards Seasider1956.

 

Hello again Seasider

 

We shall fight them on the beaches (if we have to) dear fellow.

 

What happend between the 24 February 2009 and the serving of said Default Notice? i.e; Did you continue to communicate (with the enemy) in respect of your financial difficulties, but to no avail as they disregarded your genuine change in circumstances?

 

How much is the claim for?

 

Did you recieve the Notice of Assignment (NOA)?

 

Said Default Notice [is] invalid, what about the amount of arrears stated therein, is the figure correct?

 

Come back, Roger - over.

 

Kind Regards

 

The Mould

Link to post
Share on other sites

Could someone help me with the question above regarding leaving the Court address of the Stat demand.

 

Are they allowed to do this.

 

Seasider,

 

Did you read my previous post? What you need to do is call your local county court and find out from them which is the nearest court to you that deals with bankruptcy. Either that or go online and check the link I gave you.

 

It is common for creditors to leave out the name of the court ass they may well not know which court you would apply to.

Link to post
Share on other sites

Hello mould.

 

On 10th march they contacted me with a slip in an envelope asking me to send proof of income which I did and sent recorded.

 

Only replies I received were letters asking for payment, so wrote asking them to freeze interest, but got no reply.

 

Received maybe fifteen phone calls a day.

 

Sent telephone harassment letters.

 

Sent CCA request on 19th March 2009.

 

More threatening calls, but no mention of my payment offer.

 

Default notice on 22nd June 2009.

 

Loads of Moorcroft letters.

 

Letter saying account closed on 8th October 2009.

 

Then another on the 9th October 2009.

 

Letter from Cap Quest stating they had bought debt from Aqua 6th December 2010.

 

Week later letter from Bank of Scotland/Aqua undated notice of assignment.

 

Loads of demand letters since from Cap Quest.

 

The claim is for £3547.48 which includes interest added of £103.32 since assignment.

 

 

Regards Seasider1956.

Link to post
Share on other sites

Hi Nicklea

 

Thanks for the reply, but I am going to sit this out at the moment and if they make me bankrupt so be it.

 

I am skint so they will still get nowt, and my credit file is trashed anyway.

 

I was thinking of making myself bankrupt, but almost had another heart attack when i found out how much it would cost.

 

So I might as well let Cap quest pay for it.

 

Most people I have spoken to who have gone down this route, seem to eventually come up smelling of roses anyway.

 

Take care Seasider1956.

Link to post
Share on other sites

Fair enough.

 

To be honest, the last thing that creditors want to do is to make you bankrupt. It is very unlikely they will get any money unless you own your home and there is a lot of equity.

 

If you do not own your own home or there is little or no equity then you have nothing to worry about.

 

Bankruptcy now only lasts for 12 months so, depending on your cirumstances, you may well be better off if they do attempt to make you bankrupt.

 

Other people have had SDs delivered personally and then had bankruptcy petitions delivered. I would suggest that the fact that they have sent this by oridanry post is just a scare tactic and it is unlikely that they will take it further. If your position is that you wouldn't mind that they take it further then I would agree with you that the best thing is to sit back and see what happens.

 

People can only give advice based on what you tell us. If you had said in the first post that you were considering bankruptcy anyway then I am sure that the advice would have been not to worry about this SD. But everybody's situation is different and you cannot assume anything about what somebody wants to do.

Link to post
Share on other sites

Fair enough.

 

To be honest, the last thing that creditors want to do is to make you bankrupt. It is very unlikely they will get any money unless you own your home and there is a lot of equity.

 

If you do not own your own home or there is little or no equity then you have nothing to worry about.

 

Bankruptcy now only lasts for 12 months so, depending on your cirumstances, you may well be better off if they do attempt to make you bankrupt.

 

Other people have had SDs delivered personally and then had bankruptcy petitions delivered. I would suggest that the fact that they have sent this by oridanry post is just a scare tactic and it is unlikely that they will take it further. If your position is that you wouldn't mind that they take it further then I would agree with you that the best thing is to sit back and see what happens.

 

People can only give advice based on what you tell us. If you had said in the first post that you were considering bankruptcy anyway then I am sure that the advice would have been not to worry about this SD. But everybody's situation is different and you cannot assume anything about what somebody wants to do.

 

 

Thank you for the reply nicklea, yes it does seem funny that they have sent this normal post, they will have no idea when and if I ever received it.

Link to post
Share on other sites

The fact they used ordinary post is a good indication they have no intention of going down bankruptcy route and used it to put the willies up you. Because of their failure it is now only deemed served if you inform them that you received it, otherwise they’d have a hard job proving otherwise. Me, if I wanted to fight it I’d only bother down the set-aside route if a SD was properly served, otherwise ignore and treat it with the contempt it deserves.

Link to post
Share on other sites

Good evening Seasider

 

Well, if you have nothing to lose (not own your home or anything substantial of the like), then yes indeed, sit back and relax, in any event said Default Notice (DN) is invalid on the 14 day issue, what about the arrears figure stated on said DN? Is the sum amount stated accurate?

 

By the way, Charlotte Gurnell is also the Senior Operations Manager for Sainsbury's Retail Bank Collections, which is also based in Halifax, Trinity Road to be precise, so who owns Aqua? Sainsbury's, Halifax, HBOS or Lloyds Banking Group? Anyone's guess.

 

Kind regards

 

The Mould

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...