Jump to content


  • Tweets

  • Posts

    • My understanding is that they won't provide the name to me whether the investigation is Live or Closed, & I have no legal rep as I didn't have P.I. Cover on my policy, & am intending to claim using OIC.org.uk, but remain completely stuck as they 100% cannot open a claim on the portal without both the Reg. No. & Name of the other driver.  
    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Natwest - robbersWay Chasing old disputed debt


Goatan
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4254 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been arguing with natwest about a default notice they have placed on my file for a disputed debt. I would like to know if they can do this whilst the the debt is in default and is this letter a valid default letter.

It has made me remove the link anyone know how i can show you this letter without using a link or picture?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Hi,

Once you reach 20 posts, you will be able to post up pictures. You already have 16, Wander around the forum and see where you can add snippets of information then try again

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Not to much i can offer at the moment except moral support but will see what i can do.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

  • 1 month later...

natwest0003.jpg

 

Seems i have now made enough posts to post a picture.

can any tell me if this is a correct default

my main concern is that there seems to be no figures and there was no attached notice as it says.

natwest0004.jpg

 

arrgh anyon know how to get the pictures the right size?

Edited by Goatan
pictures to small

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

  • 2 weeks later...

Im just recently gota letter for Robinson way limited who are chasing a debt with NatWest

trouble is the majority of the debt is disputed and is currently being investigated by the FOS

 

what should i send the Robinson way to get them to back off.

also the amount they are asking for is well above the disputed amount.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

No part of the debt is an overdraft that i was paying off happily and will do again once they acknowledge their mistake.

The majority though is fraud that the bank allowed to take place despite getting the card cancelled and warning them that i suspect fraud might take place.

 

I didn't think bank charges where disputable anymore.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

thats a good point i do have a crime ref number.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Letter sent lets see what they say after that.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

  • 1 month later...

An update to all this,

 

despite me making Robinson way aware of what was going on they have sent another letter threatening a doorstep visit.

 

Unfortunately like a Muppet I didn’t keep a copy of my last letter so I don’t feel I can complain to the OFT about them this time.

 

However I am going to send the standard CAG letter to ward off their visit along with this.

 

The total of this debt is disputed by myself due to NatWest allowing fraud to be carried out after they were warned of the potential for fraud and my card being cancelled.

 

As you are aware from my previous letter this is currently being investigated by the FOS and the police as a crime (ref: XXXXXX) which NatWest my well has been an unwitting accessory to.

 

The OFT makes it clear that it is unfair to continue collection whilst a debt is in dispute which this debt clearly is.

 

Until the FOS and police report back I will not enter into any further conversations with you and I will raise a complaint with the OFT as I would consider your continued attempts to collect a disputed debt that is under investigation by the OFT to be vexatious and unfair and possibly subject to legal action due to harassment.

 

Please do Let me know what you think of it.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Oh very definitely

 

my plan to do that just annoying and a little bit worrying if my Mum answers she has tendency to panic at official looking things and might pay thinking that she's helping.

 

I have made her aware of what she should do .

 

Forgot to say as well I actually got 2 letters from them with the same date.

 

One saying we want all the money and we will send a local rep.

 

The other one offering a substantial discount, no details just says a substantial discount they don’t sound completely confident of their position.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Robbersway are the leaders in circus events who tour this country, if they are so inept and uneducated as to send some total moron to your address who even feels like they some how have one iota of legal nous to be asking a stranger for money, then it is solely up to you how you deal with such an imbecile, your choice of words and actions are of your own doing!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • 4 weeks later...

OK an update on this Robinsons way still have sent me letters including another doorstep colection threat. (i have the video camera battery on chrage for that :madgrin: ) Which is the most appropriate/best agency to?

 

durrr which is the best agency to complaign to?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

OFT&TS via http://www.direct.gov.uk/en/Dl1/Directories/UsefulContactsByCategory/Governmentcitizensandrightscontacts/DG_195948

 

Financial Ombudsman http://www.financial-ombudsman.org.uk/consumer/complaints.htm

 

Local MP http://www.writetothem.com/

 

Media http://www.bbc.co.uk/watchdog/gotastory/

 

Obviously keep copies of their tame letters, send copies to the above if requested, and there is nothing else to do except IGNORE robbersway, all they can do is continue sending more deforestation including empty threats, if anyone purporting to be from this hilarious outfit does decide to grace you with their presence, then the length of time for them to remove themselves from your property should be the only words that leave your lips! Swiftly followed by the slam of the door.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Draft of the copmlaint im goign to send out any comments welcome.

 

I wish to complain about the company trading as Robinson Way. They are chasing me for a disputed debt on behalf of NatWest the reason the debt is disputed is NatWest failed to cancel a debit card after I warned them about the possibility of fraud. They subsequently passed the cost of this fraud onto me despite it being there fault. This fraud and copmlaint against NatWest is currently under investigation by the financial ombudsman and police (police ref: ). I have informed Robinson way of this but they have ignored my correspondence and continue to send letters demanding payment for this disputed debt and threatening visits to my postal address which is actually owned by my parents and would cause them distress as well as embarrassment for me.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Dear Sir/madam,

 

I wish to make a formal complaint about Natwest and their chosen third party debt collection agency 'Robinson Way'.

 

The bank was informed by myself od DD/MM/YYYY that I believed there would be fraudulent activity on my account, I therefore closed this in order to prevent any such activity.

However the bank for some unknown and unexplained reason, allowed fraudulent activity to be carried out on the account I had closed, and as such, feel that they somehow have authority to chase me for this money that was taken from the account.

 

The actions of their chosen third party debt collection agency leaves a lot to be desired, and is a reflection of the banks customer service, I will hold Natwest responsible for any and every threat intimidation and personal abuse that may be used by Robinson Way.

 

I have a Police incident reference number for this clear case of fraud (123456) The FOS is also investigating the matter, yet Natwest along with Robinson Way still feel it necessary to blatantly disregard and continue to attempt to threaten and intimidate me by way of written correspondence.

 

Whilst these tactics may have worked on others in the past, until the FOS and the Police have carried out their investigations, I will not entertain the bank or this Robins way outfit, I will continue to log all calls and maintain my diary of events with a view to seeking legal advice and taking action against the bank and their chosen third party DCA if they continue to pursue me when I am not liable.

  • Confused 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

I like it thank you Bazooka Boo

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Give it a few tweaks here and there, my head isn't as quick today so not my best!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Thats cool still better than mine :)

  • Haha 1

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

  • 1 year later...

many moons ago I had a problem with NatWest and a payday loan they had paid despite me cancelling the debit card. after an initial complaint they reversed the payment but a few weeks later they re did the payment or should I say payments as they were taken in 7 chunks of £100. Anyway I went through their complaints procedure with no joy then the FOS who just rubber stamped their decision and thought that was that as i could not pay anything back at the time the account had massive charges and went into default.

 

Just a few days ago i saw this BBC article http://www.bbc.co.uk/news/uk-19598492 -which should probably grace the CAG front page as i bet it would be useful to a few cagers- which explicitly states that the banks cannot just make a payment to a payday loan company or anyone else against my will and how the banks are unsurprisingly still ignoring the law on this.

Anyway as I now realise that the bank was wrong and the FOS was wrong i was wondering how i go about taking them to court. Would it be simply a case of taking them to small claims to get the money and charges refunded so that the default would be taken off?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...