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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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My partner has just been fired


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Sorry to hijack this thread but I wasn't sure exactly where to post.

 

My partner, who has worked for almost ten years as a carer for a lady who was involved in a road accident, has just been fired. The brother of this lady ( the person who actually employed her) has told my partner that he doesn't have to follow the normal procedures of warnings and discussions, as she is the "Carer of a vulnerable person." Does anyone know if this actually true as her dismissal has come completely out of the blue.

My partner doesn't even know what she has done, or not done to prompt this action by her employer.

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No reason given other than un-resolvable issues. The only issue that my partner is aware of, is that she recently discovered that she was not getting her full holiday entitlement, and so asked if this could be resolved from this new financial year in April. Even though she has not had her full entitlemant for the last few years she was quite happy to overlook that.

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Simply because the employer is, or the employee works with, a vulnerable person does not mean that the employee can be dismissed without the due process owed to all employees. On the face of what you say, this is an unfair dismissal because you asserted your rights - to statutory leave - when the employer has been in breach of the law on the matter. There was also a right to a full disciplinary process, the right to be accompanied to a disciplinary meeting by a work colleague or trades union officer, the right to be notified in advance if the outcome could be dismissal, the right to see what evidence is brought against you.... and you cannot be dismissed on a first disciplinary unless it is for gross misconduct. It is a relatively simple and straight forward case to bring to an employment tribunal and you could lodge a claim yourself.

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That's what I thought! But he has definitely told her that as she was working as a carer for a vulnerable person, the normal guidelines and procedures with regard to warnings and discussions do not apply. I don't know if this true. Could he just be "Trying it on?"

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Thanks, I'd already looked at that. Both my partner and myself are a little bothered that what her employer says may be correct and, where the job is looking after a vulnerable person, he has the right to do what he has done. I've tried googling but can find nothing relating to employed carers in a domestic situation. All I can find is information about peoples rights whilst working and caring for relatives etc. in their "own homes", not actually being EMPLOYED as a carer in the disabled person's home.

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Directly by the lady's brother. There is no agency involved, but her situation is actually overseen by a case manager; I believe that this is something to do with the large compensation package she was awarded after the accident that left her brain damaged and spastic down one side.

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No, she was not self employed. She paid income tax and National Insurance through her employer. Just the same as most of us. She has a contract of employment too. As far as not giving her the entitled holidays are concerned I would agree. There was no problem, of which she was aware, until she started asking for her legal holiday requirement. She only found out about her full legal holiday entitlement by accident while she was searching .gov for something else.

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There is absolutely no doubt at all that caring for vulnerable person does not remove your employment rights. This is utter rubbish.

Again, "Thank You". This is what we thought. Would you suggest the CAB as a next step first thing tomorrow? Or a request for her to meet with her (former) employer?

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