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Santander changing charges


wishface
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My statement came through yesterday and with it information about the changes to overdrafticon charges starting on the 16th of March (apparently). These charges will amount to £7 a month for me, as I have an authorised overdraft of £200 i'm never fully out of. I have tried, over the past many many months, to close this account down. But because I'm overdrawn they refuse to listen. I understand that i have to pay what I owe in respect of that overdraft and I've offered to pay the £3 I normally pay in interest (I certainly can't afford any more) and just close the account down, but they would rather not listen. All I'm doing is just treading water and moving what money I have from my other account to this one. Even that's difficult because there's no branches of the bank near me and they refuse to use the post office for my account (and we have no ATM's either). I can't afford to pay what these new charges will cost me and I need to deal with this in advance. What can I do to get them to close this account and just accept my token payment?

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  • 2 weeks later...

Hi Wishface and sorry you went unanswered.

 

Have you tried speaking to National Debtline or CCCS about this.

 

Contact details here - http://www.consumerwiki.co.uk/index.php/Debt:_Where_to_Get_Help

 

Getting out of this spiral-type situation is so hard when the banks refuse to acknowledge the problem and help. Instead, they prefer to keep charging interest, plus penalties if you go over the limit. :x

 

8)

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Hi Wishface,

 

Please try speaking to National Debtline mentioned in the contact link I posted above, to see if they can offer any further advice.

 

8-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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