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    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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cancer and dla


raymy1954
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recieved letter from dla on extent of my condition metastatic pancreatic cancer was given higher rate of dla on 2006 special rules . fortunetly im still alive but not in good health going through year of chemo .originaly had chemo for year 2006 . had scans for bone cancer also scans behind eye mentioned small lesion which could turn into secondarys as having headaches just out of hospital spending week in just before xmas , im still holding down job although shorter hours ,, want to get 4 times anual salary on death for my family. dla obviously want to take it of me but if took mobility car would have to resign from work 25 miles away 2 trains and over 2mile walk not fit enough to make it in any advice would be gratefull feel like benefit cheat because im still living

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Hello, nice to see you. I hope you don't think I'm patronising, but I think you're being incredibly brave and also practical for your loved ones.

 

Am I right in thinking that the 4x salary is a benefit from your employer? I don't understand all of your points, but if you can possibly remain employed, I can see that it would benefit your family if they had the death benefit. I guess you'd prefer to stay as an employee?

 

Is there any chance you could elaborate on your points on the DLA people wanting to take the death benefit and having to leave work if you have a Mobility car? That doesn't sound quite right to me.

 

I'm sure people on the forum will be able to advise you. I know a bit about company pension schemes and life assurance/sickness benefit and will help if I can.

 

My best, HB x

Illegitimi non carborundum

 

 

 

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I see, thank you for that. I don't know about DLA, but someone else will.

 

Don't you want to keep the Death in Service benefit though if you can? And does your employer have any provision for ill-health retirement [if you wanted it] or sickness benefit?

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thank you for that. But I still think any benefits the firm might pay could be important for your family, as you say. Let's wait and see what the benefits experts say about what DLA might offset. It would be good if you could have both, but I don't know enough about the rules to comment.

 

My best, HB

Illegitimi non carborundum

 

 

 

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A DLA award is based upon your care and mobility needs. It is not affected by whether you are in or out of work, it is not affected by NI contributions, nor by income/capital or any other benefits or personal pension you receive.

 

DLA can only be removed if you no longer have care or mobility needs which satisfy the DLA criteria. If your condition changes, they can alter the rates upon renewal of your claim. If they do remove it citing any of these reasons, and you believe your care/mobility needs are sufficient to qualify for DLA, you have a right to appeal such a decision. Motability generally allow people to hang onto the car during any appeal process.

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My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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Hi Raymy1954, its common practice for special rules claims to be reassessed periodically. Its probably best to get a letter from your specialist, confirming you are still terminal, and ask your specialist to complete another ds1500 form.

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