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    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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New Year must sort this


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Im another Swiftly sinking person.

 

In 2002 following the death of my husband and the realisation that I needed to find 20k, I took out a loan.

 

I received no statements until 2 years ago.

 

You can gusess the rest. I paid over 20k, still owe 24k. So I asked for a redemtion figure, that was 48k and was then told that at the end of my 240 month term I would have another 10 years to pay what I owe. Some 96k for a 20k loan.

 

I also had PPI from Dial 4 a loan, what can I do about that. I did not need it as I was salaried and get sick pay.

 

It seems that they want my house which I now own and will take it when I retire, my son and I would have been better off homeless 10 years ago.

 

I started the process and wrote to them but they gave me a £446.00 refund because they said I was in arrears and I proved it never happened. With regard to everything else I asked they ingored the letter.

 

Is anyone in a legal capacity doing or investigating this company. What can I now do before im retired and in a situation?

 

Ive read lots of posts and Im glad to be not alone, but Im still bloddy scared.

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Im another Swiftly sinking person.

 

In 2002 following the death of my husband and the realisation that I needed to find 20k, I took out a loan.

 

I received no statements until 2 years ago.

 

You can gusess the rest. I paid over 20k, still owe 24k. So I asked for a redemtion figure, that was 48k and was then told that at the end of my 240 month term I would have another 10 years to pay what I owe. Some 96k for a 20k loan.

 

I also had PPI from Dial 4 a loan, what can I do about that. I did not need it as I was salaried and get sick pay.

 

 

It seems that they want my house which I now own and will take it when I retire, my son and I would have been better off homeless 10 years ago.

 

I started the process and wrote to them but they gave me a £446.00 refund because they said I was in arrears and I proved it never happened. With regard to everything else I asked they ingored the letter.

 

Is anyone in a legal capacity doing or investigating this company. What can I now do before im retired and in a situation?

 

Ive read lots of posts and Im glad to be not alone, but Im still bloddy scared.

 

Hi Glen hold on in there Swift are in for big trouble.....read through Swift Loan recharges claim.....long read but worth it. The FSA and the OFT are onto Swift now here is the link

 

http://www.mortgagestrategy.co.uk/distribution/swift-investigated-by-fsa-over-arrears-handling/1023883.article They are expecting a heavy fine.

 

Here is a link also to help with your PPI

 

http://oft.gov.uk/shared_oft/business_leaflets/consumer_credit/unfair-relationships/yates-lorenzelli-nemo.pdf

 

LL

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Thank you. Have read the link with interest. What will happen if they are fined, can these sort of companies go bust, if so what happens to people like me who have a loan, more worrying, what happens if they dont.

Thank you so much for replying to me. It means a lot to have a light at the end of what has been a long tunnel. I started corresponding with Swift 1 year ago and have been stone walled at every turn.

 

gml

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Hi gml,

 

Sorry to hear of your predicament with Swift. The PPI you have is almost certainly reclaimable, as it was more than likely mis-sold. You would need to write to your broker regarding this as they are the ones responsible for that aspect. It won't be an easy ride, especially as there is currently a Judicial Review being brought by the banks in response to FSA regulations regarding the way PPI complaints are investigated. Whilst this is in progress, most companies are using it as an excuse to put PPI complaints on hold although FSA and FOS statements say they should be carrying on investigating these complaints as normal. I too had a Swift loan and (pre Judicial Review) managed to successfully reclaim seceral thousand pounds of mis-sold PPI from my broker - not Dial 4 a Loan - although this involved a prolonged battle and assistance from the FOS. In the first instance I would advise sending Data Subject Acccess Requests to both Swift and your broker to gather all the information you can regarding your loan.

 

Good Luck and keep us posted how you get on.

 

Landy x

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Welcome to the form glenis......... this is the best possible place for support and help and pointers in which direction to go..........I have been given some terrific pointers and like you am embarking on the taking firmer action after no responseot letter......

 

Can I ask with the SAR mshould there have been details of the broker in it? because there are none, there are also no details of the solicitor either.

If you kick a Tiger in the Ass youbetter have a plan to deal with its teeth :madgrin:

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  • 4 weeks later...

Hi jacqui o

I have recentlu found out that it is Dial 4 a Loan and have also got an address via the ombudsman so am going down the route, a long one I believe. My concern is that I am getting nowhere paying this, 24k paid 20k borrowed 10 years to go and then they say they will add on 10 years but will not say why. Cannot work out the interest nor can a financial advisor who looked at it, they also want 48k to pay the loan early. I will be a pensioner and am sure they are just waiting to snaffle my home. There are no solicitors details involved on the paperwork.

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Just a thought and I wondered if you could answer my musings. It seems from what I have read that Swift are stashing away money to counter claims they may have against them. If they went bust, by some miracle, theyve probably ripped too many people off for that to happen, but if it did what would happen to the loans such as mine? Would some other cowboy company take them on.

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Just a thought and I wondered if you could answer my musings. It seems from what I have read that Swift are stashing away money to counter claims they may have against them. If they went bust, by some miracle, theyve probably ripped too many people off for that to happen, but if it did what would happen to the loans such as mine? Would some other cowboy company take them on.

 

Hi GML,

 

'Would some other cowboy company take them on'.

 

YES!!!!!

PROBABLY.....:-(

 

Apollo18

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  • 11 months later...

Hi lester lass, long time no speak. Just to let you know that I am waiting for a court date re PPI. Gone against both Swift and Dial 4 a loan. Any monies gained will go to a Big Ass banana to sort out the other issues. Thats right Swift, I will see you in court. Will let you know how it goes. Sorry to post at the end of this last reply, not too good at the site im afraid.

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Hi Glen

 

Court paperwork was issued against Swift by myself with regards PPI...

 

Have you been asked to supply a court bundle? did you attach any draft directions at all?

 

I am awaiting their response ot my court action, but guessed it owudl go to court, they wotn settle before hand.

If you kick a Tiger in the Ass youbetter have a plan to deal with its teeth :madgrin:

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Hi

good friend working in legal profession dealing with this, everything gone in and case fast tracked, waiting for date.

 

Looking to remove his teeth while foot up his ass.:mad2: Been a long time coming.

 

How do I change my username. Im so out there and I know they read these logs. Hopeless finding my way round the website. Dont want to spoil their surprise.

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Sorry Glen I am really confused here, everything gone in?????? Sorry to be thick , but initially all you submit is the application form... N1 depending on the amount the appropriate fee, , reading my notice of service am a little confused, there were 2 steps from issue where judgment could have been asked for. the info on that is really quite good, I am not a legal professional and can understand it and follow it with out much trouble, which is why i am kind of confused......lol....

 

Am not sure what you mean about "How do I change my username. Im so out there and I know they read these logs. Hopeless finding my way round the owebsite. Dnt want to spoil their surprise.[/color] What do you mean by so out there??????? totally confused? you have onyl 14 posts?????? as for the surprise, if you are just waiting a court date then it is no longer a surprise??? they have been served with he court paperwork!!!

 

So long as you do not put any personal details on the posting you make how are they going to know if they are reading the boards who is who? there are people with hundreds and thousands of posts who have not been ID by any of the companies reading these boards/forums ...

 

This is one of the great things about sites liek this, it gives people the information and ability to take on companies who have adn are behaving badly, this is doen by sharing information and helping each other and others, no one has ot give out any personal information, but generals and things a lot can be found online by doign searches............

 

if the info is really sensitive or that, there is always the private message function, but would suggests the usual precautions when online.......

 

hope you get your court date soon...

If you kick a Tiger in the Ass youbetter have a plan to deal with its teeth :madgrin:

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