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    • My understanding is that they won't provide the name to me whether the investigation is Live or Closed, & I have no legal rep as I didn't have P.I. Cover on my policy, & am intending to claim using OIC.org.uk, but remain completely stuck as they 100% cannot open a claim on the portal without both the Reg. No. & Name of the other driver.  
    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
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What do I do now? Barclaycard/Lowell/Hamptons


Shellyo1o
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Hi

I've been using this forum for a few weeks to help me with a problem, now I need more help so I've registered :)

 

 

K, here goes:

 

I got a letter from Lowells last year sometime claiming they had bought a barclaycard debt and I owed £947. I threw it in the bin as I can't remember owing that much to barclaycard, and they haven't been in touch with me for about 5 years.

Anyway. About 3 months ago I started to get phone calls from Lowells, but as I don't answer the phone if the caller ID comes up as private I left the machine to answer. Always the same message, every couple of days, please call us on this number.

More letters, more phone calls, so I had a look on here and found plenty of people in the same boat ;)

 

I sent a letter to Lowells on the 8/8/06, it was basically :

I do not aknowledge any debt please supply documents 1: true copy of deed of assigment

2: true copy of alleged agreement

(It was one I copied from another post on this site)

I also asked for the phone calls to stop - with the relevent harassment letter.

 

 

I got 3 letters from Lowells on the 11/08, 1 saying they had removed my number from the database and would not call :) Yeah. 1 saying they had recieved my communication and would look into it, and 1 saying they have ordered a copy of the original agreement and would be in contact again once they receive it.

 

Then, less than a week later I got final demand for payment from them, then the next day a 'reduced offer' letter asking for £450, then another final payment warning saying if I didn't pay they would pass me on to thier debt collection agency.

 

Then, on 04/9 I got a letter from Hamptons requesting I pay £947, and they were collecting on behalf of thier clients Lowell.

It says on the letter that Hamptons are a trading style of Lowell, does that mean they are the same company?

 

The thing is, what do I do now? Should I just ignore them, send another letter to Hamptons or Lowells?

 

 

Sorry it's so long winded, I just wanted to make sure I got everything in.

 

Any advice guys?

 

 

Michele

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Hi Shelly010,

 

I'm in the same position and i have another thread in the general section. You could write to Hamptons saying that you have requested disclosure of the deed and so on from Lowell and are waiting for this info. Include a copy of the request you made to Lowell and also send a copy of your letter (the one you are sending to Hamptons) to Lowell financial.

 

I did this yesterday and also enclosed proof of delivery signature so that none of them could mess me about.

 

If you want, i could PM you the letter.

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Thanks bpakoue,

Seems you are in the same position as me, nad yes, please, send me a copy of the letter, I'm sure it'll better than anythingcan knock together.

I'll send a letter to Hamptons on Monday.

 

I thought there was a 40 day limit from the first request I sent? Does that mean that after the 40 days I can just ignore everything from them? Or should I contact them and tell them they can't enforce the debt?

 

Thanks again.

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Hi agian.

I recieved a letter from Lowells today - with a copy of the original agreement with Barclays, but what does the deed of assigment look like?

They have sent a letter, on Lowells headed paper, saying that it is a notice of assigment.

 

Is this correct?

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Thanks for the reply Nailpost.

 

The agreement is a copy of one I signed, but I was wondering what a 'deed of assignment' looked like.

 

The one they have sent me is some thing they have just typed up on a pc and back-dated.

 

My main concern is the amount they are trying to collect, should they have sent me some sort of statement, or do I have to take it as true if they say I owe £947?

 

Thanks

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The important document is the signed agreement. The deed of assignment is grandly titled but it is just a letter which says X Bank has sold this debt onto DebtScum Y.

 

Under a CCA S77/78 request their obligation also extends to a statement of account showing payments made (if any) and an explanation of charges levied and interest. Was there one of these?

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No, there was no statement.

 

To be honest I know I owe something, and I'm quite prepared to pay, but I'm pretty sure it's no where near what they are asking.

 

Should I write to them again and ask for a statement? Or does part 1 of my CCA letter cover that?

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I've now got a letter from Hamptons saying if I don't pay the £947 in full the amount will rise to £1208 with court costs etc.

 

Does anyone know anything about the statement request within the CCA?

Should it be a full statement of all activity on the account?

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  • 1 month later...

I would suggest contacting their CEO and make him a reasonable offer of what you are prepared to pay and then pay it, after months of going backwards and forwards with the call centre staff and then receiving 8 calls a day, I was getting pretty annoyed. So I've just successfully negotiated paying £250 in full and final settlement for an outstanding debt for barclaycard of £651.72.... I had til 4pm today to make the payment which I have done, send him a note detailing your circumstances bung in a bit of legal jargon (there is plenty of it on this site..) and keep your fingers crossed

 

His name is Andrew Bartle and his e-mail address is: [email protected]

 

They didn't accept my first offer of £50 but I guess that was taking the mickey a bit....

 

Phew it's all over - now I have to sort out Cabot!!

 

Good Luck!

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Thanks Pink, I haven't heard from them for a while, I think I'll put it off till after Christmas now, I'm pretty sure they won't go away, but I really can't cope with them right now.

 

Good luck with your's, and thanks again for the info.

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  • 2 years later...

Hi Shelleyo1o

 

Is the document they have sent you a copy of the signed Agreement, or a copy of the signed Application form? It was the latter that I received from Barclaycard (via their DCA) and it is NOT the CCA. If this is the position, they may not try to enforce the debt while it is IN DISPUTE (you should write saying that they have failed to comply with your request and that a FORMAL DISPUTE now exists.) As I understand it, a court will not issue an enforcement notice in these circumstances so they are whistling in the wind. I have also followed the route suggested by pinkprincessxx above (OCT 2009) and am currently waiting for an answer.

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Hi, luckysandpiper.

 

Shellyo1o has not posted on the Forums since Nov 2006, I'll be surprised if she answers your question.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Oopps - must check the dates in future. Thanks Scott :)

 

No problem, I've done it myself ;)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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