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    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
    • gives them a feeling of grandeur. dx  
    • yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • thread tidied. new thread for the court claim is here  
    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Link Claim Forms -MBNA debts


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Ok so you put in a claim for this insurance to be repaid you you which it appears happened and you got the cheque.

 

Unless you paid that cheque to the account, the balance would have been the same as always but you had the refund in your hand.

 

Now you need to mitigate that balance by counterclaiming for the unlawful charges such as over limit or late payment plus the interest applied as a result of those.

 

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Hi IMS

I have got my paperwork sorted and have put the charges onto the XL sheet but Columns D and E are coming up with #NAME? and also under Total Compound Interest and Total Claim in the blue section. Can you help please?

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Nice try but no.

 

Oh, so it's OK for one to act unlawfully but the other party must just grin and bear it? Sorry, I forgot my standing for a moment. If the PPI had been valid I would have been able to claim and not got into the mess I ended up in!!!

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Oh, so it's OK for one to act unlawfully but the other party must just grin and bear it? Sorry, I forgot my standing for a moment. If the PPI had been valid I would have been able to claim and not got into the mess I ended up in!!!

 

You got your money back!

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Hi IMS

I have got my paperwork sorted and have put the charges onto the XL sheet but Columns D and E are coming up with #NAME? and also under Total Compound Interest and Total Claim in the blue section. Can you help please?

 

Hi

 

Can you post it up please (MINUS ANY PERSONAL INFORMATION)

 

ims

 

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Not sure about the interest rate? I had APR 23.90% on the sheet I had saved but can't remember where I got that from! I assume I'll have a rate somewhere in my papework but can't find it at the moment.

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