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Well im waiting for a reply and I have also offered £50 which I think is reasonable!

 

Did you get a default on your credit report paxon?

 

Looks like they are gonna be a pain in the neck but nothing we cant handle! I will be persistant with the £50 for a few emails but if they still refuse then more fool them! :lol:

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Tink, did you write/email or call them?

 

I think we need to be prepared to have our credit file scr**d. Don't think there's anything we can do about that one, that's if they can be bothered to let the CRA's know. It's a CCJ I would want to avoid but they have to go to court to have that issued.

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I emailed them, they have only sent me this letter no calls or anything..

 

Yeah thats true. I dont want a CCJ either so just trying to get it sorted but sounds like they wont make it easy.

How long have you been waiting to be passed to DCA?

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Hi there

I defaulted last month, have set up payment plans with 2 of my PDL's (WDA and 24/7 Moneybox) - I have another 4! QQ, Lending Stream, Payday Express and Pounds Till Payday. I'm expecting at least one of them to hand over to a DCA very soon. How long after you defaulted with QQ did they hand over to Mucky Hall?

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Hi Dulwich

 

Depends who you have loans with I think. I was able to set up payment plans with WDA and 24/7 Moneybox almost as soon as I defaulted. I made the first payment the week after I defaulted. However, the other PDL's have not yet agreed to anything! They are Quick Quid, Pounds Till Payday, Lending Stream and Payday Express, so I have paid nothing towards these as yet.

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Well that suits me fine as I'll have the other PDL's paid up by then so should free up some more money to negotiate.

 

Yeah send them another email and tell them to jog on!

 

Good Luck Tink! Don't forget to keep us updated. I will do the same. x

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Yep thats right, no payment was made to QQ.. I tried on several occasions but after so long it feels like your banging your head against a brick wall!

 

Wonga and payday uk wernt too bad at setting up a plan though.

Will do glo, good luck to you too.. I shall keep you updated x

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lol I am indeed.. phone pings everytime I get an email saying someone has replied to my thread.. Finish soon though :whoo:

 

I find it quite strange Muck Hall have not been bombarding me with phone calls - not that im complaining!

Edited by Tink_2010x
typo
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I find it quite strange Muck Hall have not been bombarding me with phone callslink3.gif - not that im complaining!

 

------------------------------------------------

 

same here i changed my details on my q'q account though before i defaulted i now work for sallys fish'n'chips!

 

 

A quick question for anyone in the know if mucky hall are just bluffers what happens?

I mean do they just keep sending stupid threats for 6 years until you tell them its statue barred or will they themselves sell the debt on?

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Glo,

They will hand it to clarity credit management, they to be frank were the easiest dca I have ever dealt with got a few letters from them offering me a reduced settlement and loads of calls. I ignored them for a bit them fired 2 emails of to them and they without question accepted a £10 per month payment plan (for £600).

Never spoke to anyone as I use there payclarity website to make the payments.

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I told MH that if they didnt accept my payment offer then they could take me to court and with what I have coming in at the moment the judge would prob only award them a £1 amonth. They accepted.

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