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    • Hi, I have an old outstanding debt from 1994 due to MBNA for £20,000. The debt has been passed to various DCAs and is currently with PRA Group.  I sent them a CCA letter in January 2024. They acknowledged this letter and stated they would come back when they had more information, however the information did not arrive within the 12 working day scenario.. I have just received a copy of the agreement which goes back to 1994 from them. In their response letter they have stated " Please find enclosed documentation received to date: we are waiting further documents in order to complete your request. We have currently deemed this debt as unenforceable which means we are not able to take court or further action against you to recover the outstanding balance". They then go on to state "we are still legally entitled to:  1.Contact you to ask and repay what you owe 2.Pass your details onto a third party collection agency 3. Continue to report your account with the credit reference bureaux (as appropriate)". I'm at a loss as to what I should do next and would appreciate any guidance on this matter. I am currently paying £5.00 pcm. TIA      
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    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
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Help - I think RBKC staff is trying to con me into paying PCN


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Except Parking is decriminalised so there is no fine and no conviction, its a civil debt. I think you will find all County Courts including Northampton do have Judges besides you do not need a Judge to get a criminal conviction you can be convicted at Magistrates Court not that its relevant here but if you are going to have crack pot theories its always good to be factually correct.

 

Hi,

 

What this is, is DPE (Decriminalized Parking Enforcement) but the wording surrounding this was debated in the Transport Committee and was decided that "to call it a Parking Charge Notice, Excess Charge, Fine, Surcharge, whatever it is, it is a fine and the different names were a play on words". It is a civil penalty but it is still a fine and the Bill of Rights does not distinguish criminal from civil. Here, Lord Justice Laws created an impasse. The legal test for this is in section 62 and 63 of his Metric Martyrs judgement where he said laws were made willy-nilly down the centuries with no regard to laws with special status, i.e. Magna Carta and Bill of Rights which cannot be repealed impliedly. For a law to repeal the Bill of Rights it must expressly mention the Bill of Rights in the text of the new law or it must repeal it.

 

The Road Traffic Act 1991 makes for fining people outside of the Court but does not mention the Bill of Rights 1689 so must fall by the wayside as a fine can only be imposed by a Magistrate or a Judge. I have read up on the law surrounding this and have used it successfully so keep your uneducated "crackpot" remarks to yourself. Further, this site is not here for the purpose of snide remarks.

 

Notwithstanding, you cannot be made to pay a fine for parking on a line without T ends as I saw mentioned.

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Hi,

 

What this is, is DPE (Decriminalized Parking Enforcement) but the wording surrounding this was debated in the Transport Committee and was decided that "to call it a Parking Charge Notice, Excess Charge, Fine, Surcharge, whatever it is, it is a fine and the different names were a play on words". It is a civil penalty but it is still a fine and the Bill of Rights does not distinguish criminal from civil. Here, Lord Justice Laws created an impasse. The legal test for this is in section 62 and 63 of his Metric Martyrs judgement where he said laws were made willy-nilly down the centuries with no regard to laws with special status, i.e. Magna Carta and Bill of Rights which cannot be repealed impliedly. For a law to repeal the Bill of Rights it must expressly mention the Bill of Rights in the text of the new law or it must repeal it.

 

The Road Traffic Act 1991 makes for fining people outside of the Court but does not mention the Bill of Rights 1689 so must fall by the wayside as a fine can only be imposed by a Magistrate or a Judge. I have read up on the law surrounding this and have used it successfully so keep your uneducated "crackpot" remarks to yourself. Further, this site is not here for the purpose of snide remarks.

 

Notwithstanding, you cannot be made to pay a fine for parking on a line without T ends as I saw mentioned.

 

Apart from which, many PCNs end up being dealt with at the Northampton County Court Bulk Center and, NO, they didn't have a judge when I purposely asked! It was court officers who decided who should pay the fine and without a hearing...totally unlawful!

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Hi,

 

I have read up on the law surrounding this and have used it successfully so keep your uneducated "crackpot" remarks to yourself. Further, this site is not here for the purpose of snide remarks.

 

Notwithstanding, you cannot be made to pay a fine for parking on a line without T ends as I saw mentioned.

 

You must have read a lot then because the High Court disagrees with you as does both adjudication services they obviously must have not read the same books as you.

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You have missed the point. The Bill of Rights does provide the right of challenge but it does not protect people from lawbreaking, but it does ensure that "the accused" does get a say in his defence.

 

The reason the example case was lost was, whilst he used the Bill of Rights to quash the RTS 1991, he lost his case because he DID park on the footpath. That was the reason for the offence being upheld. However, a Parking Adjudicator cannot revoke a Parliamentary Act. Lord Justice Laws did provide the legal test. You cannot appeal an infringment on the Bill of Rights alone. You must have an appropriate defence. The Magna Carts also says "due process". The RTA 1991 makes for fining people outside the court but the Bill of Rights doesn't. An adjudicator can't decide that one either. The statute is wrong here. It is a contract between citizen and state. I won my cases without the use of an adjudicator which cannot be dismissed but I did have a proper defence.

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Hi just got in and catching up with the posts, but when we recieved the notice to owner (she stays at my flat sometimes and she brought over the NTO), we replied using my gf's email address and under her name - ... later i followed up again using her address and name...they kept saying they didnt get any of the emails (this is the same email address they had previously replied to before the NTO was issued).

 

Eventually i forward the email from my email address signing it with: (my name) on behalf of (gfs name)

 

which they said they had received, put the pcn on hold, then sent a new letter saying that the charge notice still stands...my gf is bringing the new letter over tonight but from what i can remember it said we had 14 days left to pay (that was last friday i think)...I can add further details of this letter when i have it if that helps.

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Hi just got in and catching up with the posts, but when we recieved the notice to owner (she stays at my flat sometimes and she brought over the NTO), we replied using my gf's email address and under her name - ... later i followed up again using her address and name...they kept saying they didnt get any of the emails (this is the same email address they had previously replied to before the NTO was issued).

 

Eventually i forward the email from my email address signing it with: (my name) on behalf of (gfs name)

 

which they said they had received, put the pcn on hold, then sent a new letter saying that the charge notice still stands...my gf is bringing the new letter over tonight but from what i can remember it said we had 14 days left to pay (that was last friday i think)...I can add further details of this letter when i have it if that helps.

 

Thats a relief I was worried you had maybe the mistake of making your own reps. I assume the last letter was the charge certificate in which case the next one should be along at the end of the month.

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uh...there is some conflicting advice here...anything more info i can provide to clear up the situation...and what should be my next step...?

 

I was thinking of calling them up tomorrow and asking why an email which i forwarded showing that my gf had sent represenations responding to the NTO within the correct time limit isnt being considered? And surely it is not our responsibility if they didnt get the email, when i have a record of it being sent...Surely we cant be responsible if they deleted or junked the email or something?

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Thats a relief I was worried you had maybe the mistake of making your own reps. I assume the last letter was the charge certificate in which case the next one should be along at the end of the month.

 

 

Ok should i just wait for the next letter then...guess i should read the latest letter again in case there is anything important i'm missing.

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You have missed the point. The Bill of Rights does provide the right of challenge but it does not protect people from lawbreaking, but it does ensure that "the accused" does get a say in his defence.

 

The reason the example case was lost was, whilst he used the Bill of Rights to quash the RTS 1991, he lost his case because he DID park on the footpath. That was the reason for the offence being upheld. However, a Parking Adjudicator cannot revoke a Parliamentary Act. Lord Justice Laws did provide the legal test. You cannot appeal an infringment on the Bill of Rights alone. You must have an appropriate defence. The Magna Carts also says "due process". The RTA 1991 makes for fining people outside the court but the Bill of Rights doesn't. An adjudicator can't decide that one either. The statute is wrong here. It is a contract between citizen and state. I won my cases without the use of an adjudicator which cannot be dismissed but I did have a proper defence.

 

I haven't missed the point at all and if you want to argue this further I suggest you start you own thread. The OP is worried about baliffs arriving and you are suggesting refusing to recognise the law or the Courts which will be of little use when they are towing away his partners car!!

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I haven't missed the point at all and if you want to argue this further I suggest you start you own thread. The OP is worried about baliffs arriving and you are suggesting refusing to recognise the law or the Courts which will be of little use when they are towing away his partners car!!

No good you having a swipe at me and I don't have to justify myself to you either. Law? Lord Justice Laws, Transport Committee, RTA 1984 (General directions) adjudicators are low down the line. Constituional Law and Ordinary Law, I won't start on Common Law. You don't know everything, you only think you do, you must be a Londoner!

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I never said you did I was simply pointing out that quoting the Bill of Rights or Magna Carta to the 'gorilla' loading your car on the back of a truck is not going to get very far.

 

What I was saying was that if you start with the material in the defence, using ordinary statutes, then have contact with the authority making the claim (as in PCN) you stop any unlawful actions. You don't let it get to the "bailiff on the doorstep" stage.

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What I was saying was that if you start with the material in the defence, using ordinary statutes, then have contact with the authority making the claim (as in PCN) you stop any unlawful actions. You don't let it get to the "bailiff on the doorstep" stage.

 

Maybe you should try reading the thread and you will see the Council are refusing to accept anymore representations as it is at the Charge Certificate stage.

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Bill of rights has been argued to death. It is a dead end, of no use as an argument against a PCN, and will not help the OP or anyone else. That being so, can we move back to the matter at hand?

 

The problem here is that the case his timed out for a rep. Therefore the situation cannot be remedied by resubmitting the one the council say they didn't have.

 

There is a mechanism for setting things back. Wait for the Order for Recovery. Have the Registsred keeper make a statutory declaration/witness statement, and on completion of the process, a new NTO will be sent to her.

 

Therafter, she can resubmit the represntation. Do it in her name. Phone the council a week or so later to confirm it is in hand. This should resolve the issue. (Of course there's no way of knowing what they will rule once they get it, but that's a different matter...)

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Bill of rights has been argued to death. It is a dead end, of no use as an argument against a PCN, and will not help the OP or anyone else. That being so, can we move back to the matter at hand?

 

The problem here is that the case his timed out for a rep. Therefore the situation cannot be remedied by resubmitting the one the council say they didn't have.

 

There is a mechanism for setting things back. Wait for the Order for Recovery. Have the Registsred keeper make a statutory declaration/witness statement, and on completion of the process, a new NTO will be sent to her.

 

Therafter, she can resubmit the represntation. Do it in her name. Phone the council a week or so later to confirm it is in hand. This should resolve the issue. (Of course there's no way of knowing what they will rule once they get it, but that's a different matter...)

 

In which case that will be a procedural impropriety as it should be referred to adjudicators.

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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Bill of rights has been argued to death. It is a dead end, of no use as an argument against a PCN, and will not help the OP or anyone else. That being so, can we move back to the matter at hand?

 

The problem here is that the case his timed out for a rep. Therefore the situation cannot be remedied by resubmitting the one the council say they didn't have.

 

There is a mechanism for setting things back. Wait for the Order for Recovery. Have the Registsred keeper make a statutory declaration/witness statement, and on completion of the process, a new NTO will be sent to her.

 

Therafter, she can resubmit the represntation. Do it in her name. Phone the council a week or so later to confirm it is in hand. This should resolve the issue. (Of course there's no way of knowing what they will rule once they get it, but that's a different matter...)

 

In which case that will be a procedural impropriety as it should be referred to adjudicators.

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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In which case that will be a procedural impropriety as it should be referred to adjudicators.

 

ugh...so i think i get what is going to happen next...basically if the council refuse to acknowledge my representations, then i have to wait for the order for recovery, then fill out the statutory declaration - under the grounds of:

 

"I made representations about the penalty charge but did not receive a rejection notice"

After which it should go to the adjudicator if it is succesful declaration (why wouldnt it be succesful?)

 

does this sound right?

 

and also am a little concerned as it sounds like it could some money to make the statutory declaration:

 

Your Statutory Declaration must be witnessed by an authorised person. This could be a solicitor or Commissioner for Oaths, Justice of the Peace at your local magistrates court, or an officer of the local county court who is appointed by the Judge to take affidavits. (A fee will usually be charged!)

 

Has anyone had any experience with this...what kind of costs should I expect, and are any of these options free? :S ?

 

many thanks everyone for the replies! :)

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Why do we attract weirdos.... they told me I was the last one allowed in! :razz:

 

Have you got a link to this judgement?

 

I hope you are not suggesting I am a weirdo! Dangermouse!

 

Anyway, it was of February 18 2002, against Sunderland City Council. Section 62 and 63 and the legal test by Lord Justice Laws.

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ugh...so i think i get what is going to happen next...basically if the council refuse to acknowledge my representations, then i have to wait for the order for recovery, then fill out the statutory declaration - under the grounds of:

 

"I made representations about the penalty charge but did not receive a rejection notice"

After which it should go to the adjudicator if it is succesful declaration (why wouldnt it be succesful?)

 

does this sound right?

 

and also am a little concerned as it sounds like it could some money to make the statutory declaration:

 

Your Statutory Declaration must be witnessed by an authorised person. This could be a solicitor or Commissioner for Oaths, Justice of the Peace at your local magistrates court, or an officer of the local county court who is appointed by the Judge to take affidavits. (A fee will usually be charged!)

 

Has anyone had any experience with this...what kind of costs should I expect, and are any of these options free? :S ?

 

many thanks everyone for the replies! :)

 

When I was dealing with my Westminster PCNs which is the same system, I went into town, saw the Clerk of the Court, he got the Magistrate to sign it (free), it took ten minutes, no hearing, and it gets sent back to the Council. No questions asked. I got all these PCNs cancelled.

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I hope you are not suggesting I am a weirdo! Dangermouse!

 

Anyway, it was of February 18 2002, against Sunderland City Council. Section 62 and 63 and the legal test by Lord Justice Laws.

 

And subsequently trumped in the case of parking penalties by the judicial review in the matter of De Crittenden v National Parking Adjudication Service the judgment of which is here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/De_Crittenden.pdf

 

And also addressed here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/Henney-v-Camden.pdf

 

And here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/RobinTownsendvTFL.pdf

 

And this final case specifically refers to the Sunderland case this is an appropriate quote:

I have had regard for the extract of Judgement of the Divisional Court of the Queens

Bench dated February 2001 ( Thoburn -v-Sunderland City Council et al ) to which

Mr Townsend refers. However the Court was not there dealing with the provisions

herein or considering the meaning of the 1689 Act . In any event I entirely accept the

proposition that, as a constitutional statute, the Bill of Rights Act 1689 is not subject

to the principle of implied repeal.

 

It seems to me that to pursue the Bill of Rights Act in relation to parking offences will require considerable resources. It may be the sort of approach to indulge in if one were to win the lottery. Absent that, I suggest that pursuit of this avenue is a flight of fancy equivalent, perhaps, to the notion of winning the lottery!

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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Notwithstanding, you cannot be made to pay a fine for parking on a line without T ends as I saw mentioned.

 

Yes you can!

 

Minier -v- London Borough of Camden

http://keycases.parkingandtrafficappeals.gov.uk/docs/Minier,%20T-bar,%20effect%20of%20absence%20edited%20version.pdf

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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And subsequently trumped in the case of parking penalties by the judicial review in the matter of De Crittenden v National Parking Adjudication Service the judgment of which is here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/De_Crittenden.pdf

 

And also addressed here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/Henney-v-Camden.pdf

 

And here:

http://keycases.parkingandtrafficappeals.gov.uk/docs/RobinTownsendvTFL.pdf

 

And this final case specifically refers to the Sunderland case this is an appropriate quote:

 

 

It seems to me that to pursue the Bill of Rights Act in relation to parking offences will require considerable resources. It may be the sort of approach to indulge in if one were to win the lottery. Absent that, I suggest that pursuit of this avenue is a flight of fancy equivalent, perhaps, to the notion of winning the lottery!

Worked for me though! I used it to a great end. 11 tickets issued (not all mine) 11 cancelled, non had to be paid.

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And good luck to you for that!

 

If anyone wants to use that argument though they deserve to have the full picture.

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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