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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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diggerofbeats v Natwest


diggerofbeats
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Hello all,

this is my first and hopefully only thread! Firstly well done to everyone who has fought the faceless money machine and won, it gives me a warm glow.

 

Secondly, to anyone in the same boat as myself and about to start, good luck.

 

I am starting down the long road of getting my money back from N*twest !

 

I am about to send the Subject Access Request to get my statements for the last six months but who exactly do I make the £10 cheque payable to? I cannot find this information anywhere throughout the forums.

 

Thanks for any advice.

:oops:

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Just make the cheque made payable to NatWest.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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lol don't ask me that question! NatWest have been very bad with me but i have seen it shouldnt take any longer than 20days for you to recieve them as long as they are ordered correctly by the staff. NatWest are playing silly buggers with me cos they have broken the law on four counts with my account.

 

In the letter make sure you state "I would like to cofirm the statements should be sent to (then your address)" so they don't play you up. Make sure it goes recorded delivery.

  • Confused 1

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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I didnt get a reply to my request for bank statements from 135 Bishopsgate. I didnt send a payment luckily i just requested them to deduct it from my balance. Instead I just rang 135 Bishopsgate direct and they backordered them for free. I got them a week later.. Asked for the charges back, got standard letters from both 135 bishopsgate and my local branch. Just issued the claim online.. fingers crossed..

 

Matt

 

4/9/06 - £1156.00 + £148.18 INT + £120.00 FEE.

 

Awaiting defence!

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  • 2 weeks later...
  • 2 weeks later...

Recieved the famous shoddy brown envelope containing the last 6 years statements.

I am now writing the Prelim letter, but am slightly confused regarding interest.

In the FAQ it states that at this stage I should not claim for the 8% interest (accrued over time).

 

But the prelim letter states:

 

What I require

I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX .

I enclose a schedule of the charges which I am claiming with this letter

 

 

Can someone please help explain this to me?

:confused:

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Guest littlesally

I was going to send to that address asking for money back, as thats where I used to get statements, but now I'm not so sure.

Come to the Bear room in the evenings as there's someone there who can help, failing that I will ask myself and get back to you.

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  • 9 months later...

Ok after being really slack and not doing anything from October 06 to May 07, I thought I'd better get back into this.

 

I sent the letter asking for refund plus interest (the one on Moneysavingexpert.com's website). And within a week I had this reply.

 

"26th June 07

 

Thank you for your recent letter regarding the fees applied to your account.

 

We are currently considering your claim. Given the work involved in assessing your claim we anticipate that we will be in a position to respond within 6-7 weeks, but will endeavour to do so sonnere if we are able to.

 

Yours sincerely

 

Stuart Higley

Customer Relations "

 

 

6-7 weeks !! It only took me an hour to work it all out, I guess Mr Higley's office is inundated with claims either that or he's hoping I'll forget all about it.

 

Has anyone else had this letter and what normally happens next ??

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Digger of beats,

 

I have been on at Nat West since the beginning of the year....! So sorry, but that has been my experience. I wish now that I had set the deadlines, not gone by Nat Wests... I have received a couple of letters from Stuart Higley ... sounds familiar!

 

We did not come to an acceptable agreement therefore I issued a claim through MCOL. Cobbetts (Nat West's solicitors) have defended.. so now I am in the court process!

 

I have sent them a "nudge" asking for them to settle before it goes to court.. now I am waiting. My claim is for just over £3000.

 

That probably doesn't help, but sometimes it's nice to know how other people are faring! ;)

xx

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diggerofbeats, you've had a standard nat west response - it's up to you whether you wait or not. You may get an offer to refund charges in full at the end of it.............. or you may get an offer to refund partial charges. So either file at court or wait............ the decision, is yours!! ;)

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