They would like to do it on Wednesday.. yes, this wednesday! A bit short notice... sorry!

Anglia news.. they are really friendly.. honest!!

Is there anyone who lives in beds/cambs/herts that would be willing to go on TV to talk about their experience of bank charges?

Thanks again hedgey! I'll bet you're bored of reading that off my tread!!! ~ bit worried about the latest news ~ OFT taking 7 major banks to court. Not sure how that will affect us??!! Anyways.. just keeping my fingers crossed! xxx

Thanks so much Hedgey! I thought that the courts were moving quite slowly...! I've been at this one way or another since the beginning of the year! Well, happy birthday to your hubby! Thanks for the link, I always get scared when I first read through the threads.. it takes a couple of reads to get it into my head..! By the way, is there a quick way of finding my thread? If I don't have any news for a while it'll take me ages to look through them all?! Am I just being thick?! Thanks again xx

Hey.. I'm claiming about £3300. And the court date is 3rd Sept.. typical, the day I go back to work!!! Thanks hedgey.. you're an absolute STAR!!!

Hey. News reel..!! I have just had some contact with the court. it is "Notice of Allocation or Listing Hearing" to the claimant's solicitor. District Judge XXXXX has considered the statements of case submitted in this claim and has decided a hearing is necessary before a final decision is made about allocation can be made. Reasons for this hearing are as follows: The court needs to identify whther this particular case is suitable for hearing as a Fast Track. District Judge XXXX order you to attend at XXXXX. Also, there is an attachment saying: "The court has identified a number of cases which all raise the same issues and defence. In an effort to manage them appropriately the court has listed the cases for consideration of allocation or in some cases reallocation. The court has endeavoured to lsit cases onvolving the same lending institution at the same time in the hope that only one representative need attend" Do I need to do anything? Or just turn up at the allocated time? And it this good ish news? Thanks for anyone's comments! x

thanks very much for your response! I am at Bedford County Court... Just hoping I odn't actually have to go! Hmm, well, I'll take your word that it is quite easy once you get your head arount it... then again, I said that about lots of other letter templates etc ~ and it's worked out ok in the end!! bet you're in a great mood ~ hold that thought! x

Hi. Fingers crossed for you! J ust out of interest.. which court is it?! I am hoping to not have to do a court bundle. Nearly at court with Nat West and just started with Barclays.. feel as if it's gonna be a long road...!

Thanx hedgey! You are a super star ~ I just wanna get this sorted... I don't really wanna go to collating the court bundle ~ looks VERY scary..!! Eek! xx

Hi again guys, Just a thought after reading lots of threads! What do you think of writing straight to Nat West and "nudging" them. I have sent a "nudge" to Cobbetts... Or is it best to leave it in the solicitors hands now? Any advice greatly appreciated! xx

Just a comment on the postal strike. . . Grr! ! Thanks for everyones support xx

Digger of beats, I have been on at Nat West since the beginning of the year....! So sorry, but that has been my experience. I wish now that I had set the deadlines, not gone by Nat Wests... I have received a couple of letters from Stuart Higley ... sounds familiar! We did not come to an acceptable agreement therefore I issued a claim through MCOL. Cobbetts (Nat West's solicitors) have defended.. so now I am in the court process! I have sent them a "nudge" asking for them to settle before it goes to court.. now I am waiting. My claim is for just over £3000. That probably doesn't help, but sometimes it's nice to know how other people are faring! xx

Just an update! Posted "nudge" 6/7 then draft order 8/7! Fingers crossed! Will keep the updates posted! Thanks again xx

I know Rooster! I will keep any more updates to this thread... esp now I've worked out how to search for it! x

The bit I took out was this: The Claimant believes that if the Defendant has the serious intention of defending this claim at trial as is indicated by its defence, that it is incumbent on it to disclose such information. Further, the proposed directions are already routinely ordered in claims of this nature in the Mercantile Court in London, as well as in small claims track cases in Leicester, Derby, Chesterfield, Northampton and Mansfield County Courts. As the law relating to contractual penalties is long established, the Claimant believes the outstanding issues to be of fact. Accordingly, the Claimant respectfully requests that this claim be allocated to the small claims track, and estimates that the hearing of the claim should last no longer than one hour. I'm not sure where my right lay on this one! I have no idea what they are talking about when they refer to the proposed directions are already routinely ordered in claims of this nature in the Mercantile Court in London, as well as in small claims track cases in Leicester, Derby, Chesterfield, Northampton and Mansfield County Courts. OR : As the law relating to contractual penalties is long established, the Claimant believes the outstanding issues to be of fact. I hate to be thick and ask for so much from you.. but the solicitors scare me! Although my desire to "screw" them (pardon the expression) kinda makes up for it! Any advise would be VERY gratefully recieved! xx

hedgey; I've worked out how to keep to/find my thread...! xx

Hey! I felt like my head was going to explode when I first saw all the legal jargon, but now I've had a chance to sort through it, I don't think it's TOO bad?! I basically used the templates to send to the court, but took out parts about previous cases.. cos I don't know anything about them - eek! This is the letter that I will send to Cobbetts: here goes!!! Please note the enclosed Draft Order for Directions that I have sent to Bedford County Court for their consideration. I again ask for this matter to be settled before any court action is taken. To substantiate my offer I draw your attention to the following order: “Yorkshire Bank has been told that it may have to outline the "true cost" of bank penalty charges it imposes. Judge Iain Besford made the order at Hull County Court when hearing seven claims for refunds of bank charges.” (BBC News 4th July 2007) I request the sum of £XXXX, inclusive of court charges. Yours faithfully, Any thoughts? Thanks a million for your support xx

Thanks again hedgey! It makes it so much better for all of us that we have this forum to share ideas and worries! I will have a look at the draft order template, try and get it sorted in my mind, write my own one, then post it here! It'd be great if you'd have a peep and tell me what your thoughts are! Cheers xx

Thanks Steven! I posted a "nudge" to Cobbetts today before I read your reply...! I thought I would give them a week then send the draft order... Partly cos I would prefer them to offer me a settlement!? Do you think it is best to sent the draft order now too? You are a * for the great advise ~ thanx so much!

Hi again guys! Hi. I have decided to write to cobbetts and give them a "nudge" and give them a week tor repsond. There is so much info! Some people have said about sending Nat West a CPR part 18. Is that applicable in my case? I have found a thread that sends a draft order to court cos there's no AQ (Thanks to whoever that threads from, sorry I can't remember :?). I will send that in a week if I don't get any joy from Cobbetts! ~ cheers for everything.. good job I have got a couple of days off...!! xx

Hi again guys! I was wondering if someone PLEASE could help me! I have been reading and doing some research on other peoples threads and have found some have asked Nat West for a CPR part 18. Is that applicable in my case? I have had a defense from Cobbetts and a letter from the court with the AQ sentence crossed out. And that's it for now... Do I just wait now? I haven't sent a nudge letter either.. cos I'm getting a little confused with all the info! I would really appreciate some advise and guidance! Cheers xx

Stevepm Congrat's! You must be so happy... Well, all I can say is good luck with the other four! Any tips gratefully received!

Hi. I am reading your thread and thinking how similiar our circumstances were at first. I am at the stage where Cobbetts have sent a CPR 18 request... I have sent a reply refusing! And now I am just waiting - eek! I would be really interested to find out how you get on. Good luck with your case. The support here is fab init?! x

Thanx again Hedgey! ~ I will SO need a huge glass of wine after all this.... It's like having two full time jobs!! I will leave it for a week and send one of the "nudge" templates I think... See how I get on x