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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Freds/Carter claimform - Monument Card 'debt' ***Claim Struck Out****


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In your letter you need to make it quite clear that they have merely submitted further copies of the paperwork already made available to DJ ### at the hearing of ##/##/#### when the Order was made. You then need to ram home the fact that they have therefore NOT complied with the Order and therefore the claim should be struck out.

 

Otherwise, at first glance it may appear that they may have complied IYSWIM

 

I would fax the letter to the Court Monday @ 4pm to make sure it goes on the file before the file goes before the DJ again

 

Get rid of it next week and then the Limitation Act kicks in for you :D

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I was thinking of this as the letter to got to the court. Do I do it as a formal letter or in the form of the strike out application I did for the striking out order?

 

 

1. The claimants have failed to provide by 4pm on the 21st February to the court or the defendant a copy of the Consumer Credit Agreement between Barclays Bank PLC and the defendant, together with a full record of all charges levied, credits and debits on the account referred to in the statement of XXXXXXXX as ordered by District Judge XXXXX on XXXXXXX in paragraph 1 of her order.

 

2. The claimants have merely provided further duplicate copies of an application form which the claimants are trying to pass off as a properly executed agreement as required under s.77(1) of the Consumer Credit Act 1974 and are in breach of the order of District Judge XXXX on XXXX, a pointed noted by District Judge XXXX on XXXX and recorded by the Court. (I said to her, that they had provided only an application form, which she responded "yes I can see that". I then asked for that to be noted to the court (I don't know if I have watched too much TV in that point)).

 

3. The claimant is in default of points 1 and 3 of District Judge XXXX order on XXXX and therefore the claim is should now be stuck out

 

4. The defendant asks for costs in the case as ordered by District Judge XXXX on XXXX in item 4 of her order.

 

 

Is the above OK, how can I also frame it so they are not able to simply then send out another judgement or pass it to another DCA?

 

Any help is most gratefully received.

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They have filed a blank (unsigned) copy an agreement between "Raphael & Sons plc", not Barclays.

 

upset

don't want to confuse things! but, what about this 'other' (unsigned) agreement? have read on the interweb that poss Rapheal (who are/were part of the lenlyn group), and that their 'monument' cr card is/was managed by barclays? :noidea:

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2. The claimant has merely provided further duplicate copies of documents already filed and placed before DJ at the hearing of ##/##/####

 

 

Personally I would change #2 to something like the above.

 

There is nothing to stop them selling it on to another DCA though, although obviously any action could be seemed unfair in the FT's eyes and if they took action with similar paperwork I would suggest you would have a good case for another strike out.

 

It's the dreaded 'no man's land' - once it is struck out, you could always make a no prejudice full&final offer of a few % of the outstanding balance if you really want to see the end of it.

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Ok, how about this?

 

 

1. The claimants have failed to provide by 4pm on the 21st February to the court or the defendant a copy of the Consumer Credit Agreement between Barclays Bank PLC and the defendant, together with a full record of all charges levied, credits and debits on the account referred to in the statement of XXXXXXXX as ordered by District Judge XXXXX on XXXXXXX in paragraph 1 of her order.

 

2. 2. The claimant has merely provided further duplicate copies of documents already filed and placed before DJ at the hearing of ##/##/####

 

3. The claimant is in default of points 1 and 3 of District Judge XXXX order on XXXX and therefore the claim is should now be stuck out

 

4. The defendant asks for costs in the case as ordered by District Judge XXXX on XXXX in item 4 of her order.

 

Do I do it in a court style (such as the strike out order or in a formal letter?

 

Ford, - They included a blank (unsigned and dated terms and conditions June 2007) as proof of the claim. It did not say Monument or Barclay's. If I had signed and taken out an agreement with them, I would have signed (again if I had taken credit) a T&C's form from Monument in 2004.

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..........Ford, - They included a blank (unsigned and dated terms and conditions June 2007) as proof of the claim. It did not say Monument or Barclay's. If I had signed and taken out an agreement with them, I would have signed (again if I had taken credit) a T&C's form from Monument in 2004.

 

ok. was just thinking that they may try and use this in satisfaction of the order re agreement, even though it is unsigned and not 'barclays' as such?

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I think the judge saw that agreement (blank) and said it was unexecuted.

oh ok. :-) (thought it was a 'new' one!)

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I am so frustrated! I did the forms, took them to the court, asked them to put them in front of the Judge. The bloke behind the glass looked at me as if I were some sort of criminal! He checked their system and said he could not see anything in there, but would not put anything in front of the Judge as they had up to five days to process any paperwork. This news is so unfair. If I missed the deadline they would get a default judgement in a flash.

 

As of today, they have failed to comply with the court order, but the administration staff at the court want to make up their own rules from what I see.

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:lol: Oh dear - maybe I should have explained that bit. Yes, that's normal.

 

The only place i know where you get same day service is the High Court, but then you don't put papers in you appear before a Master in their Chambers to beg and plead your case (and a very interesting experience it is too....)

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Well I am beside myself now. I submitted the letter and a draft of the striking out order on Monday. I then phoned as explained in an earlier post was told to wait. I phoned the court yesterday to be told by one of the staff that they had received the same paperwork as me at 3.45pm on Monday. The paperwork being the application form, blank T&C's and the same dozen statements.

 

I said, well that simple they have not complied. The court staff I spoke to disagreed. She told me they had received something and I was advised I needed to put in a full defence in line with the Judges order. I said that they had failed to comply with item 1 in the Judges order and she said that was for a Judge to decide at a hearing!

 

To clarify, they have not provided anything different than what they have before. They were told in no uncertain terms what they had to do to comply and now it appears the court staff (a very arrogant person who said she knew the rules) are giving them a second chance.

 

What should I do?

 

I fear I will have to put in a defence, when they have not done what the Judge told them to do. I fear my defence will be countered by them and they will get a result by bamboozling me and the court. I am not worried that they do not have the alleged agreement, if there was one, they would have produced it by now.

 

Why can the Judge say they must to X in a certain time and when they fail the court staff they will allow it through?

 

What should I/can I do?

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Application for strike out. £40 without hearing

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Why should anyone pay attention to a letter? It needs to be on an N244 with the application fee being paid. That's the ONLY way you can apply for a strike out of their case.

 

We make it clear that they have not complied with the order... job done.

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We had the application to strike out hearing a few weeks ago, that's why the Judge did the order. Do I have to apply for another striking out hearing?

 

I thought when the Judge at the first striking out hearing said comply with my order within 21 days or this claim will be struck out was enough, is that not what should have happened? If not, I will do another N244, pay another £40.00 and ask for a hearing.

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Hi, its on page 6, copied below:

 

 

I have received the order this morning and it says:

 

1. The claimants shall, by 4pm on the 21st February, file and serve a copy of the Consumer Credit Agreement between Barclays Bank PLC and the defendant, together with a full record of all charges levied, credits and debits on the account referred to in the statement of XXXXXXXX.

 

2. In default, the claim is stuck out

 

3. upon the claimant complying with paragraph 1 above the defendant shall by 4pm on XXXX (28 days) file and serve a fully particularised defence to the claimant.

 

4. Costs in the case.

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Are you able to scan what they have sent to you? i.e. the alleged credit agreement referred to in para.1?

 

A scan of the alleged agreement is on page 4, they have sent four copies of the same to me, and twice to the court. The Judge said in the strike out hearing that she saw it was an application and not a signed and executed agreement. On page five you will see they have even said it is not their debt.

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Thank you so much. Unfortunately, this morning in the post I have a letter from BCC this morning as below.

 

BCC.jpg

 

Now in the envelope was my signed application card (the one you get in a newspaper), but not the signed and exicuted agreement showing APR etc. Also was couple of photo copies of statements. All these are in the banks name not Arrows. Does that make a difference?

 

BCC2.jpg

 

Sorry, but I built my hopes up of beating these bullies, but now I think they have pulled out the trump card.

 

Copies of the alleged agreement. (this is a copy of page four)

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No trump card here in my opinion.

 

There's no prescribed terms and they are not allowed to be found in any other document. The court is prevented from enforcement under s.127 (3) of the Consumer Credit Act backed up by case law (Wilson vs. Hurstanger) which ruled:

 

33. In my judgment the objective of Schedule 6 is to ensure that, as an inflexible condition of enforceability, certain basic minimum terms are included which the parties (with the benefit of legal advice if necessary) and/or the court can identify within the four corners of the agreement. Those minimum provisions combined with the requirement under section 61 that all the terms should be in a single document, and backed up by the provisions of section 127 (3), ensure that these core terms are expressly set out in the agreement itself: they cannot be orally agreed; they cannot be found in another document; they cannot be implied; and above all they cannot be in the slightest mis-stated. As a matter of policy, the lender is denied any room for manoeuvre in respect of them. On the other hand, they are basic provisions, and the only question for the court is whether they are, on a true construction, included in the agreement. More detailed requirements, which are designed to ensure that the debtor is made aware, so far as possible, of specified information (including information contained in the minimum terms) are to be found in Schedule 1. The discretionary power under section 65 (1) to order enforcement of an agreement which does not comply with schedule 1 may be exercised on terms discharging the debtor from having to pay any sum payable under the agreement (section 127 (2)).

 

Even the part where you signed, under "Declaration", states that you are "applying" for a card. Applications for credit are not binding on a prospective consumer under s.59 of the Consumer Credit Act.

 

I'd argue that they are still prevented from enforcing the agreement based on this evidence.

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Perhaps not. They have provided new evidence which contains an agreement between you and the original creditor. Whether this agreement is valid or not is down to the Judge. They have complied with the order in my opinion.

 

That doesn't mean that the evidence they have provided is requisite for enforcement purposes; that's what your defence is going to argue. Don't forget the lower courts are bound by higher court rulings and there are plenty to use to trash their evidence.

 

If there's anything you need, give me a shout.

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vjohn82,the documents sent to the court this week were seen by the judge in the strike out hearing. That is why she said she wanted the actual "Consumer Credit Agreement between Barclays Bank PLC and the defendant, together with a full record of all charges levied, credits and debits on the account referred to in the statement". They have just sent duplicate documents already seen by the Judge. They have not presented anything different. The judge said she was making it clear on the case notes that she did not accept the documents already served and wanted to see the ones mentioned above.

 

If I were to send in my claim pack a sheet of paper with the word "hello" on it and referred to it as my evidence and the Judge said no, I want to see the actual agreement, but sent in the same piece of paper with the word "hello" on it. Would the Judge not strike out the claim?

 

I am really lost now. I understood the words of the judge perfectly as I have full notes. If the shoe were on the other foot, I can guarantee they would get a default judgement.

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Upset

 

Its for the DJ to decide if they have complied, quite clearly and from what you state they have not.

Dont rely on Court staff to direct you, they are simply not qualified or in a position to, from what you state he will not accept what has been submitted and therefore

you cant comply with point 3 of his last order, wait until you receive anything further from the Court re directions in the matter

and dont waste anymore money with further applications.

 

Regards

 

Andy

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