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    • Any update here?  I ask as we have others now taking on CPM.
    • I am sorry about getting your status mixed up.  I have noticed one thing in your excellent WS. On their claim they are only pursuing you as the keeper-I think it is  in their Point C that  states along the lines of -the driver did not pay , so the keeper is liable. So on your No keeper Liability section  You may prefer  to alter 13 to    . It is trite Law that the driver and the keeper cannot be regarded  as the same person and the claimant has failed to offer any proof who was driving.  BY  only pursuing the keeper  when the PCN does not comply with PoFA must mean that their claim fails. See what the Site team thinks as it should  stop the Judge from looking at who was driving as your statement preempts them from even thinking about it.
    • What would suffice as proof? I just emailed them back my date of birth. Should I send a copy of driving licence? 
    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Riser/Recliner and mobility ramp required


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Due to the nature of my disability I really require a riser / recliner chair and also a ramp to get my mobility scooter in and out of my vehicle.

Sadly the chair I require is nearly £900 and the ramp another £250 and I cannot afford these at this time.

I receive DLA and was wondering if there is any scheme available that will allow you to purchase these items and then for a set amount to be deducted off your DLA over a period of time similar to that for a motability car? I don't have a motability car.

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I have my car through motability im on middle rate.We get a book every quarter and its full of businesses who sell chairs, ramps etc. If you go on google and type in Motability it will give you info there. I thought id got my last book i could have dropped into you but looks like its been thown out.

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Motability don't do chairs or ramps and the companies that do the chairs etc don't offer HP etc as far as I am aware. At the monet I have no interest in a motability chair as i have a fully paid for vehilce that is relaible and can hump the mobility scooter around.

I don't want the items for free and I am prepared to pay for the goods over a period of time, but when I spoke with social services they were not able to tell me if this was possible.

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Are you after a specific model? If not, if you go along to your local house clearance auction you should be able to get a riser pretty cheaply, I paid £50 for the one I bought for my grandad, they seem to come up pretty frequently.

 

Ramps are more tricky to get cheaply, but I got mine on ebay, again for around the £50 mark. It had been used as a demo item, so was no longer pretty, but that did not really bother me.

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Hi Surfer,There are loads of firms for chairs if you look on line.Have you tried ebay for the ramps i have seen them for sale on there in the disability section.Also you might pick a chair up on ebay if you type your post code in the search box.I had my recliner from SCS in kidderminster.Its electric but it dosent lift you up to standing.it cost me £799.00

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Wow! £799 is way beyond what we can afford in a lump sum. I am on Pension credit at the moment but have not heard of a budgeting loan. I will have a look on eBay but it si having the £300 - £400 in hand at the moment. The only problem with eBay is that I require a made to measure one unless I can find one that is standard and is okay for me to use. Guess we will need to try and save £25 a week over the next couple of months.

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Hi Surfer,Keep an eye on free cycle and Shuttle ads there have been quite a few in there.I think you could be lucky on ebay too.

I was lucky my chair was out of some compensation money, i think it would have took me a long time to save too.Got to admit though its very comfey. Ill keep a look out to for you.

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Hi Surfer, just a thought i asked at shops for ex demo when i wanted electric single bed. I was lucky and Dreams in kidderminster had got one and i had it half price.

Have you tried Carters? They have chairs and suites part exchanged for new ones. Perhaps a phonecall to them asking if they could keep you in mind if one should become available. I always say if you dont ask you dont get! its wortha try.

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Hi Surfer, just a thought i asked at shops for ex demo when i wanted electric single bed. I was lucky and Dreams in kidderminster had got one and i had it half price.

Have you tried Carters? They have chairs and suites part exchanged for new ones. Perhaps a phonecall to them asking if they could keep you in mind if one should become available. I always say if you dont ask you dont get! its wortha try.

Thanks. Appreciated.

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Hi Surfer, just been on ebay, there s a nice pair of Cintique riser/recliner chairs for sale on there.Just type in riser/recliner chairs and that page should come up.Their about half way down. They are in Peterborough i think but dont let that put you off.If you could get them cheapplus the price of petrol on top to fetch they would be a bargin.

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For a budgeting loan the maximum amount you would get is as follows, if you have no other budgeting loan debt:

 

Single person £348

Couple £468

Family £812

 

You may be able to apply for a community care grant on the basis that you need these aids to be able to remain living in the community rather than going into care.

 

You may be able to apply for a disabled facilities grant from the council for the ramp.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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I've just done a Google search for both:-

 

"loan for disability riser chair" and

"loan for disability wheelchair ramp"

 

and there are a number of links to suppliers of each, some detailing loans and grants.

 

I'm not sure that such commercial links are welcomed in this forum, but they are easily found on Google using the search parameters given above.

 

You may also be elegibile for a loan item or a direct payment from your local authority. Have a look at:

http://www.livingmadeeasy.org.uk/scenario.php?csid=195

Edited by russhh

If anything I say on this forum is construed as advice, it's probably worth almost as much as you paid me for it

 

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Hi Surfer, how are you today? You could get a bugeting loan from DWP. no interest is charged on this and payment is stopped at source before you get your pension credit.You can down load the paper work and print it yourself. Some one as already put the amounts on here in earlyier letter.Worth a try.

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I agree & as much as I hate to admit it ebay is the answer. Bought the following fully reclining chair £100 with phone & electric heat & massager, electric self contained rechargeable battery bath chair £115 lift 25 stone max, NEW self propelled completely collapsible wheelchair WITH independent suspension £68 + next day delivery £15 = £83

Edited by JonCris
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Hi Jon cris, You did well there.I bought a trolley of there, so i could push my meals into lounge to eat. Think i only paid £10.00 when it should have been alot more.(box was crushed)I also bought an over toilet adjustable seat with arms which cost me £56.00 alot better than the one provided by health worker which we call a gum shield ha ha.

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