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    • you mean you did aos on mcol yes? pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.   dx  
    • The Letter of Claim information is not absolutely essential, but it would be useful for two reasons. Firstly, judges take a dim view of companies or individuals who rush to court without giving the other party notice and a chance to settle - the Letter of Claim.  If they didn't send it we could include this point in your defence and it would be detrimental to them. Secondly, we know Countrywide.  They are a very small cowboy company.  The are reluctant to do court, simply becasue they are very bad  at it.  Their record of beating Caggers in front of a judge is exactly 0%.  They have lost every time.  They send the Letter of Claim also to look for people who don't reply, thinking that the person might not reply to a claim form either, giving them an easy default win.  Conclusion - always best to reply to a Letter of Claim and ridicule the PPC's case.
    • Any update here? I ask as we have someone in a similar situation.
    • It's possible.   I suffer from ADHD and also anxiety and depression currently and struggle with paperwork.  I'll have a search around to see if i can find anything.  If they did send something I haven't replied.   I thought there's no way that they will pursue this because I know for a fact i didn't park in a private space and the evidence they have sent is so ridiculous.   What impact does this other paperwork have? Thanks!   I already sent the acknowledgement as i panicked and thought today was the last day to respond.   Then i remembered this wonderful forum.  I'll follow the steps in the sticky next.
    • The particulars of claim doesn’t mention statement of accounts.  Should I include that in the cpr letter?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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welcome finance


clarkkent
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hi can anyone help me as i am worried. i got a car on hp with welcome car finance in nov 2008. in sept or oct 2009 i stopped paying as i couldnt afford the 340 pound per month repayments and in nov 2009 i posted keys and log book in envelope through thier office door by hand. it took them 2 months to get car and someone did cum round to try to sort out a payment plan but as im out of work i saw no point in talking to them and my wife told them i didnt live there any more as these people dont live in the real world.they then hand delivered a letter to my mums because that was the only other address they had for me which i thought was out of order as this now worries my mum. then on the 5/5/10 i got a default notice letter dated 2/5/10 saying i had 14 days to clear my arrears or contact them for proposals for settlement or it may result in legal proceedings and they may apply through the courts for an attachment of earnings order to be made.i am unemployed so can they do this.plz help as i am really worried.

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Hi Clarkkent,

I think perhaps you should start by sending a letter requesting a copy of your

credit agreement to check its validity.You can also tell them that the debt is disputed and collection procedures should stop.Use the template letters on this site.Don't telephone them and insist that they do not make visits to any of the addresses they have for you deal by post only.

I had similar trouble with this lot a few years back and they rewrote my CCA with lower payments,when I was ill and could not pay a DCA was involved and I sent them the template letter, when CCA arrived It showed I had signed it they had not. Outcome in court the were told that no contract existed.

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Hello and Welcome, clarkkent.

 

I'll move this thread to the Welcome Finance Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Clarkkent,

I think perhaps you should start by sending a letter requesting a copy of your

credit agreement to check its validity.You can also tell them that the debt is disputed and collection procedures should stop.Use the template letters on this site.Don't telephone them and insist that they do not make visits to any of the addresses they have for you deal by post only.

I had similar trouble with this lot a few years back and they rewrote my CCA with lower payments,when I was ill and could not pay a DCA was involved and I sent them the template letter, when CCA arrived It showed I had signed it they had not. Outcome in court the were told that no contract existed.

 

I have also got my original agreement which i have signed but they have not. Mine was signed for in there office i have not had a problem so far with my car account but i am just wondering could they enfore my hp if they havent actually signed the agreement

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hi postggj i cant find my agreement i must have chucked wen i was cleasring stuff but i have default notice u can see. shall i post that on here. please give me a day or so as i havnt got scanner or printer.soz.

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