hi postggj i cant find my agreement i must have chucked wen i was cleasring stuff but i have default notice u can see. shall i post that on here. please give me a day or so as i havnt got scanner or printer.soz.

ok thanks

soz i no i sound thick but how do u use template letters on here

ok thanks mate.i think i still have my credit agreement somewhere.but if i just ignored them will they bother applying for attachment of earnings considering im unemployed.

hi can anyone help me as i am worried. i got a car on hp with welcome car finance in nov 2008. in sept or oct 2009 i stopped paying as i couldnt afford the 340 pound per month repayments and in nov 2009 i posted keys and log book in envelope through thier office door by hand. it took them 2 months to get car and someone did cum round to try to sort out a payment plan but as im out of work i saw no point in talking to them and my wife told them i didnt live there any more as these people dont live in the real world.they then hand delivered a letter to my mums because that was the only other address they had for me which i thought was out of order as this now worries my mum. then on the 5/5/10 i got a default notice letter dated 2/5/10 saying i had 14 days to clear my arrears or contact them for proposals for settlement or it may result in legal proceedings and they may apply through the courts for an attachment of earnings order to be made.i am unemployed so can they do this.plz help as i am really worried.