Welcome finance secured passed to MKRR??

[postggj]

Application / Licence Details

 

 

 

Licence Number:0632091

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number TradePro Operations Ltd04746414

 

Categories:

 

Credit brokerage Debt collecting Provision of debt-adjusting on a commercial basis Provision of debt-counselling on a commercial basis

 

Right To Canvass Off Trade Premises:No

 

 

Trading Name(s) (Current):

 

Impact Collections Keynes Collections Milton Keynes Recoveries MK Rapid Recoveries Raven Recoveries Willen Collections

 

Issued Date: 07-Dec-2009

Date Maintenance Payment Due: 06-Dec-2014

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Christopher Michael Sales Craig McLeod Allan James Roy Clark

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress CorrespondenceTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom Principal Place Of BusinessTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom Registered OfficeTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom

 

 

[postggj]

Company Details

 

 

Name & Registered Office:

TRADEPRO OPERATIONS LIMITED

TRADEPRO HOUSE

SEEBECK PLACE KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

Company No. 04746414

 

 

Status: Active

Date of Incorporation: 28/04/2003

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 31/12

Last Accounts Made Up To: 31/12/2008 (FULL)

Next Accounts Due: 30/09/2010

Last Return Made Up To: 19/04/2009

Next Return Due: 17/05/2010

Last Members List: 19/04/2009

Previous Names: Date of change Previous Name 08/05/2003 PINCO 1937 LIMITED 26/06/2003 CAMEL OPERATIONS LIMITED UK Establishment Details There are no UK Establishments associated with this company. Oversea Company Info There are no Oversea Details associated with this company.

[klgrant]

what does this mean then are they part of welcome?

[postggj]

All I Can Say Is One Of The Companies Is Associated With Batley/yorkshire/CATTLES

 

Leave This With Me For A Bit But Ask Your Self

 

Why Is This Debt Not Under Mkrr Instead Of Welcome

 

Its A Legal Requirement Under The Law Of Property Act 1925

 

Send Mkrr A Letter And Demand A Copy Of The Notice Of Assignment Or Are They Just Collecting On Behalf Of Welcome

[klgrant]

i will do i did say to the bloke i spoke to "shouldnt i have been notified" he said yes and i said i wasnt, but ill do that and im also going to send for a copy of the original agreement, im sure the agent acted as one of the witnesses for the land registry, but they capitilised it or something at one point to lower our payments but i dont remember signing anything but i cant be 100% sure thats why i need to see a copy of the original agreement. i havent paid anything on this for ages yet i have never recieved a default which i find strange

[postggj]

When Was The Last Payment Made

[klgrant]

cant remember, over a year ago i think

[postggj]

Smoke Screen And Mirrors Me Thinks

 

Send The Cca Request And Get The Account Put Into Dispute

[klgrant]

this letter from MKRR is the first thing i have had for a long time, before that welcome would just send us a statement but nothing else, one thing ive always wanted to question is how they managed to get it secured , it is on the land registry but ive always thought it was a bit dodgy that they managed to do this, if MKRR do now own the debt would it still be classed as secured???

[klgrant]

and how do i get the account put into dispute???

[postggj]

Did You Not Sign A Secured Agreement

 

How Much Was The Original Loan

 

If They Fail To Produce The Agreement With In 14 Days, The Account Is In Dispute

[klgrant]

the amount owing is £22000 but it was a combination of car finance and a personal loan originally , the car loan ended up being about £10000 and the loan was £4000 so i'm not sure where the £22000 comes from, we signed a secured agreement the first time round in the office , i stated at the time that they would not be able to secure the debt because of the equity and the second secured loan , but she just said there was ways round it ???? but when they changed the agreement we didnt go back in to resign as far as i know im sure, this is why i need copies of everything because i cant remember

[postggj]

Do You Mean To Tell Me You Signed A Secured Loan In The Welcome Office

 

were You Given A Pre Contract Agreement And Allowed 14 Day Cooling Off Period Before You Signed

[klgrant]

do you know i dont think we were because it seemed to go through quicker than 14 days

[postggj]

Well Kiss Goodby To The Debt

 

Ime Posting My Special Welcome Sar

 

Give Me Five Minutes

[postggj]

I AM POSTING THIS FOR FUTURE REFERENCE ON PEOPLE DOING AN Subject access request ON THESE JOKERS,

IS ASKS FOR SPECIFIC DOCUMENTS AND LEAVES THEM NO ROOM TO MOVE.

 

SEND TO

 

WELCOME FINANCIAL SERVICE

COMPLIANCE

RUDDINGTON FIELD BUSINESS PARK

RUDDINGTON

NOTTINGHAM

NG11 6NZ

 

REMEMBER THE £10 POSTAL ORDER AND SEND RECORDED DELIEVERY

 

GOOD HUNTING

 

 

[your address]

 

 

 

[their address]

 

 

[DATE]

 

 

 

Data Protection Act 1998

Subject Access Request

 

 

 

Dear Sir/Madam

 

 

ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)

 

 

Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

Please note that I require disclosure of any personal data which you hold on me for the entire period of my dealings with you.

The Subject Access is not limited to my transaction history and it is not linited merely to 6 years of historical information.

Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my financial business with you.

I require all information on details of all insurance products supplied by welcome financial services. This is to include the statement of means, statement of price, details of all insurance premium tax paid, and underwriting sheets.

If mortage indemnity insurance has been added to the agreement, i require all details on who this premium was paid to, and who underwrites this insurance.

 

If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

 

I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties or charges which are invalid under the Unfair Terms in Consumer Contracts Regulations against me, then I shall be reclaiming them together with any interest charges which you have levied on them.

As it is your wrongdoing and mishandling of my account which has created the necessity for this Subject Access Request, I shall also be reclaiming the enclosed £10 Data Protection Act subject access request fee.

 

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

I would be happy to collect the Data from my local branch.

 

 

Yours faithfully,

 

 

 

 

 

[name]

[klgrant]

all i really remember is that we were struggling to pay the car and the loan so a welcome agent said they could combine the debt so the car would be ours , we went in filled out the forms and we got about i think altogether it was about a week thats all i know it wasnt 2 weeks im sure it wasnt, then when we struggled with the payments they did something i cant remember what they called it but it halved our payments and they sent us a new agreement but i dont ever remember sending them back and that was the same there wasnt the 14 days

[postggj]

Its Most Important Now You Send That Sar To See What They Have Got

 

Or Not Got :grin::grin:

[klgrant]

right just been looking at my credit file , the car finance was settled on the 16/03/2007 and so was the personal loan the secured loan started on the 16/03/2007 could this be relevant

[postggj]

Depends On The Date You Signed Or Not Signed The Secured Agreement

[klgrant]

right just been looking at my credit file , the car finance was settled on the 16/03/2007 and so was the personal loan the secured loan started on the 16/03/2007 could this be relevant

 

 

infact if i remember rightly we went into the office on the monday and recieved the cheque on the friday which would work out right because the 16th was a friday ,it definatley wasnt 14 day im sure it wasnt

[klgrant]

im going to see if i can find my agreement i have it somewhere i think:grin:

[postggj]

Get That Sar In Fast

 

You Are About To Become A Happy Bunny

[klgrant]

nope cant find it, but i have found an old statement , the last payment they got off me was feb 2009:D i take it capitalisation is interest, and what the hell is skip trace??? whatever it is it was £50

[postggj]

Another Welcome Phantom Charge

 

They Think You Did A Bunk And Charged You For It