Jump to content


  • Tweets

  • Posts

    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome finance secured passed to MKRR??


klgrant
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4858 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Application / Licence Details

 

 

 

Licence Number:0632091

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number TradePro Operations Ltd04746414

 

Categories:

 

Credit brokerage Debt collecting Provision of debt-adjusting on a commercial basis Provision of debt-counselling on a commercial basis

 

Right To Canvass Off Trade Premises:No

 

 

Trading Name(s) (Current):

 

Impact Collections Keynes Collections Milton Keynes Recoveries MK Rapid Recoveries Raven Recoveries Willen Collections

 

Issued Date: 07-Dec-2009

Date Maintenance Payment Due: 06-Dec-2014

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Christopher Michael Sales Craig McLeod Allan James Roy Clark

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress CorrespondenceTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom Principal Place Of BusinessTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom Registered OfficeTradePro House, Seebeck Place, Knowlhill, MILTON KEYNES, MK5 8FR, United Kingdom

 

 

Dynamic.aspx?text=Back Dynamic.aspx?text=History

Link to post
Share on other sites

  • Replies 59
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Company Details

 

spacer.gif

print.gif help_button.gif

 

Name & Registered Office:

TRADEPRO OPERATIONS LIMITED

TRADEPRO HOUSE

SEEBECK PLACE KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

Company No. 04746414

 

 

spacer.gifspacer.gifspacer.gifspacer.gif Status: Active

Date of Incorporation: 28/04/2003

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 31/12

Last Accounts Made Up To: 31/12/2008 (FULL)

Next Accounts Due: 30/09/2010

Last Return Made Up To: 19/04/2009

Next Return Due: 17/05/2010

Last Members List: 19/04/2009

Previous Names: Date of change Previous Name 08/05/2003 PINCO 1937 LIMITED 26/06/2003 CAMEL OPERATIONS LIMITED UK Establishment Details There are no UK Establishments associated with this company. Oversea Company Info There are no Oversea Details associated with this company.

Link to post
Share on other sites

All I Can Say Is One Of The Companies Is Associated With Batley/yorkshire/CATTLES

 

Leave This With Me For A Bit But Ask Your Self

 

Why Is This Debt Not Under Mkrr Instead Of Welcome

 

Its A Legal Requirement Under The Law Of Property Act 1925

 

Send Mkrr A Letter And Demand A Copy Of The Notice Of Assignment Or Are They Just Collecting On Behalf Of Welcome

Link to post
Share on other sites

i will do i did say to the bloke i spoke to "shouldnt i have been notified" he said yes and i said i wasnt, but ill do that and im also going to send for a copy of the original agreement, im sure the agent acted as one of the witnesses for the land registry, but they capitilised it or something at one point to lower our payments but i dont remember signing anything but i cant be 100% sure thats why i need to see a copy of the original agreement. i havent paid anything on this for ages yet i have never recieved a default which i find strange

Link to post
Share on other sites

this letter from MKRR is the first thing i have had for a long time, before that welcome would just send us a statement but nothing else, one thing ive always wanted to question is how they managed to get it secured , it is on the land registry but ive always thought it was a bit dodgy that they managed to do this, if MKRR do now own the debt would it still be classed as secured???

Link to post
Share on other sites

the amount owing is £22000 but it was a combination of car finance and a personal loan originally , the car loan ended up being about £10000 and the loan was £4000 so i'm not sure where the £22000 comes from, we signed a secured agreement the first time round in the office , i stated at the time that they would not be able to secure the debt because of the equity and the second secured loan , but she just said there was ways round it ???? but when they changed the agreement we didnt go back in to resign as far as i know im sure, this is why i need copies of everything because i cant remember

Link to post
Share on other sites

I AM POSTING THIS FOR FUTURE REFERENCE ON PEOPLE DOING AN Subject access requestlink3.gif ON THESE JOKERS,

IS ASKS FOR SPECIFIC DOCUMENTS AND LEAVES THEM NO ROOM TO MOVE.

 

SEND TO

 

WELCOME FINANCIAL SERVICE

COMPLIANCE

RUDDINGTON FIELD BUSINESS PARK

RUDDINGTON

NOTTINGHAM

NG11 6NZ

 

REMEMBER THE £10 POSTAL ORDER AND SEND RECORDED DELIEVERY

 

GOOD HUNTING

 

 

[your address]

 

 

 

[their address]

 

 

[DATE]

 

 

 

Data Protection Act 1998

Subject Access Request

 

 

 

Dear Sir/Madam

 

 

ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)

 

 

Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

Please note that I require disclosure of any personal datalink3.gif which you hold on me for the entire period of my dealings with you.

The Subject Access is not limited to my transaction history and it is not linited merely to 6 yearslink3.gif of historical information.

Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my financial business with you.

I require all information on details of all insurance products supplied by welcome financial services. This is to include the statement of means, statement of price, details of all insurance premium tax paid, and underwriting sheets.

If mortage indemnity insurance has been added to the agreement, i require all details on who this premium was paid to, and who underwrites this insurance.

 

If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

 

I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties or charges which are invalid under the Unfair Terms in Consumer Contracts Regulations against me, then I shall be reclaiming them together with any interestlink3.gif charges which you have levied on them.

As it is your wrongdoing and mishandling of my account which has created the necessity for this Subject Access Request, I shall also be reclaiming the enclosed £10 Data Protection Act subject access request fee.

 

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

I would be happy to collect the Data from my local branch.

 

 

Yours faithfully,

 

 

 

 

 

[name]

Link to post
Share on other sites

all i really remember is that we were struggling to pay the car and the loan so a welcome agent said they could combine the debt so the car would be ours , we went in filled out the forms and we got about i think altogether it was about a week thats all i know it wasnt 2 weeks im sure it wasnt, then when we struggled with the payments they did something i cant remember what they called it but it halved our payments and they sent us a new agreement but i dont ever remember sending them back and that was the same there wasnt the 14 days

Link to post
Share on other sites

right just been looking at my credit file , the car finance was settled on the 16/03/2007 and so was the personal loan the secured loan started on the 16/03/2007 could this be relevant

 

 

infact if i remember rightly we went into the office on the monday and recieved the cheque on the friday which would work out right because the 16th was a friday ,it definatley wasnt 14 day im sure it wasnt

Link to post
Share on other sites

nope cant find it, but i have found an old statement , the last payment they got off me was feb 2009:D i take it capitalisation is interest, and what the hell is skip trace??? whatever it is it was £50

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...