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    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
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    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Registered Keeper, Not Owner


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I have been gifted the loan of a car by a close family member and I will be reg. as keeper with DVLA and ins.

 

As I am only the reg. keeper and not the actual owner of the vehicle, what proof/document would I need to have, to inform say bailiffs etc that the vehicle is only reg keeper to me and not owned by me ??

 

 

"EXEMPLO DUCEMUS"

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I am not able to answer your question, sorry. However, you might find the following of interest.

 

 

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2894740.html

 

I now really really need assistance with this Guys..

 

Just had a letter today from Bailiff's, i dont have a scanner at home, so will retype it:

 

-------------------------------------

Dear XXXX

 

Re Outstanding PCNs

 

We have received a claim from Mr XXXX that the vehicle we have removed belongs to him. As we have no authority to discuss this matter with him, I have replied directly to you, and you can show Mr XXX this letter if you wish. A copy of this letter will be sent to the Council for their records.

 

I have reviewed the V5 document and would firstly point out that this does not prove ownership. The document shows the registered keeper, which is what you report to the DVLA.

 

Having reviewed your case i can see that you have incurred Penalty Charge Notices in this vehicle in 2008, so it would appear that you either previously owned the vehicle, or at least had use of it. I feel it is important to make you aware that the Regulations direct us to seize GOODS OF the debtor and not just GOODS OWNED by the debtor. We believe that you have a vested interest in the vehicle that we have removed and we are satisfied that we have acted correctly and that the vehicle should be classed as goods of the debtor. Furthermore the bailiff believes that the vehicle was removed in accordance with the regulations. Unless we see satisfactory evidence to support Mr XXX's claim we do not believe that the vehicle should be released.

 

And finally with regards tovthe Ba Tu Dinh V Drakes Group Ltd (2000) case, we do not see why this is significant to your case, and would therefore ask that you explain why you feel this is relevant.

 

Yours sincerely

 

Mrs D XXXXX

Compliance Officer

 

 

 

 

 

 

post #27 if the link doesnt take you directly.

 

The person involved was a named driver, neither the owner or registered keeper but the bailiffs still took the car and the letter above is a response from the bailiffs when the actual owner tried to claim his car back ?

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Hi JGJ,

 

Do you have to register the car in your name? It is possible to insure the car in your name without being the registered owner.

 

There's a bit more info here on the .gov website :-

 

Change of name and address on your registration certificate : Directgov - Motoring

 

It might be worth giving the DVLA a ring on 0300 790 6802 but I wouldn't hold my breath !! :)

 

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