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default notice help / questions


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wonder if people can help me with a default i have.

 

the bank sent me the default letter a long time ago and i have sat on the letter hoping one day ill be able to get it removed from my CR.

 

the letter is dated 17th may 2006 and request payment by the 31st may 2006 what gets me is ther letter states i must pay £0.00

 

now my CR says the default was placed a year later in 2007 on my file.

 

i dont remember paying the default account or making any agrement etc

 

can the banks reissue a DN and if so under what reasons?

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Can you scan and post what you received? It is against ICO guidelines to enter a default more than 6 months after the default has occurred. I suggest you read the ICO's Technical guidance on filing defaults, which you will find on the ICO's website under the Data Protection section.

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