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    • OK. Thank you all for the input.  I'll ignore their letters of demand but NEVER ignore a letter of claim. I'm bracing myself for the stress as their demands £££ goes up and the case gets sent to debt collectors. 
    • OK.  It was worth a try. Their case is still pants and they have broken their own Code of Practice numerous times.
    • @BankFodder sorry for the delay and thank you for the lengthy reply. Yes, I agree. It's a small business and the guy is very very decent. I know someone else said my priority shouldn't be worrying whether he gets shafted but I'm not here to try and screw him over because I feel like if someone behaves decently and gets exploited, they might not behave so kindly in the future. I know DX mentioned he thinks I've caused the issue by leaving multiple instructions, but I have already explained why and both instructions were to leave it with a neighbour and there was nothing advising the driver to abandon the parcel on my doorstep. I don't think leaving it there could be considered a safe place.  I am still waiting on the retailer to respond. Ultimately, I wanted to know how he would proceed if DPD's response isn't favourable. I am certainly not looking to cause any problems. I just want my laptop. I will read the other posts for sure. I've been a bit preoccupied with family stuff. I have nothing in writing from DPD as I phoned them, but they did advise it should be the retailer that liaises with them. I tried contacting the driver straight after deliver via Whatsapp, as that's an option, but it said I couldn't send him a message and I have kept that log. We all know who took the parcel on our street, because that person has a history of parcel theft, but I don't have a doorbell camera or cctv. Police are refusing to intervene, despite the fact that I, along with several other people, spotted another's neighbour's parcel in said "suspect's" car and confronted her to get the parcel back. If the police had acted sooner, I might have had a better chance of getting the parcel back, but I suspect the laptop has long been sold on.  When the retailer responds, I will send him the link to this thread. Hopefully, he will benefit from the information on here as well.
    • @dx100uk none of the instructions advised them to leave the parcel on my door step and without such instructions., I'm struggling to see why they think it's ok to just dump it there.
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Arrow Global....& a county court letter


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Been getting letters from Arrow global for about 7 weeks now for my partner. We have no idea who these people were collecting on behalf of so I sent them a letter asking them to confirm who they were collecting for, I got no reply just another demand for money or else ... Now they have sent me a county court letter. I don't know what to do :( any help please?

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What do you mean a County Court letter?

 

Is is a threat of 'Litigation Proceedings' or 'We may take you to County Court etc....or is it an actual summons?

 

Also, when you sent the letter to them asking for confirmation on who they're collecting for did you send it recorded?

 

If it's simply them threatening court proceedings and you didn't send your previous letter via recorded then send

them the letter from the relevant template below and send it recorded (edit accordingly)

 

Don't sign your name, but print it etc...

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

I reside in Dawlish Warren but am not a rabbit.

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There will be others here to help re the legal issue shortly but it is important that you file a defence within the specificed time period ..this then sets in motion another set of circumstances.

 

In regards to Arrow, I don't understand what you mean you don't know why they're collecting for? Surely in any of the communication from them they''ve given the details of the money owed/account number and to whom it is they're collecting on behalf? Stupid as most DCA's are I wouldn't think they're that stupid as to say 'You owe us £500, pay now' but not then supply ANY account identification?

 

Can you scan their initial letter and post it up? Or give any details as to what it's about?

 

Northampton is the Bulk centre court, just as a query it's not for a Utility Bill/Council Tax is it?

I reside in Dawlish Warren but am not a rabbit.

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What do the Particulars of claim say? Has this come from Bryan Carter?

 

Arrow is a debt purchaser, but you are entitled to know what this is all about and who the alleged original creditor is.

 

Answer the bits above and we'll sort you out a strategy with some immediate tactics.

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I don't know what the debt is for,... Just got letters saying you owe this much to Arrow global with an account number, ( no I dont know what the account number is for) Yes it is on behalf of Bryan carter solicitors .

 

The particulars say

the claimants claim is for the balance due under an agreement which is now all due & payable.

The defendant agreed to pay monthly instalments under account number ******** but has failed to do so.

 

And the claimant claims the sum of ***

the claimant also claims interest thereon pursuant to s.69 county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to ****

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Subbing for now but I'll come back later.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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First of all, have a look through pt2537's thread here - essential reading which will explain some strategies:

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/241827-legal-action-how-start.html

 

I'd suggest the first thing to do is to repeat your question to Carter - what the f is this about? Did you send the letters to Arrow by recorded post?

 

The first useful tactic is to request that the claimant provide more specific details in an amended PoC. If they do not, or refuse, or fail to provide any detail of the alleged debt, we go for strike out. Carter will try and bluff his way to the post-AQ stage so he can avoid paying costs - we want to stop him doing this.

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You can acknowledge the claim and get another 14 days if he doesn't respond in time. Call if you feel confident BUT ONLY IF YOU CAN RECORD IT - however, it's best done by recorded post so you have an audit trail. All handy if it does ever get to court.

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Sorry been working long hours past few days.

Ok so if I write a letter tomorrow to The solicitors asking who arrow are collecting for that will do will it?? What about thecounty courtletter?? I was going to reply to that online...

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hammers,

 

Arrow Global will have bought the debt from one of your other creditors. As they have specifically mentioned an agreement in their Particulars of Claim, you should write to their solicitors and ask for a copy.

 

Make sure you acknowledge service from the Northampton court NOW if you haven't already done so.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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