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    • So as predicted relieved dq from Overdale.  Checked MCOL transaction history. Last entry is defence received.  Am I reading that correctly?   my understanding is I I ignore and wait for courts to send one
    • So as predicted a dq was received from Overdale  iv checked MCOL transaction history and the last thing on there is defence received   No dq sent by courts. Am I reading this correctly.    my understanding is I ignore the dq and wait for the courts to send one? So as predicted a dq was received from Overdale  iv checked MCOL transaction history and the last thing on there is defence received   No dq sent by courts. Am I reading this correctly.    my understanding is I ignore the dq and wait for the courts to send one? So as predicted a dq was received from Overdale  iv checked MCOL transaction history and the last thing on there is defence received   No dq sent by courts. Am I reading this correctly.    my understanding is I ignore the dq and wait for the courts to send one? So as predicted a dq was received from Overdale  iv checked MCOL transaction history and the last thing on there is defence received   No dq sent by courts. Am I reading this correctly.    my understanding is I ignore the dq and wait for the courts to send one?
    • Hi  I've received letters acknowledging that overdales have received my caa request and CPR request. No info. I'm going to post you my defence for to look at tonight or tomorrow morning. H
    • Morning,  I have recieved a reply from my request for information. They have replied with the credit agreements for my 118 loan and two Captial One cards.  They have said thay as Vodafone is a telecommunications account it is not regulated so the original creditor is not obliged to provide a copy of the agreement.  What are my next steps?  Thank you 
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    • We have finally managed to obtain the transcript of this case.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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northern Bank charges reclaim **WON**


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they certainly are john.They seem to believe that we're mugs over here!!They haven't realised that claimants just put the pointy head on when they are mucked about with.

 

I just feel sorry for everyone else who has yet to realise that they can take them on.......

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LTWFB looking good i think the northern will be happy to see the back of you ! lmfao anyway tell as many people as possible about the banks and how to claim their charges back with all the media consumer council and such telling them it should catch on soon !

if my advice has been of any help to you then please click the scales ! Thank you :D

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Hi all

 

Im just starting this long road against the ulsterbank

they sent me three years of statements as my acc was joint

with my ex prior to that although she never used the acc.

i have calculated that they owe me 1186.06 in charges so

can you help me by answering if i can estimate previous years

charges and also what interest i can charge (if any):confused:

 

Many thanks in advance

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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Hi all

 

Im just starting this long road against the ulsterbank

they sent me three years of statements as my acc was joint

with my ex prior to that although she never used the acc.

i have calculated that they owe me 1186.06 in charges so

can you help me by answering if i can estimate previous years

charges and also what interest i can charge (if any):confused:

 

Many thanks in advance

 

Stuart

 

Stuart

first of all you'll need to start your own thread so that people can keep track of your case.

 

If your account was joint for the whole period you were with the bank,you are entitled to the data.However,be aware that your ex may well be entitled to a share of the spoils if you claim them back!!

 

If they don't give you the data and you are entitled to it,put in an estimated claim to flush them out,and you can only add the 8% interest at the court claim stage.And report them to the Information Commissioner's Office.

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  • 5 weeks later...

If you have followed my ongoing saga with the Northern Bank,you'll know why I had to claim twice.....

 

anyway,letter of settlement and bankers draft for £2255 received this morning for 2nd successful claim,avoiding a court hearing on DEC 6.No admission of liability,of course.... :rolleyes:

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Well done buddy, but what are we gonna do for our jolly day out now?

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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I register at court on the 6th so maybe we could have a jolly day out at the expense of ulster bank ?

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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LTWFB nice 1 mate but you knew anyway theyd crumble glad to hear you won and now you can enjoy christmas and be fresh for the new year well done mate an inspiration to us all !

if my advice has been of any help to you then please click the scales ! Thank you :D

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