Jump to content


  • Tweets

  • Posts

    • Particular's of claim for reference only 1. the claim is for the sum of £6163.61due by the defendant under an agreement regulated by the consumer credit act 1974 for hsbc uk bank plc. Account (16 digits) 2. The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s 87(1)  of the consumer credit act 1974 which as not been compiled with. 3. The debt was legally assigned to the Claimant on 23/08/23, notice on which as been given to the defendant.  4. The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £117.53 the Claimant claims the sum of £6281.14. Suggested defence 1. The Defendant contends the particulars of the claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.3 (3) in relation to any particular allegation to which a specific response has not been made. 2. The claimant has not complied with paragraph 3 of the PAPDC (Pre action protocol) failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st of October 2017. It is respectfully requested that the court take this into consideration pursuant 7.1 PAPDC. 3. Paragraph 1 is noted. I have in the past had financial dealings but do not recognise this specific account number or recollect any outstanding debt and have therefore requested clarification. 4. Paragraph 2 is denied. I have not been served with a default notice pursuant to the consumer credit act 1974. 5. Paragraph 3 is denied. i am unaware of any legal assignment or notice of assignment. A copy of assignment was sent by Overdales solicitors when acknowledgement of receipt of CPR request was received, but this was not the original.   6. Paragraph 4 is denied. Neither the original creditor or the assignee have served notice pursuant to sec86c of the Credit Consumer Act 1974 Notice of Sums in Arrears and therefore prevented from charging interest on debt regulated by the CCA1974. 7. The defendant submitted a request for a copy of the alleged agreement pursuant to s78 CCA 1974. The claimant has acknowledged receipt of request but has failed to comply. The claimant has failed to provide any evidence of balance or Default Notice requested by CPR 31.14 8. It is therefore denied with regards to defendant owing any monies to the claimant. therefore the claimant is put to strict proof to:  a.  Show how the defendant has entered into an agreement with HSBC. b.  Show and evidence the nature of breach and service of a Default notice pursuant to section 87 (1) CCA 1974. c.  Show and quantify how the defendant has reached the amount claimed for. d.  Show how the claimant has the legal right, either under statute or equity  to issue a claim. 8.  As per civil procedure rule 16.5 (4) it is expected claimant prove the allegation that the money is owed. 9.  Until such time the claimant can comply to a section 78 request he is not entitled, while the default continues, to enforce the agreement 10. By reasons of the facts and matters set out above, it is denied that the claimant is entitled to the relief claimed or any relief.     .
    • OK, well rereading the court orders from March, in the cold light of day rather than when knackered late at night, it is quite clear that on 25 June there will only be a preliminary hearing about Laura representing her son.  Nothing more. It's lazy DCBL who haven't read things properly and have stupidly sent their Witness Statement early. Laura & I had already been working on a WS, and here it is.  It needs tweaking now after reading the rubbish that DCBL sent and after all of LFI's comments.  But the "meat" is there. Defendant's WS - version 1.pdf
    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

PCN for Parking voucher showing wrong date but right day


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5129 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

On Saturday 3rd of April I was issued a PCN (code 12s) for "parking in a residents bay without clearly displaying either a permit or voucher or pay and display ticket issued for that place".

 

A visitor parking voucher for the zone was actually on display however on inspection I found I had scratched out the number 4 instead of 3 on the date section. Do I have grounds for appeal as the correct day/month/year were scratched out correctly, it was clearly a mistake on my part but only on the date?

 

(Scratched out sat 4th april 2010 but it should have been sat 3rd april 2010)

Link to post
Share on other sites

Short answer to this is no. However, You could post up the PCN (omit any personal details) to see if there is anything wrong with it.

 

__________________

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek professional advice for clarification prior to taking any action.

 

Please click my scales at the bottom of my profile window on the left if you found my advice usefull.

 

Link to post
Share on other sites

If they allowed an error on just one of the scratch details, people would use the same voucher to park over and over.

 

For example, if it is scratched Saturday 4 April 2010, it could be used to park on:

 

Saturday 3 April 2010 (just the number is wrong)

Sunday 4 April 2010 (just the day is wrong)

Saturday 4 September 2010 (just the month is wrong)

Saturday 4 April 2011 (just the year is wrong)

 

... and other similar dates which may arise. So - the voucher is invalid if not totally correct.

Link to post
Share on other sites

Dear Green and Mean,

 

If this is correct and it has been cited on this forum, can you post a link to the relevent appeal, or if not does anybody else have information on how I can present this case for appeal to the city council

 

regards

 

Grey

Link to post
Share on other sites

It is correct just appeal that you did have a permit on display contary to the alleged contravention on the PCN. If they reply that you did but it was invalid they will just dig themselves a hole that is impossible to get out of. Don't mention the date was wrong just tell them you had a permit and wait for their reply and we can take it from there.

Link to post
Share on other sites

Dear Green and mean,

 

surely they will have a photograph or CEO notes to show that a voucher was indeed on display but had been incorrectly dated. I would guess they would then issue a correctly worded PCN in replacement?

Link to post
Share on other sites

Dear Green and mean,

 

surely they will have a photograph or CEO notes to show that a voucher was indeed on display but had been incorrectly dated. I would guess they would then issue a correctly worded PCN in replacement?

They're not allowed to adjust a PCN once its issued. So as G&M says just hand them the shovel and let them dig themselves in to the hole.

-------------------------------------------------------------------------------------------------------------------------------------

This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

--------------------------------------------------------------------------------------------------------------------------------------

 

Link to post
Share on other sites

I have just found this information

 

Parking - Contravention Codes 10 to 19

 

Parked in a residents or shared use parking space without clearly displaying either a permit or voucher or pay and display ticket issued for that place

 

 

Contravention Code 12 – Suffixes rstwxy

RTEmagicC_Permit_holders_Residents_01.gif.gif

A CAN may be issued if a vehicle has nothing on display at all, which would allow it to be parked in the particular space. The ‘for that place’ part of the contravention is important so for example, handwritten notes or residents permit for a different area would be classed as nothing displayed as there would be no circumstances when what was displayed would mean that the vehicle was legally parked. Similarly, visitors vouchers or pay and display tickets used in residents only bays (where such vouchers or tickets are not permissible) would count as not having anything on display for that place.

 

and further down:

 

Parked in a residents or shared use parking place displaying an invalid permit, an invalid voucher or an invalid pay and display ticket

 

 

Contravention Code 19 – Suffixes irswxyz

RTEmagicC_pemit_paydisplay.gif.gif

A PCN may be issued where some attempt has been made to park lawfully within a bay but what is displayed in the vehicle is incorrect (e.g. the pay and display ticket has expired or the voucher has been incorrectly scratched out).

Edited by GreyArea
Link to post
Share on other sites

There may be a technicality here over whether the voucher was valid for that location, even if scratched correctly. If the sign says "Residents Permit Holders Only" and you use something else - a Visitor Permit for example, you may not be entitled to use it there.

 

A bit of research into this may be needed.

Link to post
Share on other sites

So would I be right in writing to them with an informal challenge stating that a visitor permit for the correct zone was in fact on display then wait for them to write back saying that they have disallowed the challenge as the ticket was incorrectly dated.

 

once I have received that letter do I then tell them that they've charged me under the wrong code and wait for them to reply or should I just go with that from the beginning?

Link to post
Share on other sites

In answer to Jambersons query,

 

the visitor permit shown is the one we are given for our visitors, I use the same ones every time my GF calls around, it's just on this occasion I scratched out the wrong number in the date box

Link to post
Share on other sites

So would I be right in writing to them with an informal challenge stating that a visitor permit for the correct zone was in fact on display then wait for them to write back saying that they have disallowed the challenge as the ticket was incorrectly dated.

 

once I have received that letter do I then tell them that they've charged me under the wrong code and wait for them to reply or should I just go with that from the beginning?

 

Your first 'appeal' before you get another letter is informal but the Council must consider it, use the 'I had a permit argument' they will then most likely reject it and send you a Notice to owner. If you get a NTO then use the invalid permit 19 argument which is certain to win provided they noted down you had a permit. There is of course the outside possibility that the CEO completely missed the permit which is why you need to make the informal appeal to see what evidence they had and what you are arguing against before you show all your cards.

Link to post
Share on other sites

Dear G&M

 

I have a photograph of the PCN under the wiper and with the visitors voucher clearly seen underneath it (with the date in the corner of the photograph) plus I have the address of a passerby who has stated he would be quite happy to write a witness letter to the effect that he saw the same.

 

Is there anything else I could do, maybe there is a template letter on the site somewhere?

 

regards

Link to post
Share on other sites

I have drafted this letter as a quick reply, I havent posted it yet as I am waiting for my witness to send me his letter so any improvements would be greatly appreciated

 

Dear Sir / Madam,

 

Please find attached a copy of PCN LV83234203 issued to a visitor who had parked outside my home in the resident’s parking bay (K zone), on 3 April at 10:38 am.

 

I wish to informally appeal this PCN on the basis that there was in fact a K Zone Parking Voucher present on the dashboard of the vehicle in a position that could be easily seen from the pavement, contrary to the alleged contravention.

 

If there is photographic evidence opposing this assertion or written notes taken by the issuing CEO at the time then I would like to be given a copy for further investigation.

 

 

I wish to be contacted at the above address with further information as to the progress of the complaint.

 

 

Blah Blah Blah....

Edited by GreyArea
Link to post
Share on other sites

I have a few comments on your draft letter:

 

I am waiting for my witness to send me his letter so any improvements would be greatly appreciated

 

You don't need a letter from a witness. It will just complicate things.

 

 

I wish to informally appeal this PCN on the basis that there was in fact a K Zone Parking Voucher present on the dashboard of the vehicle in a position that could be easily seen from the pavement, contrary to the alleged contravention.

 

This reads fine to me - but explain further - don't expect them to work out the rest!!

 

Tell them the alleged contravention was no voucher and that this is incorrect because you did have a voucher, but it was not scratched out correctly. The contravention is therefore not applicable in these circumstances, and the CEO should have issued a PCN for the actual contravention 19. However he did not, and so the PCN is invalid.

 

- that's what you need to tell them.

 

If there is photographic evidence opposing this assertion or written notes taken by the issuing CEO at the time then I would like to be given a copy for further investigation.

 

Don't ask for evidence in an appeal - it is a waste of time.

 

I wish to be contacted at the above address with further information as to the progress of the complaint.

 

Again, don't ask for things in an appeal. They won't contact you and send you things during the course of the appeal, or tell you supplementary info. Just spell out the grounds of your appeal, as suggested above, and await a decision.

Link to post
Share on other sites

 

Tell them the alleged contravention was no voucher and that this is incorrect because you did have a voucher, but it was not scratched out correctly. The contravention is therefore not applicable in these circumstances, and the CEO should have issued a PCN for the actual contravention 19. However he did not, and so the PCN is invalid.

 

- that's what you need to tell them.

 

Jamberson, if you glance back through the thread, G&M advised that no further info should be offered at this stage in the appeal, simply that the contravention did not occur as the offence code was for "no voucher" when he was displaying a voucher. The fact that the voucher may have been incorrectly marked is not an issue at present as that is not what the PCN claims.

Link to post
Share on other sites

Jamberson, if you glance back through the thread, G&M advised that no further info should be offered at this stage in the appeal, simply that the contravention did not occur as the offence code was for "no voucher" when he was displaying a voucher. The fact that the voucher may have been incorrectly marked is not an issue at present as that is not what the PCN claims.

 

Correct, at this point we do not know why the PCN was issued the OP is only guessing its because the date was wrong. Until we establish why it was issued its best to leave any other defence until the formal appeal. There seems little point in writing an appeal that admits you know you cocked up and scratched the permit incorrectly.

Link to post
Share on other sites

GreyArea,

 

If I understand your letter correctly, you are not the owner of the vehicle but(I am guessing here) feel responsible as you scratched off the permit details for your visitor.

 

I may suggest an alternative route. I do so because you have no statutory right to appeal. While there is nothing to stop you making representations at this stage the NTO will go to the vehicle owner. I think you need to be clearer to the LA because I suspect you want to kill this now so it doesn't get to NTO and pis$ off your visitor, so I would say something akin to the following:

 

Dear Sir / Madam,

 

Please find attached a copy of pcn LV83234203 issued in the resident’s parking bay (K zone), on 3 April at 10:38 am.

 

I wish to make representations against this PCN on the statutory ground that "the contravention did not occur". This is because there was in fact a K Zone Parking Voucher present on the dashboard of the vehicle in a position that could be easily seen from the pavement, contrary to the alleged contravention.

 

However, I have subsequently observed that there was an error on the visitors permit in that one of the details was scratched out incorrectly. This would be a contravention "19s an invalid permit" which is different and at a lower rate.

 

I am aware that the law does not allow you to reissue the PCN with the correct contravention.

 

I am also aware that the law requires you to consider these representations.

 

I wish to be contacted at the above address with further information as to the progress of these representations.

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

Link to post
Share on other sites

I don't see that it matters if the OP "confesses" to what really happened - no PCN was served for that particular issue, so it's a dead end.

 

It's just a matter of making it clear to the person reading the appeal letter. I think the situation can be spelled out clearly with no risk that it will cause any comeback. The point is to try and get it cancelled first time, so there's no subsequent problems with having the RK make a formal rep.

Link to post
Share on other sites

I don't see that it matters if the OP "confesses" to what really happened - no PCN was served for that particular issue, so it's a dead end.

 

It's just a matter of making it clear to the person reading the appeal letter. I think the situation can be spelled out clearly with no risk that it will cause any comeback. The point is to try and get it cancelled first time, so there's no subsequent problems with having the RK make a formal rep.

 

It's also a question of making the person reading the letter realise that the person who wrote it knows their stuff.

 

To do this it is in my view better to make it all crystal clear if, as I say, I have understood the situation.

 

Anyway it is all up to the OP which way they want to go!

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

Link to post
Share on other sites

  • 2 weeks later...

Hello again,

 

Well I sent in an informal appeal using the following template

 

Dear Sir / Madam,

 

Please find attached a copy of PCN LV83234203 issued outside my home in the resident’s parking bay (K zone), on 3 April at 10:38 am.

 

I wish to make representations against this PCN on the statutory ground that "the contravention did not occur". This is because there was in fact a K Zone Parking Voucher present on the dashboard of the vehicle in a position that could be easily seen from the pavement, contrary to the alleged contravention.

 

If there is photographic evidence opposing this assertionor written notes taken by the issuing CEO at the time I wish to be given a copy for further investigation.

 

 

 

So I've set the ball rolling, obviously they will dismiss it out of hand and will then provide their evidence for this in an explanatory letter before giving me another 14 days to pay the £25.

 

As per G&M's logic once they tell me what they have (and if it is indeed down to a wrongly dated ticket) then I will send them a copy of the photograph of the ticket and its position on the dashboard, a witness letter to back it up and then formally appeal on the "invalid ticket" 19s defense and see what happens then.

 

I'll keep you posted

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...