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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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Help with Letting Agencies.


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Hi,

 

Can anyone help me on a wee problem.

 

I moved into my current property last November on a 12 month contract with the company let's call them RR.

 

The guy I deal with isn't very nice, I got a bad feeling about him from the off.

 

When I paid last month's rent - He got in contact with me saying how it was late, there was no money in the account - I informed him that I had paid & could prove this.

 

I then get a txt asking if future rent could be paid into another company, & there was a new account number & sort code.

 

My question is this:

Is my contract valid?

I have had no written correspondence regarding a change of company - The website of RR is still up & running with no mention of a change.

 

Also to be notified of this by txt?

 

My rent is due on Monday, paying is not a problem but I'm wary of handing over £610 to a company I did not sign on with.

 

 

Any help or advice would be appreciated.

 

Thanks!

Edited by Moo1984
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A text?

 

Curious, although he could just be very busy, what with the booming economy.

 

More seriously and as a (former) Agent I would have written in advance to tenants formally advising them of the change of name and would have included a letter of authority from the landlord too.

 

The "text" approach sounds either a) dodgy b) slapdash or c) all three :)

 

You should have the landlord's name on the tenancy agreement, do you have their address, or is it a "care of" address (ie c/o the agent)?

 

Please advise, so can consider.

 

Once CAG posters have responded to your subsequent message(s) then would look to simply email the agent (with a copy to the landlord if you can), politely, along the lines of your initial message here.

 

We can all help draft a suitable email, if you wish.

 

As for Companies House records they do show a R****** Residential. I will PM you the details so you can check we are talking about one and the same.

 

Haven't yet traced a B**** & W**** though. Once that is done there is a way of checking if there are any connections between the two (associated Directors and so on). It's a nominal cost, but should be hopefully no need to go down that route, not just yet.

 

R******* were only incorporated in March 2009 and have yet to file accounts, so, personally, I would be a little cautious if they are giving you a new name so soon - ie March 2010 is their accounting reference date and the clock is now ticking for them to submit their own accounts (admittedly they have many months still to do this!).

 

Would also suggest remove reference to the R*******'s name from your original message, so that your post/comments do not show up on google!

 

Best to stay one step ahead if you can and not tip them off (yet).

 

Hope that helps.

Edited by NewSAHD
typo

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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A text?

 

Haven't yet traced a B**** & W**** though. Once that is done there is a way of checking if there are any connections between the two (associated Directors and so on). It's a nominal cost, but should be hopefully no need to go down that route, not just yet.

 

 

 

If you search just B**** & W**** lettings on google, the first one to come up is their website. You'll find their company name on the contact us page (incorporated in 2007).

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If you search just B**** & W**** lettings on google, the first one to come up is their website. You'll find their company name on the contact us page (incorporated in 2007).

 

Zingy, cheers, what did we all do before the intraweb and google - apart from get ripped off from time to time :D.

 

The registered office for B*&W* is in Birmingham though, whereas R* is in Doncaster. Without spending, oh, all of a quid or two, are they really the R* and B*&W* we are talking about?

 

Just a thought, cheers for checking it out too, as missed the link first time around. Left a PM for the OP earlier, so no doubt should get to hear soon enough.

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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Zingy, cheers, what did we all do before the intraweb and google - apart from get ripped off from time to time :D.

 

The registered office for B*&W* is in Birmingham though, whereas R* is in Doncaster. Without spending, oh, all of a quid or two, are they really the R* and B*&W* we are talking about?

 

Just a thought, cheers for checking it out too, as missed the link first time around. Left a PM for the OP earlier, so no doubt should get to hear soon enough.

 

I wouldn't look into the registered office thing too much tbh. I have a couple of companies (not in this industry) and I have them at different registered offices - mainly due to branding issues, etc.

 

They might be related, but a quick look at the return for B & W and the incorporation/director details for the Residential company should shed some light.

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Zingy, agreed, hence the comment for "all of a quid or two" and that it's easy enough to see if any direct connections between the two.

 

Will wait on the OP coming back to us as have sent a PM with regards s47 & s48 (L&TAct1987) and s1 & s2 (L&TAct1985) requirements, which may go some way to help too. Oh, as well as asking some other "useful" questions :)!

 

Thanks again for the input though, always appreciated.

As for me, happy to help out. I am not a Landlord, but I have been in the past. I am not an Agent, but I have been in the past. I am, therefore, a has been, so always seek independent and suitably qualified advice elsewhere before relying upon whatever has been posted here :-)

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