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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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dano10 vs Barclays


dano10
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OK (deep breath) - I'm off!

 

S.A.R - (Subject Access Request) sent to Barclays today. Bricking it to be honest, as I'm one of these people who is rubbish at keeping tabs of his money, and so have always been terrified of the bank. Here's hoping I can reverse these roles!

 

Have applied for parachute bank account elsewhere today, as I have an overdraft on there and I'm aware Barclays may demand it back, get nasty down the line, etc.

 

Wish me luck!

 

 

22/08/06 - sent SAR to Barclays

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Good for you, good luck :oops:

:pNikki:p

22/8/06 Subject Access Request sent to Barclays

21/9/06 Statements here.

22/9/06 Sent request for repayment of charges. £2,380 :-o

19/10/06 LBA sent

19/10/06 Barclays send offer, Nikki sends thanks but no thanks letter

 

FAQs :::::::::::::::::::::::::- PLEASE READ THESE FIRST!!! -::::::::::::::::::: Read these, they really do help!

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thank you, and to you! ;)

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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I've just realised I sent my letter to the One Churchill Place address, in London, but others have been sending direct to Peter Townsend in Leicester.

Have I slipped up already??

 

22/08/06 - sent S.A.R - (Subject Access Request) to Barclay

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Not at all....I've been sending all my letters to Customer Services Department at Barclays Registered address which is One Churchill Place & with no problems at all...Good Luck

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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thanks!

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Good Luck...I've just sent my LBA off yesterday as by the looks of things my claims going the same as everyone elses in the fact that I've received all the standard replys that everyone else....so its a case of so far so good....Keep us all posted

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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OK, just awaiting statements now. Got usual letter from Barclays pretending they don't know what's coming, plus they returned my £ 10 cheque.

 

All revved up with my marker pen......

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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You're on the right road to recovery as they say....

 

They usually leave it until the last day is up...mine came on the 40th so they'll certainly drag things out....

 

When your statments do turn up go through them at least three times as I'd missed off about £100 which I only picked up after the 3rd & my eyes were burning....

 

Look for any unpaid outs, Paid Referals & Unauthorised O/D fee....

 

Put them all in the spreadsheet template which is in the bank templates BUT make sure you delete the interest part as this can ONLY be added WHEN it goes as far as court action....

 

Good luck.....

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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OK, cheers for that! Good luck with yours...

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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  • 2 months later...

Hi all. Have been inactive for a month on this front, mainly due to a family bereavement, but potential job loss isn't helping either!

 

So, as you can imagine, I'm not in the best mental state to take on a shifty bunch like Barclays. But sod it, I've downloaded the template and will be checking my calculations tomorrow.

 

Anyone who feels like cheering me up with encouraging words, feel free, cheers...

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Im sorry to hear about your loss & hope your starting to find your feet again...

They do say that when a door closes then a window opens...

 

Glad to see you've not given up as YOU WILL GET YOUR MONEY BACK...

 

 

Now then where do I start with the cheering up.....Here goes...

 

Claimitall v Bank of Scotland ***SETTLED IN FULL***

 

ruthieanne v HBOS *SETTLED IN FULL*

 

Meteor 58 v Nat West ***SETTLED IN FULL***

 

aardvark the lecturer v Halifax ***SETTLED IN FULL***

 

Michellemc (personal) v A&L ***SETTLED IN FULL***.........

 

Theres hundreds more people getting their cash back....

 

So far well over £3.5 MILLION of our hard earned money has been paid back to us without setting foot in a court room...

 

All done by following step by step guides backed up by the help & support of EVERY member of this brilliant community.....

 

Now for some more cheering up...Its long but well worth reading

 

How to Tell When You Need a New Car.

 

* You lose the stop-light challenge to a 14-year old on a moped.

* 15 minute Jiffy Lube needs to keep your car for 3 days.

* When you gas up, the attendant asks, "Can I re-duct tape that windshield for you?"

* While waiting at a stop-light, people run up to your car asking if anyone was hurt.

* For the last five years, you've had to settle for making "vroom-vroom" noises while sitting in the driveway.

* You keep losing dates on left turns.

* Traffic reporters are starting to refer to you by name when discussing morning tie-ups.

* Your tires are balding faster than Michael Bolton.

* The engine burns more oil than gas.

* You wouldn't mind if you were car-jacked.

* You judge suitable parking spaces by the degree of downhill slope.

* You have the local tow company on speed-dial.

* The engine catches fire and you don't notice anything wrong until the firetruck pulls you over.

* You can leave your car parked, unlocked, with the keys in the ignition, and not worry about it being stolen.

* Public transportation starts to look good.

* Your entire car isn't worth the minimum insurance deductable.

* The city sends you a notice requesting that you remove the "abandoned vehicle" from your driveway.

* Even homeless people look derisively at your car.

* Every time you start your car, the local smog index jumps a whole point.

* The local mechanic says that doing a tune-up is just "throwing good money after bad."

* You double the value of your car everytime you fill the tank.

* The 8-track tape deck finnally eats your last tape.

* When you try to sell it, The Old Car Trader won't accept your ad because they, "have a reputation to protect."

 

Hope that worked....

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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