Suspect Personal Injury Claim - Help!

[aeloen]

Hi,

 

My girlfriend was involved in a pile-up on the M1 in November 2008. As she went into the back of a 4x4 (she was in a Clio) she was held liable for damage to the 4x4. Her insurers (Tesco) paid for the damage and her premium went up accordingly.

 

Now, out of the blue dated Jan 2010 we have received a letter from 'Camps Solicitors,' regarding (what we think is) a personal injury claim. We received this letter at the end of February, even though it is dated Jan.

 

To be honest, we do not fully understand the letter (please see full text below).

 

She thinks the person named was not the driver of the vehicle - she seems to remember him having an English firstname and polish surname, however the letter names someone with a very polish firstname too - of course he may be using a 'english,' name for day to day use..

 

We haven't contacted her insurers at this point - what do you advise to do?

 

Thanks!

 

Letter:

Dear xxx,

 

Re. Our Client XXX

Road Traffic Accident: 09/11/2008

Location: M1 - Junction 13

Accident time: 8.00pm

 

We act for XXX who was involved in a road traffic accident with you on the above date.

 

Our client has suffered loss and damage in the accident and holds you legally responsible because you drove into the rear of our client's vehicle.

 

Our client has suffered personal injuries as a result of the accident which we understand (in layman's terms) to be whiplash type injuries. Our client has not so far had treatment in any NHS hospital as a result of the accident. On the information presently available we do not believe there will be a loss of earnings claim in this case.

 

Your insurers will need to know that our client is insured with Direct Line Insurance of Direct Line House, 3 Edridge Road, Cryodon, Surrey under policy number xxx and that our client is registered for VAT purposes.

 

A copy of this letter is attached, please forward it to your insurers as they will need to see this letter as soon as possible and it may affect your insurance cover an/or the conduct of any subsequent legal proceedings if you do not send this letter to them.

 

At this stage we are not aware of any other potential defendants.

 

Under the personal injuries protocol you or your insurers are obliged to reply to this letter within 21 days.

 

Yours sincerely,

 

Camps Solicitors

Edited March 1, 2010 by aeloen
additional info

[kwaks]

Pass it to your insurers.

 

Seeing as he has "whiplash like injuries" obviously diagnosed by a layman, seeing as they are so slight (read made up) that he did not seek medical assistance I am sure Tesco will tell them exactly where to go.

 

Camps solicitors are ambulance chasers

[vusys1]

Tesco & DL are u/w by RBS so they will be able to liase with each other once you notify Tesco of the letter

[trinity_enigma]

Pass the letter straight to your insurers. I can tell you however that as the accident happened 2 years ago, it is EXTREMELY unlikely the whiplash has lasted until now. If he is claiming for whiplash from the accident that has now gone away, there is no proof of the injury has he did not seek medical advice. There will be nothing in his doctors notes, the only possible thing that may suggest an injury is if he took time of work but with nothing else to back up why that will be a pretty weak argument. I'm even surprised any solicitor would have taken to claim on.

[aeloen]

Just to clarify what happened for anyone looking at this thread - we passed the letter to our insurer who told us to disregard it and that they would sort it out.

 

We've had no further follow ups so consider the matter closed.