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Trying to get out of debt a little help needed


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I have managed to sort out my financial mess and arranged payment plans etc with creditors. My problem lies in budgeting. My hubby and I get paid different times ie him the 15th and me last day of month. We get tax creds every week and cb every 4 weeks.

 

Nearly all our bills leave on the last day of the month but things like, utilities, shopping etc come out on various days of the month. It sounds simple everything to come out of my pay but I dont earn enough to cover it all, only half and during the month we always seem to overspend:oops:

 

In the past I have used an online calender that worked out how much money each week had to be put aside and this worked but for the life of me cant find it anywhere and really want to find a suitable alternative.

 

Any suggestions would be so welcome.

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