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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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She's with Barclays, i have read lots of info and given her some numbers that were on here..she's cancelled payments but is getting letters from Barclays she's very worried as everyone is I'm sure

 

Did she get the account on hold?

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Thanks for those who have reported via the red triangle I am acknowledging here as theres been quite a few.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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She's with Barclays, i have read lots of info and given her some numbers that were on here..she's cancelled payments but is getting letters from Barclays she's very worried as everyone is I'm sure

 

I started a thread in the students forum specifically for people being hassled after payment disputes.

Once we get the jist of what they are threatening we will be more able to advise.

Under Office of Fair Trading guidelines disputed accounts give people rights and lenders/debt collection agents clear guidance.

Obviously the lender/third party collector has to be made aware that the account is in dispute,and there should be reasonable grounds in consideration.

This is another area we are looking at and will be affecting some students.

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for those who have reported via the red triangle I am acknowledging here as theres been quite a few.

 

damn I just wrote to you ex computeach.. and forgot to give you my id sorry

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The red triangle by the way is directed to the site team forums-its not specific to me-but obviously I am looking there.

Theres no need to send your email details - basically its just to have a list together of members here who are in need of some help with letters to Barclays-with brief details of when you signed up with advent,how much was for when you made last payment whether you still have your mandate open and what communications you have had / sent recently.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I've not signed up to any solicitors and can't afford one with wages scratching 500-550 per month and supporting my wife at the same time. This is becoming more of a struggle I don't think I don't think I can deal with much more stress anymore. Finance is becoming so tight. I wish I never believed the sales rep about new job in 8 weeks as this monthly direct debit could help us deeply with the food supplies as every second day we cut a meal out just to survive.

 

I have not had my account frozen incase the increase the payments when they resume should we loose the fight and so I can't take that risk.

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Happy Easter to you too Martin and thanks for all the information very helpful

I'm too tired to be a detective tonight:)

 

 

Lol not suprised.

I am a bit exhausted myself and not afraid to admit it.

But hopefully we will get there.

All the team give their help and time here free-so no one is on wages here,and most have ongoing help with members in lots of areas from bailiffs to house reposessions so I just ask that peeps have a little patience.

This thread has attracted almost 100,000 hits and the pages continue so its something we know needs as much input as we can give.

The importance of people affected to continue giving info cannot be over emphasised-this keeps everyone informed and also helps us to consider the course to follow.

As said previously,its almost certain that BCF and Computeach are active here.

Amazingly we have had no input from them in an official capacity neither requests to address students concerns here.

If such a request was made -of course it would be welcome.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I've not signed up to any solicitors and can't afford one with wages scratching 500-550 per month and supporting my wife at the same time. This is becoming more of a struggle I don't think I don't think I can deal with much more stress anymore. Finance is becoming so tight. I wish I never believed the sales rep about new job in 8 weeks as this monthly direct debit could help us deeply with the food supplies as every second day we cut a meal out just to survive.

 

I have not had my account frozen incase the increase the payments when they resume should we loose the fight and so I can't take that risk.

 

 

If you have other issues with finances or debts then dont forget we have lots of other forums on the site and some good people who can advise.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Look under your user name here on the post (the one you made?

you will see it under the words -cagger since XXX posts XXX

its the little triangle with red outline.

 

Dont worry everyone is new here once.

When I first joined I was taken back with how everyone helps and supports eachother-so wanted to give the same back-which is why I am here still.:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Account No:

Dear Sire/Madam

I'm basing my complaint and demand of a refund for the £825 course fees already paid since 11th May 2009 on the grounds of :

 

1) S75 Consumer Credit Act 1974, Breach of contract by Advent Consulting LTD/Barclays.

2) Frustrated contract (Law Reform Act 1943).

3) Advent's mis-selling of inappropriate courses and pressurised sales tactics.

 

Advent Consulting LTD has terminated the contract prematurely on 27th of January 2010.

The performance of the contract with Advent is rendered impossible in light of Advent Consulting LTD collapsing. Since then there has been no student support or service, which I paid for.

Under section 75 of the Consumer Credit Act 1974, I hold you jointly and severally liable for the breach of contract with Advent Consulting LTD, as this is a linked loan, taken out at the suggestion of Advent, and BPF loan agreement clearly states "If you received unsatisfactory goods or services paid for under this agreement you may have the right to sue the supplier us or both"

 

I do regret but I cannot accept Computeach International LTD as an alternative training provider as I found their offer and reputation unacceptable when making my initial choice, present offer, terms and conditions of training with Computeach International LTD remain unknown to myself and as stated in email I received on 31st of March 2010, Computeach International LTD will be unable to answer any questions about the specifics of my training for at least another two weeks.

Following that I find the time without services I have paid for far beyond being reasonable and acceptable in any way and therefore cite Breach of Contract and demand that BPF:

- will refund money I have paid under this agreement since 11th of May 2009, totalling £825, within 10 working days

- will cancel any my remaining obligations

I was visited by an Advent salesman, Hardeep Sahejpal, following my inquiry. He suggested that there were limited spaces available and the place may be offered to another person if it was not accepted within two weeks.

I entered into a credit agreement at his urging to fund the IT training provided by Advent. I was also told that successful completion of the training was readily achievable within a few months, however I was neither aware nor warned of the fact that Microsoft recommends to have at least 18 months+ experience in IT before attempting the course.

I feel that the representations made to me were misleading and I made a transactional decision that I would not have taken had I known the true facts of the matter.

I'm waiting for hearing from you

Sincerely

-----------------------

I just sent it to BPF and waiting for refusal, and then will write to FOS:-x

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hi, yes, i need as much good advice as i can to fight this, am drafting my complaint letters to BPF about why i refuse computeach, need all help i can get, solicitor or otherwise, please advise. (in response to a4ron's entry about joining eleven people who are in touch with same solicitor)

 

thanks so much to all the sound advice and support contained in these entries, i'm making notes on so much here to assist on my letter of refusal to accept computeach via BPF, in particular, page 104 panliberski, page 102 rascal007, page 99 fuzzbutt, all these most recent entries are invaluable help, if martin3030 CAG is also helping by drafting a template of complaint letter and refusal to accept BPF 'offer' that's great, i agree not to pay any attention or to log on etc to computeach's emails, as long as we all refuse to accept and demand refund from BPF and put forward a solid case we can win our fight!!! thank you all.

Edited by chris379NE
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Quick question, have people called the number provided on the letter and enquired about the service computeach provide? Im going to call them later and ask questions to then compare to advent. The resit charges, rediculous pass rate needed to take proper exam etc all quoted earlier on in the thread are all sourced from where? Im writing a letter to send to BPF today asking for a full refund or court action will follow.

 

Or do people think im better of waiting for martin and co to come up with the best course of action?

 

Again thanks for all the support guys!

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Quick question, have people called the number provided on the letter and enquired about the service computeach provide? Im going to call them later and ask questions to then compare to advent. The resit charges, rediculous pass rate needed to take proper exam etc all quoted earlier on in the thread are all sourced from where? Im writing a letter to send to BPF today asking for a full refund or court action will follow.

 

Or do people think im better of waiting for martin and co to come up with the best course of action?

 

Again thanks for all the support guys!

 

There have been some comparisons made and shortfalls have been identified,but it does no harm to document more because different ones will apply to different people.

So feel free-although I expect you will get nothing now until after Easter.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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evening all,

 

 

 

fuzzbutt great letter, direct and all true. is it ok that i not carbon copy your letter but try to taylor it around my own circumstances then sent it away??

 

Please feel free to, lc.

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Can I ask you are asking for a refund from Barclays not just a cancellation of the agreement, is this figure you quote.. money that you have actually paid to Barclays?

 

I paid my BPF loan of £4.950 back in full in Dec 09, 10pack, before the ridiculous interest kicked in. So that's a refund.

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Very interesting read.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I paid my BPF loan of £4.950 back in full in Dec 09, 10pack, before the ridiculous interest kicked in. So that's a refund.

 

Ok so you are claiming money paid.. i was wondering if people were trying to claim total cost for the course even though they had not paid all.

I have made just 2 payments + a £500 deposit.

my agreement started at begining of this year.. and I decided to give barclays a chance to see what they would come up with.. did not dream it would be computeach.. if they had asked me for my choice.. after what happened when I was with a student with them before.. not again in a million years!!!

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Thats a great find from beedle, surely that puts in a fantastic position now to get back what we deserve after this mess from BPF. People already have been refunded due to the ombudsmen forcing it.

 

I for one feel confident now that justice will be served.

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