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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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apparently the company they bought the books off went to get there books back because they were owed so much money went to the mews and found all their offices and rooms totally stripped clean which implys that they had plenty of time to get the stuff and scarper so may be the police should investigate these mugs because where is all the money

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hi we have been 'done over' too. i have been advised to write a letter to barclays partner finance. but what i would like to know is how i would go about it. does anyone know of any templates or can copy and paste one on here.

thanks in advance.

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hi we have been 'done over' too. i have been advised to write a letter to barclays partner finance. but what i would like to know is how i would go about it. does anyone know of any templates or can copy and paste one on here.

thanks in advance.

 

this is a template i found

Consumer Direct - 1 Consumer Credit Act 1974 - Template letter for use when Goods and Services have been bought on credit

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hi thanks for replying so qwik. i fpound this one too but it didnt look right because we havent bought an item. or maybe i just dont understand it. confuzzled me a little :? :-|

 

this is the template people from the facebook group are using. yeah does seem a bit confusing lol. we have bought a service which has not been provided :twisted:

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The templates are ok,you just need to tinker with the wording-it still serves the purpose.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

 

Excuse my ignorance, but what is CCA74?

 

I have paid about about 2 thirds of 4.7k

 

And yeah I have all my paperwork still.

 

The most frustrating thing is having been almost done paying, and then having the rug torn out from under me. After struggling with such bad service in the first place. It's so unfair.

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Can you confirm that your agreement came under CCA74 ?

How much have you paid ? How much is outstanding ?

Have you still got a copy of your original agreement ?

I have a bit of paper that mentions the CCA74, I took the loan out in November 2008 with the deal i had to pay the £4,950 within a year which i managed to pay it fully by November 2009.

 

So my loan has been fully paid, Im only halfway through the 1st A+ Essentials book.

 

I also have a copy of the 3 bits of paper from Barclays.

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Good evening all,

 

Another unhappy Advent Student about to moan. Its a very difficult situation for all, myself i was in process of training on the Master CIW Website Designer program with Advent, costing £4750.00. Like they have said to us all, quote. ' we can complete at our own pace, at our own time '

obviously not. After taking all the time to complete the A+ essentials pre workshop material and setting my self for the two workshop dates i get home to find this e-mail and have the midlands BBC broadcasting the fall of the company. GUTTED. Like all we are all left standing trying to find a way to turn and find a positive way out of this. The IITC are on to it trying to find a solution saying that students should be able to complete the training with another accredited training provider from the IITC, but again what saying this wont happen again???

 

luckily enough i paid my £4750.00 pounds of another way rather than baying back barclays partner finance with there stupid amounts of APR shoved on top totaling a pay back of nearly £10,000 !!!! i went into barclays secured another loan with alot lower interest rate and got them to pay barclays partner finance the £4750.00 and then me owe barclays the money totaling a paypack of £6500 max. so i dont know were this stands as by the looks of it does barclays partner finance owe barclays or would i have to still pay off the loan with barclays??? confused ??? help

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Am I the only one who thinks that telling us we can complete our training with another accredited training provider just isn't good enough? I do not want that. I have had a crappy experience almost from the beginning, (except for the people who ran the classrooms sessions) and now that I have no chance of getting a good service from the company I signed up for, I want out.

 

I should be able to decline the offer of tutoring through a different company.

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Hi jekkers,

 

I must admit to you the service from Advent was not the best a company could provide a customer that has just shoved £5,000 in there accounts, but carnt rearly comment on the classroom experience as wasnt able to attend due to work commintments but was going to within the next mounths offering. you should though as you say be able to get out of this mess along with everyone else the way that suits you. its just a real tricky situation and you also should be able to decline alternative training if found to cover the course that you were studying.

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Am I the only one who thinks that telling us we can complete our training with another accredited training provider just isn't good enough? I do not want that. I have had a crappy experience almost from the beginning, (except for the people who ran the classrooms sessions) and now that I have no chance of getting a good service from the company I signed up for, I want out.

 

I should be able to decline the offer of tutoring through a different company.

 

I think legally you/we have a right to do that. The issue is that Barclays are in breach of contract the way things stand currently.

 

They are trying to remedy that (and avoid paying out) by providing you with another training provider (or saying they will).

 

Joint legal action is the way to go I think. Strength in numbers :cool:

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CCA74 = The Consumer Credit Act 1974

 

We are waiting for someone to post up here a copy of their agreement to look over.

In some cases lenders have recourse under section 75 of the Consumer Credit act.

For others,it will be a matter of trying to get money back from the administrators but Advents biggest creditors would probably get the first bite of the cherry,and as yet its not known what assets and capital remain for any liabilities.It will take some time for this to be established.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Im looking at my agreement now it reads as follows;

 

the consumer credit act 1974 lays down certain requirements for your protection which you should have complied with when this agreement was made. if they are not, we cannot enforce this agreement without getting a court order. the act gives you a number of rights:

 

you can settle this agreement at any time by giving in notice in writing and paying off the amount you owe under the agreement which my be reduced by a rebate examples indicating the amount you have to pay appear in the agreement

 

if you recieve unsatisfactory goods or services (Jekkers) paid for under this agreement you may have a right to sue the supplier, us or both.

 

if the contract is not fulfilled, perhaps because the supplier has gone out of buisness, you may still be able to sue us

 

if that helps at all, or would a full scan of the documents need to be posted???

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Scan would be good if not too much trouble-remove any personal identifiers.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Im looking at my agreement now it reads as follows;

 

the consumer credit act 1974 lays down certain requirements for your protection which you should have complied with when this agreement was made. if they are not, we cannot enforce this agreement without getting a court order. the act gives you a number of rights:

 

you can settle this agreement at any time by giving in notice in writing and paying off the amount you owe under the agreement which my be reduced by a rebate examples indicating the amount you have to pay appear in the agreement

 

if you recieve unsatisfactory goods or services (Jekkers) paid for under this agreement you may have a right to sue the supplier, us or both.

 

if the contract is not fulfilled, perhaps because the supplier has gone out of buisness, you may still be able to sue us

 

if that helps at all, or would a full scan of the documents need to be posted???

 

 

Thank you for typing that out.

 

So, to get my money back, I will have to sue?

 

Sigh

 

Any chance Hitatchi will make a good will gesture, or am I just wishfully thinking?

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