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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • jk2054
      Evri lost 2 parcels approx. £600 (part 2)

      By jk2054 · Posted

      Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • jk2054
      Santuary Housing

      By jk2054 · Posted

      Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • finaldj
      Santuary Housing

      By finaldj · Posted

      My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • jk2054
      Santuary Housing

      By jk2054 · Posted

      I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • finaldj
      Santuary Housing

      By finaldj · Posted

      Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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wannabedebtfreesoon

By wannabedebtfreesoon
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beyondhope

beyondhope

Posted
Posted

 

 

OMG - nuff said! The list of case law is enough to make them wet their pants lol

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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postggj

postggj

Posted
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the last time i saw such a piece of fiction was a defence against andies claim

 

it seems a mr cp still has not had enough lessons

 

you realy do need to compose a skeleton argument now and send a copy to the court

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wannabedebtfreesoon

wannabedebtfreesoon

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Compliant default my ar*e! The usual 14days cr*p, no numerical date. I wouldn't have minded but they never even bothered to send it to me!!

 

Done my head in enough for today, I'm going to bed!

 

Happy reading, (cos I know you'll re-read it! It's so incredulous you'll have to just to believe they really wrote that :D)

 

Goodnight Cab, thanks for your input x

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beyondhope

beyondhope

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i was hoping for more than wet pant's:cool:

 

cab

 

 

Wet pants is nothing but the start :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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beyondhope

beyondhope

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On it's way my dear x

 

 

I am actually speechless......seriously is that the best they could do :-o yes ok you missed payments, yes ok you refused to let car go but it still doesnt take away from the fact they NEEDED a court order to enter your property!! I honestly believe now that they live on another planet! How can they admit parts as in agreements existing etc then at the end say they deny everything?! I tell you what the more I see the more they confuse my brain! Im sure none of them are legally trained and if they are its poorly :-|

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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beyondhope

beyondhope

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Good morning all, I'm glad to see everybody has awoken with renewed Welcome busting vigour!! :D

 

 

Morning :) I hope now the shock and daze caused by such a shoddy defence has now worn off ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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wannabedebtfreesoon

wannabedebtfreesoon

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Morning :) I hope now the shock and daze caused by such a shoddy defence has now worn off ;)

Indeed it has :)

I really struggled to believe that their defence could be so contradictory, vague and amateurish that I convinced myself, (almost!), that there must be some kind of catch and it was me that was wrong!!

 

But thanks to my wonderful colleagues on here I was dutifully reassured that their defence really was the tripe I first thought it was ;)

 

All is peaceful again in the wannabe household :D

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wannabedebtfreesoon

wannabedebtfreesoon

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I am actually speechless......seriously is that the best they could do :-o yes ok you missed payments, yes ok you refused to let car go but it still doesnt take away from the fact they NEEDED a court order to enter your property!! I honestly believe now that they live on another planet! How can they admit parts as in agreements existing etc then at the end say they deny everything?! I tell you what the more I see the more they confuse my brain! Im sure none of them are legally trained and if they are its poorly :-|

That's all well and good should I have said "I made all the payments, I had paid more than a third, the title of the car was legally mine etc etc".

BUT I DIDN'T YOU FOOLS!!

 

If they want to go down the "missed payments" route then maybe they should've told the court the FULL story, i.e. all the complaints I made about PPI misselling and the amount of the re-write and their non compliance with my subject access request and how I was totally ignored BEFORE I stopped paying in protest!!

I refused to let the car go because they didn't have a court order!!!

 

Madness :-x

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beyondhope

beyondhope

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Indeed it has :)

I really struggled to believe that their defence could be so contradictory, vague and amateurish that I convinced myself, (almost!), that there must be some kind of catch and it was me that was wrong!!

 

But thanks to my wonderful colleagues on here I was dutifully reassured that their defence really was the tripe I first thought it was ;)

 

All is peaceful again in the wannabe household :D

 

 

I think your reaction was totally natural given you are LiP and they are a company with supposed trained staff! Glad to hear peace is restored :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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beyondhope

beyondhope

Posted
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That's all well and good should I have said "I made all the payments, I had paid more than a third, the title of the car was legally mine etc etc".

BUT I DIDN'T YOU FOOLS!!

 

If they want to go down the "missed payments" route then maybe they should've told the court the FULL story, i.e. all the complaints I made about PPI misselling and the amount of the re-write and their non compliance with my subject access request and how I was totally ignored BEFORE I stopped paying in protest!!

I refused to let the car go because they didn't have a court order!!!

 

Madness :-x

 

 

Thats precisely how I saw it, I dont think they understood the poc and have answered something that isnt even there :confused:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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wannabedebtfreesoon

wannabedebtfreesoon

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Thats precisely how I saw it, I dont think they understood the poc and have answered something that isnt even there :confused:

Well exactly! Their defence is holier than the Pope himself! My only choice now is whether to reply or not.

There are pros and cons for both.

 

It'll be down to the judge on the day whether he chucks out their defence on the basis that it is invalid and then I should get judgement the same day.

 

Question: Do I reply and sow the seeds of "invalid defence" with the judge, but then run the risk of not replying properly and have it look bad for me???

 

If I don't reply tho, there'll be a lot of pressure put on the day and all the whatif's spring to mind. What if the judge won't listen to me??, what if their rep is so bolshy I can't get a word in??? What if the judge makes his mind up before we even start??

 

To do, to do.......:confused:

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beyondhope

beyondhope

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I kind of would like to have the last word tho. Yes that's childish, I know!!

 

 

I dont think its childish.....as you say there are pros and cons for both I know which I would do in your position but whats right for me may not be for you :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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wannabedebtfreesoon

wannabedebtfreesoon

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I dont think its childish.....as you say there are pros and cons for both I know which I would do in your position but whats right for me may not be for you :)

Please tell, any opinions are gratefully received and I don't hold anyone responsible for the decisions I make :)

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beyondhope

beyondhope

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Please tell, any opinions are gratefully received and I don't hold anyone responsible for the decisions I make :)

 

 

If it was me i would respond, purely because it takes the heat off on the day of the hearing as the judge will have already read the majority of your arguement, if the judge is going to be influenced that is the opportunity to do it. Id be planting seeds like a professional landscape gardener :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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wannabedebtfreesoon

wannabedebtfreesoon

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If it was me i would respond, purely because it takes the heat off on the day of the hearing as the judge will have already read the majority of your arguement, if the judge is going to be influenced that is the opportunity to do it. Id be planting seeds like a professional landscape gardener :lol:

I was inclined that way, just a bit nervous of ending up getting it adjourned as a result. I'll look into it further.

Cos Ideally I would like it all done and dusted by this time in 2 weeks :-|

My costs are mounting Welcome, all this time at £9.25 per hour!

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beyondhope

beyondhope

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I was inclined that way, just a bit nervous of ending up getting it adjourned as a result. I'll look into it further.

Cos Ideally I would like it all done and dusted by this time in 2 weeks :-|

My costs are mounting Welcome, all this time at £9.25 per hour!

 

 

i guess the only good thing about an adjournment is it would indicate it is being looked into properly rather than just siding with 'the defendant'

 

Oh poo I forgot about time.......

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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wannabedebtfreesoon

wannabedebtfreesoon

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i guess the only good thing about an adjournment is it would indicate it is being looked into properly rather than just siding with 'the defendant'

 

Oh poo I forgot about time.......

I didn't put time in my claim. You get the chance to do that at the hearing luckily ;)

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beyondhope

beyondhope

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I didn't put time in my claim. You get the chance to do that at the hearing luckily ;)

 

 

Handy to know ;)

 

Nothing in post for me today so im guessing defendant will be 'served' next week

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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