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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Petition to: Regulate the UK's Credit Reference Agencies. | Number10.gov.uk


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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Would it not be possible for CAG to email all the subscribers with this if another petition is started? I assume emails are held, and it's not like we get spammed with stuff from CAG so I can't think people would mind one single email?

 

Or, how about one of the site team mailing Martin Lewis? If you could get that onto the MSE weekly email with their hundreds of thousands of recipients you'd be laughing!

Time flies like an arrow...

Fruit flies like a banana.

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  • 4 months later...

I know this might sound somewhat stupid of me but as consumers we agree to the companys we have contracts with that they can report information about us to CRAs as we signed up for that.

 

But did we give the CRAs permission to hold that information about us?

 

I'm being thick I know but I don't remember ever giving them permission to hold information about me and surely that falls within the Data Protection Act?

 

Make sense? No? Good

 

Thanks

Scrapper Coco :cool:

"I just want to make people silky-smooth!"

 

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Scrapper vs Tesco's FOS upheld complaint. Possible court action to get default removed

 

Scrapper vs Egg (Barclaycard) Awaiting FOS

 

Scrapper vs Barclays Bank Plc Offered made & Refused. This means war :-x

Scrapper vs Barclaycard (Cabot) Waiting 4 years for CCA. Cabot advised irresolvable :lol:

 

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The CRAs are joint data holders with the creditors.

 

Yes, agree.

But, as such they really should validate the information that they are jointly processing, however, in general it would appear that, they do NOT!?

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I am suing 1 DCA and a bank for entering unlawful defaults. To ensure the CRAs cannot escape from their responsibilties, I have sent them copies of the concocted statements. They cannot deny their inaccuracy and default entries must be both lawful and accurate. If I am successful with the bank and DCA, I intend to sue the CRAs. The cases are also with the ICO.

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How's it all going Pinky? Your thread seems to have become a general default chat now and it's a bit tricky to follow your specific posts!

Time flies like an arrow...

Fruit flies like a banana.

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I can go ahead with 2 of the cases and I have them almost ready. The other 3 are with the ICO and I am going to wait for their decision but that won't stop me going ahead. With experience of the ICO I have learned that accuracy of the defaults is just as important as the lawfulness so I have sent them all the duff statements I received. Big backlog there - 9 months. Still, hopefully it will be worth waiting for. I don't need credit - I just want to sue their ar%es off!:lol:

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Good luck with the ICO Pinky, one point that's often missed when disputing the accuracy of records is that the history of the account BEFORE the default always seems to disappear. I've gone back at Cabots claim that they are simply lodging the default to maintain an accurate record of how the account was operated by pointing out that prior to events which led to Cabot getting their dirty mitts on it the account was run pretty well and thus an accurate 'picture of how the account was run should currently show three and a half years of greens with the odd 'one' marker prior to the default and the omission of the years when the account was well run is a gross failure by cabot to accurately and fairly represent how the account really was operated.

 

Of course the £366 default amount will shortly be wiped out by nearly £500 of charges I'm claiming back (claiming directly from Cabot as an equity under assignment which appears to have confused Cabot into querying whether they really do own the account or not :D ) so they are doomed to failure on the default thing anyway, just trying to cause them as big a problem as possible along the way.:p

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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glad to see it's still plodding on then, it's just a shame it takes so long.

 

I didn't realise there was such a massive backlog. I guess my SAR non compliance complaint (from jan) will be a while then:rolleyes:

Time flies like an arrow...

Fruit flies like a banana.

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"I just want to make people silky-smooth!"

 

Scrapper vs MBNA Partial Settlement Success. Saved £13,000 :lol:

Scrapper vs Barclays Bank Plc PPI Reclaim Success £5,500 :lol:

Scrapper vs Barclaycard Partial Settlement Success. Saved £6,000 :lol:

 

Scrapper vs Tesco's FOS upheld complaint. Possible court action to get default removed

 

Scrapper vs Egg (Barclaycard) Awaiting FOS

 

Scrapper vs Barclays Bank Plc Offered made & Refused. This means war :-x

Scrapper vs Barclaycard (Cabot) Waiting 4 years for CCA. Cabot advised irresolvable :lol:

 

Scrapper vs Intelligent Finance. Success

 

Scrapper vs Picture (Webb Resolutions) Success

 

 

Beginner's guide

 

Advice & opinions given by Scrapper are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability.

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glad to see it's still plodding on then, it's just a shame it takes so long.

 

I didn't realise there was such a massive backlog. I guess my SAR non compliance complaint (from jan) will be a while then:rolleyes:

 

Hmmm, well lets just say, if you have been holding your breath, you are in deep trouble :rolleyes::D

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